 Injuires from a car accident? |
| My boyfriend was recently in a car accident and at the time the accident he didnt have any injuries or pain but now hes starting to feel stiff in his neck and back and he has some pretty bad bruising ... |
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 Why get Cobra insurance if it costs at least 2x? |
| I recently left my job, and I received a Cobra notice in the mail that I qualify for Cobra for around $400 per month (health, dental, vision) But when I search the web, it seems like I can just buy ... |
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 Whats a working title? |
| asked my parents and they didnt know, do you?!... |
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 I have insruance policy with LIC. But, it is for a long term [21 years].. how do I change to a different plan? |
| Hi Friends, I signed up for an insruance policy with LIC. But payment term is for a long term period[21 years].. how do I change to a different plan? Any suggestions are appreciated!... |
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 What will happen, is my license in jeopardy? |
I just got pulled over, cited for broken windshield and did not have the insurance card in the car. Boyfriend's car.
I have to go to court on the 22nd. I live in Ohio.... |
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 How do I find out my neighbors homeowners insurance company? |
| My daughter was bitten by my neighbors dog. He refuses to pay. I want to file a claim on his homeowners insurance, but he won't tell me.... |
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 Is it possible and/or legalto buy Life Insurance on web without? |
| SIGNING an application? I was told I had done this by PEOPLES BENEFIT LIFE I after searching web for quotes and found they were drafting bank account.& will not returning money? All other quote ... |
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 Can anyone give me some tips about dealing with insurance co when theres a house fire? |
| My Dad's house just caught on fire yesterday and nearly burned down. I just want to make sure we handle everything correctly - as no one in our family has ever dealt with anything like this... A... |
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 Auto insurance question - covered or not covered? |
| My friend who lives in CA leased a new car last year under her boyfriend's name and credit but she's the one making payment every month. She then purchased an Auto Insurance from P... |
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 Anyone know of insurance company for the over 80yrs old? |
| i am 73 and my husband is 81 we both have health problems we want to go to usa to visit our son and family dreding the insurance !!... |
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 Can anyone help? UK only please? |
| I am 33 weeks pregnant this Thursday and live in Glasgow. I had a distressing call about my father who lives in Canada (in intensive care, bleeding on the brain), I want to fly home tomorrow but I am ... |
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 Question about life insurance clause.? |
| My parents have beening buying life insurance for my great aunt for many years now. It is normal for there to be a clause that states that if the insured still have passed away by her 100th birthday ... |
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 Health Insurance Claim? |
Hi,
I have a question on health insurance claim.
My employer provided me and my family the Pacificare PPO plan.
This plan was valid up to 03/31/2007.
Starting 04/01/2007, my ... |
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country-girl | Most medical insurance companies today are they there to help or hurt your pocket? |
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chrstnwrtr
 |
And they deny individual insurance to those who have potentially life threatening diseases (i.e. cancer, diabetes, etc.) for the sake of saving a few bucks. They even deny individual insurance (not provided by the employer) for those like myself who suffer from depression! |
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PeaceNow
 |
They are in business to make money, period. |
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~Steph~
|
I agree with mostly hurt, My doctor said I my insurance required me to have hypertension for them to pay for my medicine, that I really really needed.
So my doctor told me to come back later, I went outside and made my self cry and get in a anxiety attack basically and then she took my blood pressure, so techically I had hypertension.
Ugg I hate doing that, but I couldn't afford to pay for that! |
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Stephen_Speculist
|
I agree that health insurance companies are in business to make money. But you certainly want to have health insurance. Medical costs will bankrupt you if you have a serious illness without insurance.
What we have is a hybrid form of socialized medicine with private health insurance companies taking on the role that governments play elsewhere.
The problem with socialized medicine is that medical charges are not, generally, borne by the patient. If they were, the patient would price-shop essential care and forego other care. Health care prices would stay under control.
But, since the average person doesn't directly pay for their care, when they are sick they demand premium care regardless of price. So what if the health insurance company pays $50 for an aspirin?
But those who don't have health insurance that end up with the $50 aspirin bill or are forced to seek care in state or charity hospitals. Or they wait until their health deteriorates enough to be able to demand treatment in an ER. For them, the current system is unworkable. |
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Bonny K
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Just my humble opinion, but whether insurance companies are in business to make money or not (and obviously they are), everyone needs health insurance unless they're independently wealthy.
Look at it this way ... hospitals and doctors negotiate with insurance companies on the price of goods and services. They don't negotiate with you and me.
So let's say I go to the hospital and have surgery. The bill is $10,000 ... if I don't have insurance ... I'm paying the ENTIRE amount or it's going to collections. If I have insurance ... they negotiate the price down to $4000 ... and my share is $1,200.
Yes, they're out to make money ... but health insurance is the only thing between most families and bankruptcy.
Here's a site with more info:
http://www.ehow.com/how_109662_health-insurance.html |
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