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 Car insurance blunder?
Last week i received a letter from the bank informing me i had been charged 39 pounds for a direct debit being returned unpaid.
I was stunned as i had left the money in the bank.
I was ...


 HELP! I just got a no insurance ticket and I have to prove I had insurance today but I didn't! Any advice?!
I am a very poor college student and I just got a ticket to go to court to prove I had insurance today. Does anyone know how I can trick the system and get insurance that says I had it yesterday or ...


 No insurance, medical bills?
I used to have med. insurance and my mom kicked me off when I got married and my husband still refused to carry me on his. He and I are getting a divorce and I have none now...

Last night I...


 Does anyone need life insurance policy ?
lots of ...


 Searching for ice breaker presentations, in a day long training sessions?
I do train people on life insurance related topics which is a dry topic. People get bored very easily, hence i am searching for ice breakers, funny ppt presentations, quiz, jokes and other such ...


 Insurance company wont pay for my gutter because they say it wasnt windy enough. Is there anything i can do?
it was really windy but they say it was 39mph and they only pay out at 47mph +...


 How much does insurance cover braces? Nationwide?
My dad says we have Nationwide so I was just wondering how much of the cost of braces is paid for by insurance? Thanx....


 How to file an insurance claim with the other persons insurance company?
...


 Cheap health insurance for college students?
I live in Orlando, FL and i'm a non-smoking college student. Does anyone know of any cheap health insurance or even health discount plans that I could get on just to cover the cost of my Bipolar ...


 Can I use a PO Box as my only postal address? Will insurance companies, banks, DVLA etc accept this?
My Uncle is about to move to a caravan park where he will live for most of the year. The problem is the park only uses PO box's for post so he wont have an address. He's worried what ...


 Can I be held responsible for my adult daughter's medical bills?
My daughter who is 25 years old has medical bills from when she was 23 years old. I am receiving threats to go to a collection agency if I don't pay. She was no longer under my insurance at ...


 What happens if you don't tell your insurance about a pre-existing condition? ?
I am going to be getting new health care coverage soon. The thing is that I have taken pills for years for stomach acid. They won't cover for 'pre existing conditions'. So I was not ...


 I need to find a good low cost Property Insurance company for a small business building in Los Angeles.?
...


 What is the grace peroid for pay premium for lic money plus policy if due date is 30 sept?
...


 I cannot pay my car insurance this month on time it is dued on the 5th of june but i can pay next two weeks w
...


 Is it MANDATORY to have medical insurance?
Is it mandatory to have medical insurance? If so, then what about the people who cannot get it because of their lack of the social security number?...


 WHat do you people judge insurance?Is it important?
Will you get insurance to protect yourself?...


 Should I invest in a variable life insurance policy?
I don't really need the insurance, yet it seems like a good way to invest in funds that grow tax free. What are the pro's and con's? Anyone out there have any experience with these?...


 Insurance company call wreck no fault due to act of god clause.......has anyone ever heard of this?
...


 Is "hit and run" without leaving a note"despicable"?
While parked outside my residence, my car was hit by another car. The driver drove off without so much as leaving a note. Did nearly $10,000 in damage to my car! California makes leaving a note a ...



Helen Scott
Looking for a good (cheap!) health insurance?
I live in Southern California (Riverside) and I'm on the hunt for a good and cheap health insurance...thought I'd reach out to the Answer's community for help. Couldn't hurt, right? Ideally (in my warped little dream world) I want several doctor's visits for $25 or $30 a visit...and I want a deductible of $5000 or less. Any ideas? I currently have Tonik 3000...and their rates are going up to $102, so I'm hunting for something cheaper (ideally around $50). Any suggestions?

I've already looked at all the major ones online....kaiser, uhc, pacificare, blue cross ca.....
Additional Details
Haha, Alex...truer words were never spoken.
                     
 




Tom Z
Rating
You need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. You probably already know that there is much more to health insurance than what is the cheapest policy.

Ultimately, you are the one who determines how "cheap" your health insurance policy will be because you decide how much you will participate in sharing the cost of your health care with your insurance company.

If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage and you choose low deductibles and low copays your monthly premiums will be significant.

On the other hand if you are young and healthy and rarely use the health care system you might be able to consider a plan that covers only the major health catastrophe which will result in, maybe not "cheap" but, a relatively low monthly premium. You then can use the monthly premium savings to pay for the occasional doctor visit and still come out ahead.

Check with the agent that writes your home or auto insurance he/she can provide you a health insurance proposal that takes into account your budget and health situation.


Bill S
Rating
It sounds like the LAST thing you need is some greedy agent who wants to skim 25% off the top of whatever you pay. Yeah, big help, buddy.

Try Blue Shield of CA (they offer different products than BC), but remember that Southern California isn't the cheapest place to live, you won't find some stunning bargain no matter where you check.

A high deductible plan works for some and just plan to pay those doctor visits out of your own money.


Ekamai
I personally used blue cross but that was through an employer : (
I signed up for "temporary insurance" through ehealthinsurance and ended up going with assurant insurance. What a mistake. They completely scammed me. All the ones on the internet that have cheap prices like $50 are rip offs. They dont cover, then continue to charge your credit card or bank account and then when you call to cancel, they have a girl answer who says that nobody is there and they are all out sick and can they call me back. This was with assurant and ehealth referred me to them so I wouldnt trust either of these companies and they are 2 of the biggest out there.


Erika B
You could try AmeriPlan USA.
they are a discount health benefits company who have very low monthly payments and then you also get discounts from 30-80% off all health care costs.. Prescriptions included.(25-50% off)..
Please visit the website and if you are interested, my telephone is under the contact section!
Good Luck!


Ujjwal G
Rating
For the indemnity insurance please visit the site
http://www.insuranceandinvestments.net


alex m
When it comes to health the words "good" and cheap don't exist in the same policy.


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