How much condo insurance should one get? |
| if i have a condo that i want to get insurance for, what is a good amount? the condo is 1215 sq ft w/ 2 bath & 2 bedroom.... |
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Is there any way to get financial assistance for prescriptions even if you have insurance? |
| I don't mean for children or old people just the average adult. The meds that I take are very expensive but I have to have them. I just wondered if there was any help I could get?... |
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Has anyone had trouble with american general life insurance telling you your policy will be will no good soon. |
| american general life told me my policy would be worthless soon and then tried to sell me a new policy with triple the rate and also take all my cash value from my old policy (without telling me).... |
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*****Is pregnancy considered a 'pre-existing' condition to health insurance agencies? HELP! NEED ANSWERES!? |
We plan to marry so the baby and I can get covered, I just found out last week and dont have an Dr. Appt until the end of Sept. Would it be considered pre existing if we wait til after the Dr. ... |
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Group health Insurance? What if my emplyer doesn't offer the best group health insurance? |
Hi
In my last job, my employer offered quite good group health insurance but my new employer doesn't.
The cover they are providing does not offer many benefits and would ... |
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What should i do??? |
| My uncle is pressuring me to get life insurance !!! I dont know if i should get it or not i mean i know it's good for me but i'm only 18!!! He's driving me crazy !!!... |
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Dang insurance company question...? |
| i am a home owner and moving out of the country for 1 year. i have rented my house out to a couple of tenants (same 2 people will occupy the house for the year). i have done this twice in the past ... |
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Joint car insurance policy with boyfriend? |
| My car insurance company is willing to give me and my boyfriend joint coverage for our vehicles.... but my BF's medical insurance won't cover "co-habitating heterosexual couples"..... |
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Can a 17 year old get their own medical coverage in California? |
| I'm 17 and live in California. I was wondering if I am legally allowed to sign up for my own medical insurance, like through MediCal or something, and not through my parents. It's a long ... |
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Health insurance question? |
| I will be 18 next month. I dont live with my parents I havent had insurance for a few months either.. I live with my bf. and I want to get insurance but I am looking for a good insurance that I wont ... |
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I wanted to know whats the best and cheapest health insurance out there.? |
| I am no longer covered under my parents insurance and i need one once i get into nursing program.... |
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How much is fair for employee health insurance contribution? |
| My company used-to pay 100% of employee and family health premium. Now, they're asking the employees to contribute, $125/mo for employee, $400/mo for employee+family. They're giving a 1 ... |
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Travel Insurance? |
| Hello everyone, I have a friend who wants to visit her son in Canada. She has been quoted £22 for travel insurance, but they say she will have to pay a surcharge of £200. They say this is due to ... |
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Eligibility on your parents Health Insurance.? |
| can you include someone that is not your family in your parents health insurance? We have United health care. How do i find if the person wanting to be added in the insurance plan is eligible? He is 2... |
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Cheapest Insurance for me? |
| I am looking to get insured for a 2006 Mitsubishi Evolution. I am 20 years old, and a clean record. I applied for progressive, and for the basic I was quoted $150 per month. But since I have a loan I ... |
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Do I have to get flood insurance? My mortgage company sent me a letter? |
| I got a letter from my mtg company saying flood coverage is required. Apparently, I'm in Zone A. What can I do about this? I can't afford hundreds in additional premiums - I already have to ... |
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Patrick | Loans and insurance ? |
Got a letter today about the bank not having proof of insurance on my car which I paid for with a loan. It is dated the 19th, today is the 27th, so I got it 8 days after the sent it. It says they're going to open a CPI ( Collateral Protection Insurance) policy at my expense.
Now I only have liability on my car, but it requires full coverage. It's the weekend, and I'd have to get full coverage, and show them proof of insurance on monday. Will this work?
If I get a bill for the CPI policy thing, there is no way in all reality, that I can pay what it is gonna be, thus meaning I get my car repoed because the bank is stupid and takes 8 days to send me a letter of notice.
What do I do?!!? I can't lose this car! |
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Cat
 |
If you can get full coverage, do it and hand-deliver a copy of the policy on Monday. Talk to them. If full coverage is in place, they shouldn't need the CPI.
Did you not know you have to have full coverage when you don't own the car outright? Well, if you didn't before, you do now. |
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d_k8049
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their is no problem,problem is in your mind.its work by norms and guideline so you follow the situation. |
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Good♥Gyrl
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Yes, you can get full coverage by going online and applying for a policy like Progressive or Safe Auto, if available in your state. You'll have to do some Googling, because I don't know what state you're in. Get your quote, just pay it, and fax the proof in to the auto loan company on Monday. Make sure you talk to someone and get their name and credentials. |
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mbrcatz
|
It will work, but you will still have to pay for the CPI, from the time the loan orignated, until the date you get the full coverage on your car.
Hopefully, if you're talking about two weeks lapse, the bill will be $200 or less. But it could be more. You're just going to have to find the cash.
Life lesson here. When you try to outsmart the contracts, it usually comes back to bite you in the butt. And, life lesson 2, read every word of every document, and understand it, before you sign.
Life lesson 3? Borrownig money for a depreciating asset, is like being a slave. It's better to own a $500 paid for junker, than a $3,000 car with a loan on it. |
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Richie Rich
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Get full coverage. Until you pay off the loan, it is required by the lender. Call your current insurance company to get the full coverage, if they are decent, they will have a team on the weekend.
The bank is not stupid, they are protecting there assets. Once you send them a copy of the declarations page showing full coverage, they should adjust the CPI coverage to the time that you did not have it.
Short answer, you should have full coverage anyways to protect you. |
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Steve D
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On Monday, call around for car insurance. Get what you need before noon, go and pay for it. Get the insurance agent to fax the coverage sheet to the loan company (find out who specifically to fax it to). As soon as the agent faxes the document, call the person and tell them the coverage sheet is there and to please get it and note that you have coverage.
If you start the process when you wake up at 8 am, you should be able to get it done by noon. Of course, you will have to pay for it (check or credit card), but it will be cheaper then the CPI policy they are gonna get you. |
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Sandy S
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Of course the title holder wants it fully insured what would have made you think otherwise?
IF they have not already insured their interest themseves then you can show them the policy on Monday. IF they have taken out the policy they will cancel it as soon as you show proof of FULL coverage.
Good Luck |
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