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 Is it legal for a car dealership to charge a salesperson for a customer's bounced check?
My mother is an assistant for the top-selling sales person at a local car dealership. It is a reputable dealership, and is one of the largest in the area. A customer of theirs had written a $1500 ...


 Will my homeowners insurance cover electronic devices?
Recently a bad storm hit and we were out of power for a few days and when we finally regained power I noticed my t.v. does not work properly. The colors seem to be all messed up now. Also I had roof ...


 Health insurance benefits...deductible??
Ok I need help explaining health insurance to me. My husband and I (and our son) receive insurance through my husbands work. We have a $400/individual deductible and $1000/family deductible (I guess ...


 A guy dies accidentally in your car, are you personally liable for death benefits that exceed the insurance?
If a person dies accidentally in your car, can you be held personally liable for death benefits that exceed your policies limits?...


 What's the best term life insurance company?
preferably with no blood test.. i hate ...


 I have an old laptop bought in 2003. was working fine uptill now when my son spilled a glass of water on it.?
I tried to dry it in the sun, took out the battery dried that too. Now, the laptop does work but most keys of the keyboard dont work. I can only make it work by a keyboard connected via USB.
I ...


 What is State Farm Universal Life Insurance Option 1?
My brother passed away about 2 weeks ago and the other day he received a letter from State Farm telling him that his policy had started (about 20 days before he was killed). I think that it is Life I...


 Is there a diffent in whole or ordinary life insurance.
...


 Got my life and health insurance producer's license.Whose a good company?
Feel like I got the license in vain.Everyone that I look into wants money from me(UGA,Cornerstone) to join even though I have the license....


 What should insurance companies do to deal with the possible implementation of Obamas healthcare proposal?
I want to know what is going to change in the market and what companies should anticipate with the new program that will be implemented in 2010.
Additional Details
I need to know what to ...


 Dental insurance??
My dad gets dental insurance through work but there is a problem, no dentist in our city take the insurance that he gets from work, there is only one dentist and they are full and won't take any ...


 My mother-in-law has money taken from her account from FSA. How can we find out who that is?
My mother-in-law died recently. We checked at the bank to see if she was paying on any policies. There were 4. Two of them were contacted by the funeral home. We are waiting on them to send the ...


 Does secondary health insurance cover or pay copays of primary health insurance?
...


 Question regarding buildings/contents insurance
When applying for household insurance (buildings and contents) is it necessary to have my husband as a joint applicant - it makes the form filling easier if I don't but would it have any ...


 Now with FDIC insurance of only $250,000, where do billionaires bank? ?
...


 Health Insurance Plans???
Is there any good health insurance plan???
Which is the best among all???...


 Is the housing market going to continue to drop and for how long?
My wife and I plan on buying our 1st home soon within the next yr but really want to wait till the housing market is at it's lowest....


 How much does scoliosis surgery cost with insurance?
i know it costs about 100,000 with out insurance i was just wondering how much money the insurance company ...


 Life Insurance in the millions....
Isn't it true that when you have a life insurance policy in the hundred thousands and even the millions the life insurance company sometimes doesn't have the money to pay you all up front. A...


 Legal Advice please: My son threw up on the piano at his lesson...who is responsible to pay for the damage?
My son threw up on the piano. His lessons are at a piano studio in an office complex. The owner asked if I intended to pay for a professional cleaner and "implied" this could permanently ...



oldglass2003
My $500 deductable?
I have a $500 deductable, its going to cost $300 to fix, why would I still have to pay $500? that seems alittle crooked.
                     
 




Insurance Made Easy.biz
Rating
The $500 pertains to the amount you would pay before the insurance company starts paying the bill. Take the car to the repair facility and they will bill you the $300. It wont hurt your insurance if you go through them since they wont be paying any part of the claim. You may get a better price from the repair facility if they are quoting for your insurance company.


badnightmarewalker
Rating
You should pay the person that is going to fix your problem the $300.00 and not use your insurance. Only if the problem costs more than $500.00 to fix, should you use your insurance.


mbrcatz
You don't, you only pay the $300, out of pocket, to the guy who fixes it.


Donte G
Rating
If your deductible is 500 dollars and the repair is 300 dollars you don't need to file and insurance claim because you will hurt your record and insurance will pay nothing. You should just pay this claim out of pocket.


AM-NM centaur
Rating
That's why your agent gives you a choice of what level deductible you want. I carry a $100 deductible on my comprehensive coverage. You get what you pay for. If someone else caused your loss, they should cover your deductible.

Buy and read a copy of Insurance for Dummies so you will better understand how insurance works.


rebecca d
Nah - just don't file a claim with your insurance company. It's still going to cost you $300 out of pocket. Might as well not give them any reason to increase your rates.


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