Looking for Disability Insurance? Where should I start? Any suggestions of good proviers? |
| I have recently became a independent consultant and am looking for getting a Disability insurance. Would like to know the experience of other people who got disability insurance privately like me.... |
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Traffic ticket and insurance? |
| Can a single, unmarried, never been married before man with no kids who has had some speeding tickets in his life (80 in 55 or 65MPH zone) still have auto insurance?... |
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Making an insurance claim? |
On Saturday I was the victim of a robbery where I was hit over the head with a baseball bat and had my gold chains stolen.
After the attack i went home with the intention of cleaning ... |
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Can we do away with the current income system and come up with a national sale tax? |
| a tax system to be fair to all. people and business rich, middle class and poor with no exemption at ... |
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How much do you pay for car insurance? |
Tell me your age, gender, car insurance agency, any tickets, driving experience years, and lastly how much do you pay for your car insurance. Just want to see some comparisons by fellow Yahooers. <... |
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I got an email saying that someone died in 2002 that had me on their insurance policy, and was for 6 million? |
| i don't want to write them because they might ask for infromation that they might use to con me or something what should i do.... |
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Would my insurance cover weight loss surgery? |
| I am 20 years old and I weigh 215lbs and my BMI is calculated to be 38.1. I was wondering if my insurance would cover a type of surgery for weight loss. I have Tricare under my dad's name, and I ... |
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My Condo wants to be named as additional insured on my condo policy. ? |
| What does this mean? Also, do they share in an award if I sue someone under my condo policy. I live in Florida.... |
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How much is workman's comp insurance? |
I am starting a new company and I have (5) full time and (3) part time employees........
The company will gross just under 100k....
I would like to know what the cost will be.<... |
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Help!! Caught in a 3-way with my dentist, finance company, and insurer!? |
| This is very complicated. Can anyone help? I was informed by my dentist that I needed 4 bridges and that my insurance would not pay for it. So he had the financing coordinator come in and she filled ... |
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Should maternity coverage be optional? |
| Maternity coverage (usually at 100% coverage) is usually included in most health benefit coverages and yet only applies to a small fraction of the people who have health coverage. It's also the ... |
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What qualifies as a pre-existing condition for insurance, and is there any way around it? |
| My boyfriend is self-employed and also works about 20 hours/week for a retail store. (No benefits.) He is uninsured and now just learned he needs to have surgery. It is not life-threatening, but ... |
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How can I apply for Insurance??? |
Is there a site where i can go and Apply for Insurance??? Is there another way to do it??
Thanks that would be great.... |
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How much of ther interior of my condo is covered under "bare walls" policy? |
| Will a bare walls fire policy cover bathroom fixtures and flooring etc? what about plumbing and lighting?... |
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Is Pre-Paid Legal in South Dakota? |
| Trying to help a friend get legal help!... |
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How do life insurance companies make money? |
I mean, there's not really an ideal customer. Everyone's gonna die.
I did the math for my life insurance. I'm 22. I'm young, healthy, and I don't smoke. I ... |
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sericksontx | Medicare insurance: I understand that you can assign your Medicare/Medicaid and eliminate private insurance.? |
One company said itheir policy would eliminate the ~$190/month Blue Cross Blue Shield is charging.
I'm confused. |
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insuranceguytx
|
You need to learn more about Medicare - for those over 65(and the difference with Medicaid - for the poor).
Medicare has a lot of holes (deductibles and copays). Medicare Supplements from private companies fill in some of these holes. There are also Medicare Advantage plans from private insurance companies that offer more benefits than Medicare alone. You will have to find one of these plans that is available in your state.
Talk to more than one agent.
Good Luck |
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John m
 |
I work for the largest Medicare Advantage plans in the US. It is true that a lot of plans eliminate the premium, but there are a lot of variables. Being state and county specific on benefits. Some counties have great plans, others...not so good. Just be sure you have a wide range of Doctors and Hospitals that accept the plan. If you are on medicaid, it is due to income level being low and you should not have to pay a premuim.
Medicare advantage plans can be a good thing for you, just find an agent you can talk to. By law, they cannot put you into a plan that puts you in a worse situation than your current one. But the key is to find a good agent who listens to you and them offers you a choice and explains the advantages and disadvantages of Medcare supplements and Medicare Advantage plans. |
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JOSH
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I work in Medicaid/Medicare insurance, are you talking about a part 'D' plan?
your not making sense, but id be glad to help you
sexmeasong@yahoo.com |
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deep5223
 |
I work with Medicare and it sounds like what someone is trying to get you to do is buy a Medicare Advantage plan that will replace your Medigap policy. If this is the case, be careful. If you are in good health, it may make sense, but there are a lot of out of pocket expenses with a Medicare Advantage that you do not have with the Medigap policy. Look it over very carefully before you decide. |
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mbrcatz
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Well, Call the state insurance department to make sure that their company is licensed to sell insurance in your state, and look the company up on AM Best to make sure it's financially solid, because that sounds like one of the newest & greatest health insurance scams going. "Buy our product and save TONS on your health care costs!"
Oh, and call the BBB also. |
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Sixthofseven
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I just retired. I now have Medicare/Medicaid and use my original company's medical plan as a supplemental insurance. It has a drug plan and would cover medical cost not covered on Medicare/Medicaid. As a supplemental the premium per month has been reduced. I would not eliminate my private insurance. |
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