 Car was financed sold to new company...is it legal to increase my loan for lack of insurance? |
| I have a loan for 12k. I have had insurance but shopped for a better rate. My intentions was to add to my homeowners policy. the company increased my rate by $2000.00. and added that i was ... |
|
 If health insurance isn't offered through your work can you have an hsa? |
| I won't have hsa offered through work. But I want it, can it be done? Tell me what you know about hsa's. Thanks.... |
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 I have a drivers liscense but no card and no SScard or Birth Cert. how do i go about getting one? |
| I lost my drivers liscense i have a number but no card. Also i have lost my social security card as well as my birth certificate. I am legal of the United States, but i cant get a job nor can i apply ... |
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 Can I sue an Insurance Company over a person who isnt on the policy but was driving the car and drunk? |
| I play in a touring band and last wednesday a person side-swiped our trailer and van causing serious damage to the vehicles. Our equipment was damaged and vehicles had to be totaled out due to my ... |
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 Just bought new Homeowners Ins. policy & an initial discount was removed!? |
| I just switched both my old home & auto policies to metlife (from Amica & GEICO), due to substantial rate savings. My quote & initial paperwork for the new home owners policy provided ... |
|
 Can it be any cheaper? |
| My daughter and I have insurance right now that my dad is paying $450 a month for us to have and soon I will be taking over that bill. I would get insurance through work but they require me to work 35... |
|
 How Much interest does a life insurance policy accumulate? |
| My aunt died recently, and she had a life insurance policy no one knew about, and my mom is the beneficiary. She wanted me to find out how much interest can be accumulated from a general policy. It ... |
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 Can an health insurance policy be purchased on an newborn, without insuring the parent? |
| Issue: An unmarried college student, living at home, and covered on her parent's health policy as a dependent is pregnant. The newborn will be her dependent, not her parent's so she will ... |
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 What is a good and reasonably priced health insurance? |
Additional Details
Sorry! I didn't know more details were needed! We live in Bergan County in New Jersey, USA.... |
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 My insurance broker gave me no temp proof of insurance. It's been a month and nothing. Any thoughts on that? |
| Shouldn't the broker be giving me a temp while I wait for my package in the mail?? Should it be taking this long?? I have given him my first and last payments and a void cheque...worried he... |
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 I have an insurance question....? |
| If you have a high deductible what does that mean? Does that mean you have to pay co-pays until you meet that deductible and then you don't have to pay co-pays once you've met it? T... |
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 Health insurance didn't pay bill when they approved it from 5 years what can i do about it now? |
| I had my wisdom teeth removed about five years ago, the doctor required that I had anethesia to avoid choking on pieces of them because they were fragile from cavities. They had to run the insurance ... |
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 What the best health insurance for me? |
| i am a senior in high school and I am going to college this year, my family don't have any type of health insurance so i want to get one on my own, I want the health insurance that covers dental ... |
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 Which insurance is better? |
hello,
just wanted to know which insurance is better? for a couple ages 51 and 50.
AETA PPO
Blue Cross Blue Shield 5000 (Nevada)
Humana
thank you ! :)... |
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bigdaddy | Lost health insurance? |
My wife lost her job and she carried the insurance. I work for myself so no benefits. Is it better to assume COBBRA while she is job searching or to take a short term health insurance from some one like United HealthCare? We have 2 children 1 and 4 years. Any advise? |
 |
 
AZBlue
 |
The cost of COBRA is no more than 2% of the actual group rate your wife's employer was paying on her behalf. If your family has pre-existing conditions that are somewhat serious or costly to care for, COBRA is the way to go. Short-term coverage will exclude all pre-existing conditions.
An important reminder...you have 63 days from the date the group coverage ended to opt for COBRA. If you obtain any other coverage in that time, including short-term coverage, you lose the right to be covered on your wife's COBRA plan.
If your family is healthy, short term coverage is an excellent idea, and I would check out your local Blue Cross company for comparison sake.
Another idea is to purchase an individual/family plan now. If and when your wife has new insurance, simply take her off your personal family plan. Chances are that your monthly cost to insure you and the children will be less on the personal plan than the cost of being on your wife's new group plan.
Lastly, if you purchase an individual/family plan, strongly consider an HSA, (Health Savings Account,) qualified high-deductible plan...and again, consider Blue Cross. |
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pro_v_0003
|
the absaloute best thing not to do is to take the cobra....the reason is, as you probably see...it's about 3 times the amount she was contributing. short term policies don't cover to much, you could create a small group, it only takes two people, and your family would not be dependent on group insurnace through a job. |
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mitua s
 |
please try this
<a href="http://www.jdoqocy.com/click-17481... target="_top">help!</a> |
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Uncle Leo
 |
Do some comparison shopping. Look not only at price, but also coverage. It's difficult to say whether you're better off with a short term policy unless you compare coverage as well as cost. Factor in the problem of any pre-existing health conditions you or your family might have. If there are significant pre-existing problems, ask your wife to exercise her COBRA rights. There are relatively inexpensive short term policies, but they may not cover that much. There's no free lunch when it comes to health insurance.
If you don't have time to comparison shop, ask your wife to exercise her COBRA rights now. You're covered by COBRA for 18 months. If you have time later to do a little research (potential resources are discussed on the webpage listed below) and find a cheaper policy with acceptable coverage, you can always cancel the COBRA coverage. But if your wife doesn't exercise her COBRA rights within 63 days, she loses them. |
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Squirrel
|
Just from personal experience.. COBRA is VERY EXPENSIVE!!! I ended up going with and independent ins. co. And it is so much cheaper and actually covers more that COBRA does! If you have a option- don't waste hardworking money on COBRA! |
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