 If i total my car will gap insurance pay it off since i didnt have insurance? |
| Someone else wrecked my car, the police didnt write a report yet... Now I dont know what to do, try to fix on my own since i didnt renew my insurance or call my bank and tell them about the accident. ... |
|
 Where can you get benefits for free? |
| I work and all and my job will give me benefits but I think it too much with taking it out of my check and I like to have benefits and not have to worry. If you know a website that would be great.... |
|
 Cobra/ Health Insurance Question? |
| I plan to leave the small business (less then 10 employees) that I work for. I don't think that they are required to offer cobra- but can they? What other options are available? I live in VA ... |
|
 In general, How much does car insurance go down after marriage? |
I live in Seminole County Fla, am 22 and getting married. I pay 135ish a month now, how much does it usually go down????
I'm not asking exact just a rough estimate?... |
|
 Question about Med Pay Insurance from injury? |
| Long story, short: I fell and broke my nose while I was pumping gas at a local convenience store. The date of my injury was 1-31 and my health insurance was to become effective on 02-01, just ... |
|
 National Insurance number query? |
| Hey people, bascially I need to get my national insurance number but i don't know where to go to get it, i have been told by an unreliable source that i have to go St Clare house in ipswich, ... |
|
 Was the ITV documentary on Insurance frauds unbiased and impartial? |
| ITV is a commercial company relying on sponsors. The film plainly got huge co-operation from the insurance industry, if perhaps not funding. Such highly biased "reporting" leads one to ... |
|
 Car Insurance? |
| I wanted to know how much would it cost for a 16 year old teen to get car insurance just to cover damages to someone elses car they damaged would it cost alot or not?... |
|
 Debt collector for medical insurance Eye exam? |
| 15 months ago, I went to get an eye exam at my health clinic (I have been with them for 15+ years). A couple weeks later, I received a bill for almost $300 for a simple eye exam! The 2 eye-drops ALONE... |
|
 Do insurance premiums rise due to payouts, investments by the insurance company or what? |
| I just had someone tell me, as if fact, that insurance premiums don't rise due to payouts but rather due to underlying investments. I heartily disagree, as I live in Florida and had my home ... |
|
 Is there ANY insurance available that will cover a pregnancy that has already occurred? |
| I have been self employed for about 4 years and since I have excellent health (haven't been in the hospital since birth, doctors a couple times in 28 years) I've never really cared much ... |
|
 Who will offer cobra? |
| My fiance just lost his job last week. I was wondering who is going to be offering cobra? Is it the actual insurance company or will it be his previous employer? How long does it usually take to get ... |
|
 Cost of a catscan without insurance? |
| my family is currently on vacation in texas and our insurance only covers us in colorado. my sister's toddler had to had a catscan because he hit his head how much is she looking at paying?... |
|
 Child policy? |
lic jevan policy
icici child schemes
lic moneyback ... |
|
 Do I need health insurance for 3 days? |
| I am a recent college grad. My health insurance coverage under my parents plan will end on May 31st. I have a job (!!!!) with immediate health insurance coverage that will begin on June 4th. Should I... |
|
 I Was Attacked By A Small Nuclear Device: Does Homeowner's Insurance Cover This? |
| I suffered damage to my above-ground swimming pool when my domicile was attacked by a micro-sized nuclear device. Okay, maybe it was not a nuke, but just bad luck. I wanted more people to read this, ... |
|
|  |
Tulip | Medical benefits went up this year and it feels like I'm taking a pay cut!? |
I need my medical benefits and have found out that the price went up. It takes out a chunk from my check. I get my check direct deposited every Thursday and don't get the actual stub until Friday. I went to check my account to see how much I got paid and it literally almost seemed as if I was short paid hours...up until I got my pay stub.
Should I asked for a raise? Switch jobs? Am I going to experience this elsewhere? I don't feel like I should be penalized because I need medical benefits. Is this old news and I'm just complaining because reality just barely hit me in the face or what?
Additional Details
Ehh sniff |
 |
 
kapn
 |
Yep...yep...and yep....
Great country to live in as long as you can afford it...Suck it up like the rest of us....be dam glad you have a job. But its OK to vent...hope you feel better... |
|
zippythejessi
 |
Welcome to a very common world. I lose more than 1/3 of my pay to taxes and medical benefits. You can ask for a raise, but you may not get it - especially if you're not due for a review. If you switch jobs you may be left without health insurance for a period of time - unless you COBRA the benefits, and then you'll be in worse shape because you'll be paying full boat and not have any income. |
|
wiseghy
|
Most people feel this way these days.
I would encourage your employer to shop out your health plan. Find a broker who can propose a "choice based" healthplan, that allows all employees to choose their own level of health coverage, at prices that each employee can afford. These programs are popular, but take time and a knowledgable benefits broker to install and service. Try the NAHU Association to find a list of full-time benefits brokers in your area. |
|
bud68
 |
You will experience it most places. Medical insurance costs keep escalating. |
|
mbrcatz
 |
Family coverage costs about $1200 per month. Individual coverage costs about $400 - $600 per month, depending on the individual's age.
Most of the time, employers pay half - or even more - of the insurance cost. Likely your employer is paying the same they paid last year, they just passed any premium increases along to you.
You can always start job hunting . . . but depending on how much the employer is picking up, you might already have a really good deal. |
|
heyteach
|
An irresponsible government that doesn't enforce contract law or antitrust laws has allowed large insurers to jack up prices. Employers are passing on SOME of the increase. Only about 60% of employers offer insurance, so it's not a done deal you could do better elsewhere. EVERYONE is in the same boat so to go to your company and ask for a raise will NOT work--they're passing the same cost on to everyone.
We need to get the government to enforce laws and stop letting insurers rip us off. UHC is not the answer (good reason California had to reject that plan).
I suggest you look at:
QUALITY, ACCESSIBLE, AFFORDABLE health care for all.
That means preventative care (physical with follow up). Real medication (no Medicare "donut holes" the really ill are ripped off again.) No bogus ridiculously low "caps" on needed medical procedures. No abuse of the ER. No paying for the silly with the sniffles to go to the doc for free. No more bankruptcies over medical bills. I want THIS plan that ends abuse of the taxpayer, takes the burden off employers, provides price transparency, and ends the rip-off of the US taxpayer at the hands of greedy insurance CEOs (which has been repeatedly documented).
http://www.booklocker.com/books/3068.html
Read the PDF, not the blurb, for the bulk of the plan. Book is searchable on Amazon.com
Cassandra Nathan's Save America, Save the World
So far that's the only sensible plan I've seen--and in the book itself the other issues mentioned before are addressed.
Good luck. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 5 minutes(s) ago
| | | |
6 | 26 minutes(s) ago
| | | |
6 | 3 hour(s) ago
| | | |
6 | 8 hour(s) ago
| | | |
6 | 9 hour(s) ago
| | | |
6 | 1 day(s) ago
| | | |
6 | 4 day(s) ago
| | | |
6 | 2 week(s) ago
| | | |
6 | 3 week(s) ago
| | | |
6 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
