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 Is it that most sales jobs are crap, and u earn tiny commission no matter how good u r?
did u have to change sales jobs many times before u got the one u make significant commission and u stay there to milk it?...


 PPO vs HSA. Which is better?
My husband's employer no longer will offer HMO's for their employees next year. We have been with our HMO for 7 yrs. He has to choose between a PPO or HSA (health savings acct). We have two ...


 I am entering the insurance sales business...what is best place to find clients (other than business cards) ?
...


 Internet Insurance no help?
I am a resident in Suffolk Va. and a tornado hit my home. I have used an online insurance company (rhymes with bomesite.com) and now they are not helping me at all. My question is they want to just ...


 Injured at work before shift, insurance medical claim was denied, now am stuck with bill. What to do now?
Even after the incident, was told by my management that it would be in my best of interest to go to the E.R and miss work that it would be covered. Just got in the mail that the claim was denied ...


 I live in St. louis, Mo. I have a vehicle accident. The people i hit have no insurance. Is it my fault?
...


 Is mortgage disability insurance a good idea?
I have 90 day disability at work, but I would like to know my mortgage is covered should I become disabled. I am single and do not have family, so am less worried about life mortgage insurance than ...


 What does deductible mean when you try to get health insurance?
it says plan type : PPO. Deductible. 2,500. Coinsurance 20%. Office Visit. $30. Monthly Premium. $60..what does all that mean??...


 How does total loss auto work?
Does the insurance company (mine is State Farm, btw) send you a check with the amount of how much i still owed on the car? Like, i still owe 8k on it...if it's considered a total loss, then i ...


 Because AIG is going belly up, should I change to a different insurance provider?
I see that AIG is suffering a huge setback and is about to file bankruptcy. I am about to seek out a different provider because I do not want to continue paying money to a company that is about to ...


 My birthday was 2 weeks ago but my national insurance number still hasn't came through! What shall i do?
...


 Do I have to have my flood insurance cover the amount equal to the cost of my new home?
Can I just pick the lowest amount of coverage? Say my home costs 72,000 can I get the insurance that will cover up to 35,000 in damage to the building? I have to have flood insurace if I buy this ...


 Homeowners Ins with pitbull?
How can i get home owners insurance if i own a pitbull. he is tiny he weighs 55 lbs,2 yrs old not mean, never bit anyone he is neutered and i can take away a raw piece of meat right out of his mouth ...


 HHEELLLPP!!!!! with TEEN car insurance!!!!?
I would like to either add a 17 year old to an insurance policy or get one specifically for him.....

i called geico, but they said they dont insure teens!!! What can i do?

THX<...


 Will my insurance company cover my damages if i crashed into a pole and coasted $4,000 worth of damage?
no other parties were involved and i did not call the cops. I went home and parked it into my garage, and haven't moved it since. What do you guys think?...


 I need help finding good medical insurance for my and my spouse?
Any Ideas. Also with dental would be good. we don't want a deductible....


 If any one has any insurance related questions, let me know, im studdying for my final exams?
...


 We're refinancing and need to know if I have fire insurance....?
We have a homeowner's policy (with AAA) and earthquake coverage but the finance company is asking only for proof of fire and/or flood insurance. Is fire covered in a basic homeowner's ...


 Health insurance wont accept bc of c-section!?
I applied for BCBS private insurance and they approved us under the condition that if I needed another c-section it would not be covered. Is this ridiculous or what? Anyone else? If I appeal, what is ...


 What do you do if you are denied Health care insurance?
I signed up for Blue Cross Blue Shield in Florida. My family was accpeted but I was denied because they said I have been to the Dr with complaints of a stiff neck. So I have been denied Health care ...



Two peas in a pod
Medicaid for my baby?
I live in Georgia and am 21 and currently pregnant. My parents live in Montanta and somehow got me on their insurance, but when my baby is born she will have to be on medicaid. Only until I can find a job that offers insurance. I work 2 part time jobs for two seperate doctors. It sucks, but it gets the bills paid and gives me experiance. My concern is that my boyfriend and I live together, and of course he will be helping to support us, but does that mean that medicaid will be denied?
He has insurance with his job, but it would be about 400 dollars a month just to add a dependent. We really can not afford that. His income is much larger then mine. Do you think they will deney coverage? Anybody had this issue?
Additional Details
Angel Eyes: I am not trying to ride the system, I seriously can not afford grocery bills, car insurance, car payments, rent, and child care on top of insurance for my child. It is true that my dad is cheating the system by having me on is insurance, but lets get one thing clear.. I never asked him to do so. Next year they are going to drop me anyways and if I still don't have a job that offers insurance then thats it for me, but I am not going to let my child go without healthcare, and quite frankly we can't afford out of pocket insuance right now. I just need it as a cruch until I can afford. But thanks for your advice.
                     
 




Angel eyes
Please do not take this the wrong way! (because I too had my son early) But why are you trying so hard to live off the system? Why not just opt for Blue Cross/ Blue Sheild, Kaiser, what ever you can find for the baby? It is what responsible adults do that find themselves pregnant before they are ready. That is what we did, sure it was about $130 a month, but if you work 2 jobs and he works than you need to make it work, you chose to get pregnant, you chose to decide that you can raise the baby, so you have to make it work. What's next? You will ask for free child care, free formula and better benifits or better yet welfare. I am all for programs that help families in need, but they should be reserved for just that, when times hit hard, like a father of 3 losing his job to the plant closing, or a teacher getting laid off, or a mom that has cancer nad her insurance drops her.
Why are your parents paying your insurance? You say they "somehow" got you on there, not without lying... Which means your parents are also cheating the system.
I was a social worker for many years, and it pains me when people just want the easy way out, because those same services are being turned away from a mom who just left an abusive husband.
You will need to change your lifestyle, eat rice and beans, raman noodles, I know people who sell their cars, or clean houses on the side just to get by. You will need to do eveything it takes to support that baby so the taxpayers of GA dont have to. Have him claim the baby, he can do that without marrying you and put the baby on the insurance, he can get a 2nd job, this is what people are doing all acrossed the country, welcome to the real world. It is not pleasant, but this is the way it is. Not to compare you to me, but my husband works 2 jobs, I work full time (and yes I used to work 2 part time jobs too) it is all the difference of taking responsibiltiy.. Do you know your parents can be charged for fraud? If you sign your name and social security # on a claim, you too can be charged? I dont even apply for free lunch for my kids, because I do not want them to investigate my earnings.. But can I afford it? No... I drive a small, old car, my roof leaks, and I shop at Payless for shoes, But I am teaching my kids how to respect the system, in which you are cheating , thank you.


mbrcatz
Medicaid for your baby, would be under the state children's health insurance plan - they have MUCH more lenient income guidelines.

He could always marry you, and add you BOTH on. That would be the right thing to do . . . but you probably already know that.

The taxpayer in general, gets angry and frustrated at having to pay expenses for babies, and the pregnant unmarried mamas, who don't get married for the sole purpose of letting the TAXPAYER support them, instead of the father.


MHnurseC
I cannot speak to the Medicaid requirements of your state, however, here in PA there are different categories that you can fall into.
There is the standard Medicaid that you qualify for based on income. There is a low cost option if you make too much money and there are programs that will assist you in paying your insurance premiums if the cost is financially burdensome.
You will need to go the your local assistance office and ask some questions. You cannot apply for coverage for a baby that hasnt been born yet, however.
In PA, if you and the father are unmarried and you apply for benefits, you must file for child support (regardless if he lives with you or not). I dont know if this is the case in your state, however, that would be an important question to ask.
Finally, in PA, all children must be covered either through private insurance or medicaid and will never be denied coverage. They may, however, be limited in what coverages they receive based on income of the parents.


ericabishop stillmissHeathLedger
Rating
probably, Because they will look at his income and figure that since he makes more than you, they will go by his and yours income.


ubbietwo
Rating
first of all congrats--(kids are expensive) but well worth it ---- i would call them and ask--- if you are coverd under a insurance policy as soon as the baby is born the baby is as well you just need to send the babys certificate of birth to the CO--- IT will be ok ---


Baby #2 due 2/20/09!!
Rating
Since he's the childs father, they will take his income into consideration.

You will probably be best to find insurance for the baby directly through a health insurance company. It won't be nearly $400! Try www.ehealthinsurance.com They go through all the major insurance companies and you should find something in your price range there.


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