 Car insurance companies willingness to pay a claim? |
| I've been looking at several different car insurance companies to compare rates and services. I've never had a claim in the past, but I was wondering if anyone had positive/negative ... |
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 Which Would You Prefer NationWide, Liberty Mutual, State Farm, or Farmers for home & car insurance? |
| And Give reasons why you choose the Insurance company..pls help im trying to choose one for my home and car...pls ... |
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 Does full coverage insur cover additional drivers not listed on policy? |
| I was told that she has full coverage on her car, which should cover me (insur) if something happened. I am not specifically "named" on the policy, does that exlude me from being covered ... |
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 Can I still be on my parents car insurance policy if they are in a different state? |
| I live in California while my family lives in Utah. I have been on my family policy and about a year ago I registered my car here in CA. CA requires insurance (which I have, but in UT). My family is ... |
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 What if someone never recieved a medical bill in the mail? |
| someone applied for medical insurance for they're newborn baby 2 years ago but they have never recieved a bill once. But now they recieved a bill askin for payment. The hospital went out of ... |
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 What is your attitude to insurance agents? |
| I'm proposed to work at this work but I'm not sure that's good to sell insurences to people from the point of morality. It's about life insurance. And I have totaly different ... |
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 Are you automatically eligible for Medicaid in Michigan if you are pregnant? |
even if you have some money saved? regardless of income?
Additional Details
right now I dont make diddly squat but i have some money in the bank and i know they go off assets ... |
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 Poll: Is it fair that those with insurance get to die only once? |
"A recent news story stated that 'victims who lacked insurance died much more often that those who were insured.' Is it fair that those with insurance get to die only once?"
<... |
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 If you had no job and kept your cobra insurance but it was hard to pay would you drop it? |
| i think we are if any thing bad happens in a way is it better as we could not pay what insurance doesn't cover i am not sure as never had this ... |
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 In Texas, if you sign to buy a life insurance but change your mind, can you get your money in full amount? |
| Last night insurance agents are able to pressure us into buying equity index universal life insurance, this morning we realize that it is too expensive and we'd rather have term life, what can ... |
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 Can you tell me where do i go to buy cheap health insurance? How about online health insurance? |
| I'm 23 and my parents can't cover me under family insurance anymore. Buying from my work place is very expensive and have to work at least 32 hours. Buying from University is about $1,400 a ... |
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| Who should pay? |
| I just read a on line story that said that smokers& overweight people should pay more for insurance because they caused their own medical problems. Yes I used to smoke but havent in 30 years.yes I... |
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STFU Dude | Massive medical insurance companies: Can you think of anyone so wise, benevolent, and caring? |
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★ Jenae ★
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.....the Yamster? |
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Run James Run: SMF
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Dick Cheney is as wise, benevolent and caring as medical insurance companies. |
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bonsai bobby
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The pharmacuitcal companie$ are certainly wi$e,a$ well...$$$heee$h!!....no end to the madness. |
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Purdey EP
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I like RJR's answer. Richard Nixon. No, wait; that's an insult to Nixon. |
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Holiday Cheese Fairy
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Minimal profit... which is why the upper management of insurance companies have salaries in the upper 6 figures, and the CEOS are multi millionares. Right. Sorry, I sold insurance, and I was told the breakdown for the company I worked for - and it's one of the most ethical out there, actually. Your 80-90% figures are much too high, and ifyou work inthe industry and believe that to be true, then I don't know what to say. More like 55-60% paid out.
As to Dude's question - I think Himmler and Georing were right up there, being just as benevolent and caring. |
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David M
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And your point is? Here's how it works. Insurance companies collect premiums. They pay 80-90% out in claims. The other 10-20% goes to expenses and a minimal profit. They could pay out more in claims and face two choices. Go bankrupt or charge higher premiums. People complain about the cost of insurance so that's not a viable option. Neither is going bankrupt unless you wish to be insured by a company who can't pay it's claims. Bottom line, the problem with medical insurance is the cost of medicine. And the one thing that drives the cost of medicine up more than anything else is frivolous lawsuits. And one of the biggest perpetrators of that scam is former presidential candidate John Edwards. You want to blame anybody for the lack of benevolence and caring look at that guy and his multi-million dollar home and others of his ilk. They are destroying America. |
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