 Mortgage company unreasonable about homeowners insurance requirements.? |
I own a condo, and I asked my mortgage company how much condo insurance I am required to hold as a provision of my mortgage.
They stated that I must have enough to pay off the mortgage ... |
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| I have had my credit card # stolen in the past and have never had a problem with having the charges forgiven. This is $40 extra a year on my premium. Does anyone see any meaningful value with ... |
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 A tree on the boulevard just cracked in half and landed on my car parked in front of my home.? |
No big storm,tornado or lightning. just some wind and a little rain drizzle. The tree was not dead to our knowledge.
luckily nobody outside was hurt.
My question is- is the city any way ... |
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| If I was a skilled builder with my own sole trading company, could I inherit the work and be 'effectively paid' by my insurer to fix my own property?... |
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| I thought I signed up for the family dental plan at work 4 months ago. After my husband's dental claim was denied, I was told that I checked the wrong box (employee/child box) on my application. ... |
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 Why do Some Insurance Companies rip you off on your claims? |
Additional Details
My home was destroyed in Aug 2005 and we lost 35 years possessions including a clock collection of some 550 clocks.We followed all the rules never claimed for ... |
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| If I add someone onto my auto insurance policy and that person gets in an accident, will my rate climb. If it does can I remove that person from my policy to keep my rate the same.... |
|
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| My husband and I pay $420.00 a month for both of us. His has a 250.00 deductible and mine is 1,500.00 deductible. We are both in our 40's with no health problems.... |
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 What happens if you answer "no" to the question "Have you used nicotine in the past year"? |
| On a life insurance policy application but you really do. What would happen if you started smoking after it was in effect? Would the company not pay the beneficiary when you died? How would they know?... |
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| im 18 & really dnt knnow anything!!helppp....is it expensive?... |
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| I left 2 shopping bags in the parking garage..? |
and when I came back to get them a few minutes later they were taken.
What can I do? Does insurance cover my loss/theft?... |
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 Car loan my car is totaled? |
| So the driver was drunk totaled my car...has no insurance.. I still own 1700 on it... could I go after the guy in small claims to pay my loan off since I dont have the car any longer.. its a mustang ... |
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Peter Peter P | Looking to get auto insurance... should i get life insurance ? |
My brother told me to check out http://quck-insurance-quote.com
is this a good site to shop around for auto insurance and life insurance, I drive fast and don't want my girlfriend to have nothing if I die. |
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Bradley S
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For life insurance, I recommend speaking with an insurance broker. A broker works with many different companies and can find the best coverage and price for you. To find a broker, log onto a website like http://www.lifeinsurancewiz.com and request a free quote. If you consolidate your insurance—auto and life policies—with one company, you should receive a discount. |
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Jeff
 |
Life insurance is good for two things:
1) Money to bury you.
2) Money to replace your income.
If your girlfriend is living on her own, and you two are just dating, then if you die, she's not going broke.
If you two get married, then you will need life insurance of about 10 times your income. The money goes into a mutual fund, and if it gets 10% growth, it replaces your income without ever touching the principal.
I don't know about this particular site. |
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prplpngn
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As an insurance agent, let me tell you this. It is ALWAYS a good idea to go through a local agent. Insurance is in soft market status right now and you will more than likely see that an independent agent can get you much better coverage for a much cheaper rate!
Hope this helps! |
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♥~♥devilwithbleudress♥~♥
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You should definitely get Life Insurance. And don't worry about your girlf friend getting any money from it if you die. YOU get to choose who is to be the BENEFICIARY.
Life insurance is a PLUS. Funeral arrangements are so expensive. You should get a $25,000 life insurance policy or higher.
As for the site, well, you should get a well-known company like State Farm or Prudential that have been around for so many years for LIfe Insurance. For car insurance, it doesn't really matter. On car insurance what matters is what and HOW it covers you and yours in case of an accident or something for the price you are paying.
You should also look into the place where you work at (for life insurance). If you plan to stay there for years, it would be good to get a life insurance from there. As most companies give you from $1,000 life insurance FREE (company benefit) up to $10,000. Depends on the company.
As for Auto Insurance, depending on the year of your car, you should get FULL coverage.
*my opinions* |
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Richie Rich
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Although that is a good site to shop around on, your best bet is to actually call the companies directly. Most of the rates on there that I have found are usually for the best of conditions and are higher when you call.
For life insurance, if no one is dependent on you now, you have no need for it. Since you want it, shop around for a good term policy. They are the lowest priced and are strictly insurance.
If you want investments, put money in an investment account. You will typically get better rates than when they are tied to a life insurance policy.
Also when checking into life insurance, ask a few questions.
What happens on renewal?
Do I have to prove insurability?
How long are the premiums guaranteed?
What happens when that time runs out?
If we are to get married, can I add my girlfriend on without having to get a new policy?
If we have kids, same question? |
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Professor Wonderful
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If you have life insurance, be sure to keep your girlfriend happy.
Find the oldest phone book in your home. (I save mine in the garage.)
Open the book to INSURANCE and see if there is a specific listing for Chartered Life Underwriters (CLUs).
If so, check to see if someone has the same last name as you do.
Call that person, or the next one down. (This techniques keeps the first one listed from getting all the calls.)
The CLU is a difficult designation to earn. By going to an old phone book, you are finding someone with experience.
The technique can be employed anytime you have a major investment to make, such as hiring a swimming pool contractor. If the phone number is disconnected, of what value is the guarantee?
I wish you lived in a state where I am licensed. I'd sure like to write a good policy for you...that would include investments within the premiums. Oh, well. |
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Sunny ♥
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then just get the auto insurance, that way she wont get anything lol. |
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