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 How important is health insurance for me/us?
i am a little iritated right now. my fiance and i me 23yrs and him 22yrs dont have health insurance. he has major from his family business but that is it. my dad is worried that i am not on any ...


 My health insurance company over paid me $66,667.83 over the past 4 years. Why do I have to pay it back?
I called the insurance company 4 years ago and told them they were paying me to much. I called three times & spoke with three different people. They all said I was getting the right amount. I ...


 Who does the rating in insurance products. the agency or the carrier?
as far as the process of quoting, binding, issuing, etc
where does that happen? the agency or does the carrier do it and the agency just as a front end?
Additional Details
what ...


 A cat came into my condo and bit me. Does insurance cover this?
...


 When are you allowed to collect insurance on a peice of jewelry?
I plan on giving a very expensive diamond bracelet back to the person who gave it to me. I have paid insurance on this piece for about four years now, and I want to claim insurance on it....


 Do Life Insurance policies grow year by year? How do they work?
If I wanted to get one for myself, my whole family has one for themselves, and my partner has one for himself, would money automatically go into it from my paycheck? And do they grow year by year as ...


 Health insurance question?
will my family health insurance premium skyrocked if I have a debilitating illness, if so what is a person to do about this if they dont want to use their savings.....


 Is House insurance expensive?
My dad owns the home we live in. We live in Los Angeles area, and we don't have insurance at the moment. I'd like to know how hard it is to get, and a ballpark estimate of the cost. I am ...


 How can I start an Insurance policy?
...


 Does group insurance have to cover a dependent with pre-existing conditions?
Here's the background. I live in Seattle, WA. I am engaged and my fiance has a 2 year old daughter who had a heart transplant when she was 5 weeks old. They live in Canada and are canadian ...


 How can I get insurance money for a car that a tree fell on?
A neighbours tree fell on my car and crushed it. Thier insurance refuses to cover the costs. The insurance for the car also doesnt cover it....


 What are the best home based businesses?
looking for an added income to profit from working at ...


 How long does a bacs payment take to go through?
...


 Which is the best pension plan-lic.icici.hsbsor sbi.plz help me out?
i am really confused with all these pension plans .i dont know which one to pick up?do ...


 Hey i got a big problem i need homeinsurace whitout checking our credit thank you?
...


 Does my old insurance company have the right to bill me AFTER my policy expires?
My homeowner's insurance policy expired on March 1, 2008. After comparing rates I decide to go with another insurance company. I explained my situation with my former agent prior to the ...


 Tenant insurance?
...


 Is insurance a scam?
I'm an educated individual who knows his history. I know where insurance came from and I can recognize its validity, at least for businesses/investors/trade. Recouping a loss is extremely ...


 Rental car insurance?
Never rented a car before, what are my ins. options? I dont want to pay the rental place for ins. (Hertz). I have Geico for my car ins. does that cover a rental also? Plus if I pay with a credit card ...


 Which life insurance companies deny the most claims?
im shopping for life insurrance but I dont know which one to choose. I was going to try globe life because its cheap...but i heard they deny a lot of claims. which is the best company...hopefully ...



Al D
Lost wedding ring 2 yrs ago, ins. pd me, bought new one, now I found old ring. Do I give ring or cash back ?
Claim was with State Farm - do i give them back $4000 cash or the old ring. I don't really want it anymore since I bought a new one with the claim money. Anyone have experience with this before I call the agent? Thanks
                     
 




mbrcatz
You can ask them, but most likely they'd want the cash back.


§ ☼ JLG ☼ §
I actually thought it would be give the ring to them. They paid you for the ring, which makes the ring their property. You have already used the money to do what the policy states, which is replace the lost item. I really can't see an insurance company asking for the money back. They will take the ring and sell it to recoup their loss. Call your agent of the claims office and find out.


James b
i would give them the ring if i was you if you have no use for the ring but the cash will probally come in handy hope this helps


M U
Rating
I think you should!
But it's better to call them and ask, just to get it off your conscience.

Edit: Oh you already are.. sorry misunderstood the question.
Again you should call them. Don't be shy!


boilerette72
Rating
You should sell the ring and give the cash back.


vareeabull
Rating
You would have to pay the money back.
They have no use for the ring.


Queen B
the cash. and so you know, you cannot insure it again unless you do pay them back.


♥HEARTS 808♥ SNOWBUNNY ILF♥
Rating
I am the LAST person in the world to say keep something that doesn't belong to you...But in this case I say forget it...keep the ring and don't say anything...they won't want the ring...you will have to pay them Back CASH.


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