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 Why aig has bankrupted?
i m asking abt AIG amarica....


 Do you have to file an insurance claim if the person on your own policy vandalized your car ?
To start off my vehicle is under me and my ex's name. I have an insurance policy with my car and his car in the policy. So last night my ex completly went psycho and smashed my front car window ...


 Travel insurance?
I have just got back from china. Whilst I was there I had my bag stolen which had clothes,shoes,etc. I purchased travel insurance before traveling and am covered for upto £2500 which is plenty to ...


 LAWYERS--Who's responsible for this stolen property?
My husbands roofing company was doing a three day roof job. They came back to work the second day and found that someone had stolen $600 worth of shingles off of the homeowners property. And you ...


 Can I cash an auto insurance check written out to my leinholder and myself?
I got in a small accident and was issued a check from my insurance co. My family is really short on cash right now and we were thinking the best thing to do is leave the damage on the vehicle and ...


 Health Insurance: How Much Will COBRA cost me?
I'm not one who likes working for others, and I'm getting enrolled in my company's health insurance. It's only for me, and they'll wind up deducting like $160 per month from ...


 Does insurance cover malaryia shots and hep shots????
...


 Can my medical insurance take their money back after paying?
i had a car wreck in october of last year. i went to the emergency room that night and gave them my medical insurance information. i went back the next day because i passed out. i used the same ...


 Is there any real difference between Geico and State Farm auto insurance?
Will I get better protection from Geico? Or State Farm?...


 My life insurance wont cover me for multiple sclerosis as my mother has it but I thought it wasnt hereditary?
So why will they not cover me?...


 I am 26 and currently a student and i dont have a job,i was looking for an affordable health insurance.?
...


 Medical/Insurance emergency... HELP????
I couldn't afford insurance thru work (part time at a nursing home), so i didn't get it. i'm not in school anymore so i'm off my parent's insurace (20 yrs old). also i'm ...


 Life Insurance question?
I have a non-prefer smoking policy life insurance but on the present I smoke .what could happen if in case I die? will my insurance still cover my family?...


 Can a dentist report you to collections if he told you you wouldnt owe anything and send a bill later?
I am 19 years old and in college, my dentist is threatening to turn my account over to collections after sending me a bill over a year ago. When I asked about getting crowns he told me that my ...


 I think our house insurance is expensive, want to change using comparison site England what is important to?
if i use a comparison site to change our house insurance what is a good way to do this, the main reason being to try to cut down on our monthly out goings

i am a bit confused but would ...


 Can you collect unemployment if your hours were cut from full time to part time due to slow business?

Additional Details
I live in the state of Florida. When I was hired it was at a full time bookkeeper/CFO. I was informed to day that the job doesn't need a full time person right ...


 Can i switch the name of the car insurance to my name at 17?
i am 17 and was wondering if the current name of my insurance can be swithched to my name?

and can the title of my car be switched to my name as well?
Additional Details
money ...


 I have no health insurance pain is killing me?
i drive for passengers , to airports , but i have no health insurance . my back pain is killing me .
please help me how can i live a good life in new jersey ...


 Is this good?
looking to do something in the insurance field, wondering if its a good field to get into or not, the college im looking to go into says starting salary is 33, 456. I'll probably be living in T...


 I am thinking of getting renters insurance. What is the cost of most average cost of most polices?
Live in a 2 story, downstairs apartment ground floor, one level., I have a doxie (weiner dog), my son who is an adult and my husband.
Additional Details
It is two bedroom one month and I...



Lai L
Life insurance: denied for too much coverage??
I wanted to buy $50k policy on my 78 y/o mother for final expenses and debts. My insurance guy said that his company (Prudential) may denied the application, not because of her health but because:

1 - my sister already has $100k policy on my mom
2 - mom does not live with me nor will I lose financially when she dies. (this one actually makes sense!)

Can this be? I've always thought that:

A - if the insured is healthy
B - you can afford the premiums, heck buy as much as you want.

Not the case here with me though!

Can someone with industry knowledge shed some light on this rule?

Thanks if advance.
Additional Details
Professor Wonderful - I understand your point.

Again this is my mom I'm talking about and only for $50k for final burial and cover all debts.
                     
 




Professor Wonderful
Rating
No insurance company wants to have a state insurance commissioner call them in for questioning.

If a person has more insurance than a 'reasonable and prudent man' would expect, then there can be a violation of guidelines or laws.

For example, if a mobster took out a million dollar policy on my ex-girlfriend (who is worth little more than a plugged nickle), what would happen if she accidentally died?
Can you imagine the investigation? Properly so, I might add.

No company should ever be at too great a risk on any one life.

There should never be a potential to 'profit' from the death of another person.

OK?


jkrd156
Insurance must go through underwriting that takes into account current and potential income, longevity, risk, and need. You can't usually get a policy for that age person that is affordable. There are some legal issues on excessive amounts. You must also have some risk of loss as the owner of the policy, but that is usually waved for family. No company is going to take on a risk that they know 100% will cost them a lot of money.


Jennifer
Hi,
I used "Credit Solution" to settle my debt and improve my credit score.They managed to reduce my debt up to 58%.It's legitimate.I came across this company on NBC News Special Edition.Check it out here:
http://doiop.com/feh8z6


LINDA P
Rating
It is hard to say. You have to check it out yourself.here is some useful information for your question might be helpful.http://health-insurance.expert-tip.info/company-health-insurance-life-mega.html


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