 What kind of car details will lower the cost of insurance? |
| I have to buy a car and the insurance will be costing more than the actual car. Some factors I can't change like the fact it will be my first year with a full GB licence, my gender, age, where I ... |
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 What kind of insurance would cover this..? |
I am taking a buisness support system class in school, and we have a worksheet to do and one of the questions are asking what kind of insurance would cover this if..
You had a friend ... |
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 I have a PPI policy on a personal loan and.................? |
| I have been claiming on it for a while now. At first I claimed because I was made redundant. I got another job after several months and on my first day back I became ill. I was recently diagnosed as ... |
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 Lose job, how to get health insurance? |
| I'm 21 and was wondering if i were to lose my job or get fired, or switched a job that offered health insurance in 3 months or more... how would i be able to pay for some of the medications I am ... |
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 If you received a large medical bill one month before..? |
| your medical insurance kicked in is there a way to get it put on your insurance or any ways to lessen the bill? it's a 15,000 dollar medical bill and my medical was only one month away from ... |
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 Is there any way to bring down the cost of a hospital bill? |
| I received the Explanation of Benefits from my insurance company recently and all it basically says is that it does not cover any part of my hospital bill and surgery and I'm about to be sent a ... |
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 Group Health Insurance with Pregnancy? |
| I know I can’t get an exact answer without all the group details, I’m just looking for a general idea. I currently don’t have health insurance with work. They do offer it, however it is not ... |
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 Meaning of 'risk date' of a policy of insurance??? |
Additional Details
i have my insurance exam tomorrow....pls help!!!... |
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 Can a Pregnant runaway get financial aid & medical insurance in another state? |
Im from cali and I really need to know if I can get help in another state financial and medical help im 17 and 4 months pregnant
Please Help T... |
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 If an insurance company pays me for a medical claim.? |
| Can they they ask for the money back more than a year later saying that the clam was not covered.... |
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 I am Buying an Insurance Agency. Need advice ASAP!? |
| A friend of mine offered to sell me his book of business. In about 12 months, he built a $2M book with over 3000 clients mainly P&C pers lines. To say the least, it will be a problem book that ... |
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 Hi guys, Do you think it is really worth it to have private health insurance in Australia? |
| I have one with MediBank and i have to pay a lot each month. I just wondered whether it is really worth it. Instaed I can pay all this if I need it. For example I heard it does not cover dental ... |
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 Health insurance group - Do I have to give medical records? |
I am going to buy a small business. I will be offering group health insurances do I, or any of my employees have to give medical records to my insurence company?
Thank ... |
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russ_vl | Life insurance with gerber life? |
hey everybody...im thinking of taking life insurance with gerber life..im getting a lot of pish posh from the company, they seem to be circumventing my questions....im curious has anybody ever filed a claim with them regarding the passing of a loved one, or tried to make a claim with them? my dad...god rest his soul tried to get a life insurance policy claimed when his sister passed on, he was beneficary,,and i remember they gave him a hard time about the policy...if you can suggest a life insurance co you have id be intrested....serious answears only please
Additional Details
okay...for the person who said they were tied in with globe life....thank you, ive had nothing but bad dealings with Globe Life insurance...and this tells me a lot right there |
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island3girl
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i've often wondered about them myself. Personally I think that the fact that they market so much via mail is telling that they may not be as good as they claim.
From working experience, sometimes it takes close to a year to get all the paperwork processed with insurance companies for claims. They are more than happy to take your money, but real slow about paying it out.
I would continue to assist them in processing the paperwork, and in the meantime check them out with the better business bureau. Also you may look into speaking with an attorney. In the yellow pages some of them will offer free cosultations that usually last from 15 to 30 minutes. Have copies of all papers and have a list of questions ready. You may want to make appts with more than one attorney because once you get an answer it usually causes you to have 2 more questions. good luck |
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waggy_33
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I would not buy life insurance from any company unless I know that they are rated AAA. If not you are taking an unnecassary risk that the company will be around when a claim is made. Gerber prey's on new parents and they are not offering anything that a well rated company wouldn't offer. View the purchase of life insurance the same way you would if you were investing in the stock of a company. if it is not well rated don't buy it. |
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Hadley
 |
Gerber Life is well-rated and has offered life insurance for children for many years now.
Here is a complete review of Gerber Life's offer compare to another Life Insurance Plan for Children from Globe Life.
Gerber Life's Plan - Overview:
Coverage Amount: Up to $30,000
Whole Life Insurance - Builds Cash Value
Coverage automatically doubles at age 21
No Medical Exam
30 day Money-back Guarantee
AM Best financial strength rating – A (Excellent)
Available for Ages: Infant to 12 years old
The Globe Young American Plan - Globe Life - Overview:
Coverage Amount: Up to $30,000
Whole Life Insurance – Builds Cash Value
No Medical Exam
30 day Money-back Guarantee
AM Best financial strength rating: A+ (Superior)
Available for Ages: Infant to 25 years old
When you consider all things, Globe Life does have a higher financial strength rating through A.M. Best. Also, Globe Life has been around longer and has more than 2.5 million policyholders.
It may be something to consider, comparing Globe Life's offer with the Gerber Life plan you are looking at now.
I hope that helps. Best of luck to you. |
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Emperor Norton II
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I think you should seriously consider getting an insurance agent, rather that use an 800 number.
Any person or company that doesn't give excellent service should be avoided. |
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Ron@InsureMe
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Gerber Life Insurance has been insuring smiling babies since 1967. The company’s juvenile life insurance products include the “Grow-Up” whole life policy. The company also offers whole life policies for young adults and older adults, term life plans, and life burial plans, as well as accident protection.
They do offer a variety of policies for newborns, but can be expensive compared to many other companies.
You may want to comparison shop to see how Gerber's rate compares to the other large insurance companies. Life insurance is best found by investing time, educating yourself and comparison shopping. Getting a quote takes about 2 minutes.
InsureMe: http://www.insureme.com/landing.aspx?Refby=614505&Type=life
Once again, shop around, get multiple quotes, and learn all you can about a policy before you buy life insurance.
Ron @ InsureMe |
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insuranceguytx
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First, there are better policies from better companies that Gerber. Shop around.
Second, Insurance is an item that we must purchase and needs regular reviews for all of your coverage. The coverage that you need changes throughout your life. This goes for life, disability, property & casualty, etc. Find an agent that you trust (You will have to kiss a lot of frogs).
When you are dealing with an insurance company, take solid notes of any conversation you have especially who and when. Don't settle for form letters. If you don't understand, ask for clarification both from the company and from the agent. If you really need a clear understanding, ask for a letter on company letterhead signed by an officer. That will carry more weight if you need to dispute the point beforre your state's insurance commissioner.
Good Luck |
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mbrcatz
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OK, whole life insurance is a huge ripoff. It costs more than term, for a LOT less coverage.
Some people here will no doubt post links to get quotes - try them. Also, check with the agent who writes your car and/or house insurance, see if they'll give you a couple life quotes.
Ask for 20 Year Term, renewable and convertible. Anthing else - whole life, universal life, anything that touts a savings plan - is a ripoff. Don't buy from any agent that pushes these - they cost a LOT more, and the agent makes a LOT more money from them - which means they are NOT looking out for your best interest, but their own. |
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