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 Please explain this to me (life insurance and beneficiary)? |
| My HUSBAND had his life insurence in his MOTHERS name. I demanded that he change it ONLY because WE ARE MARRIED for christ sake! Anyways he works for a prison and came home today telling me he ... |
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 Term Life Insurance? |
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 Home insurance? |
Just realized I forgot to pay my home insurance payment and it cancels at 12am. Does anyone know what happens? If i make the payment tommorrow will they reinstate me?
Additional Details
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| I need to know if pregnancy is considered pre-existing. My fiance and I are getting married this month (November) and his job's insurance should be kicking in Dec 1st. I am about 14 weeks ... |
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| Is it just me or is baby / child life insurance the creepiest thing ever?... |
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| My Mom was recently diagnosed with lung cancer. She is wanting to revise her will due to changes with in the family. She wants to leave me her house. There is a loan on the house that is "non-... |
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Please help me find an affordable life insurance at 80 years of age to life.
Thank you,
L... |
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| Both my wife and I have insurance from our work. But my work had been asking me if I really need two insurances. They are trying to cut their cost by asking me to drop my insurance from my work, ... |
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| My husband has a accidental death benefit insurance mainly for our mortgage, in case he becomes incapacitated or dies, I am the beneficiary (we have no kids). I am 32 and he is 33 years old, we have ... |
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Will S | Life Insurance question, If you are licensed in one state can you sell to all 50? |
Can you work under a company like AIG and get your own leads, advertise, and sell in all the states beside you own state? How does it work? How can you be a broker and sell different companies to all states? |
 |
 
Dan H
 |
No. With one exception. If the person you are selling to is actually in the state you are licensed in and signs in that state, then you generally can.
However, you can get a non-resident license in the state(s) you want and there is typically no test involved (assuming you are currently licensed in the state you reside in). There are fees involved, however.
A broker's license is a different animal. While it depends upon the state you are doing business in, generally you must have an AGENT's license for at least two years before you can become a BROKER. And, yes, if you are an independent broker, you can contract with multiple companies.
A note about advertising...you need to check with the DOI of your state about your advertising materials. If it is your own, you could get in trouble if you don't. Especially if you are securities-licensed (series 6 and 63). If you just use company materials and you do not alter them in any way, you can use them. |
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Feeling Mutual
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I think that depends on each individual state.
You need to go through the Insurance Commission in my state.
You need to know the insurance laws of the state you are selling in. |
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Wendy S
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Each individual state requires licensing.
How you sell and in what states depends upon the company you contract with.
Good luck! |
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Jitz
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i think so./.... |
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Kripple
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i think you can ya should first see your company info n stuff.... also try looking for laws that say you can't do it whatever look around first |
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krystal c
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NO, each state has its own tests for insurance because of the different laws. |
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