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 Insurance fraud question?
Hope u guys can settle an argument. My mate has accidental damage insurance via his home insurance. His stereo is pretty old and he told me he could buy a really good, but damaged one dead cheap, say ...


 I need to see a neurologist but don't have health insurance. Anyone have any suggestions?
Neurologists offices will only let u in the door with insurance because its too expensive. Of course to see a neurologist there has to be a possibly big problem, this has all been very stressfull and ...


 Did you know tha home owners inurance does not cover the cost of coins that you may collect?
...


 Anyone know why I cant cancel my Health Insurance through my employer until "open enrollment"?
We pay $800 a month and realized that we wouldnt spend that much if we paid cash. My husband tried to cancel it and we were told that we had to wait until open enrollment to cancel it, unless we had ...


 My doctor just gave me a slip to give to my work that says I should be temporarily disabled until 11/20/2007?
The reason the doctor gave me the note is due to a knee injury that I have. Now my question is this, the injury was not work related so can I collect disability ins. during this time off???

...


 How much would you insure your hands or legs for?
It looks like my intended busness has just been ruined by a hand injury....


 Term insurance - Can it be cancelled?
I have a 20 year term insurance.
I think I am paying too much now. Can I cancel it, and go for another one, where the rates are cheaper? What are the drawbacks of doing this?...


 How do we confirm whether an insurance agent is genuine or not?
...


 Does anybody offer job loss insurance?
I was just wondering if any insurance companies offer insurance that will cover your living expenses (regular bills, mortgage payments, etc) for say 3-4 months in the case of a job loss? Is there ...


 Please give details of my policy no. 430782089.?
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 Moving into a new apt, going to get Renters Insurance?
***how exactly does it work, i understand the basics but what if i do get robbed do they just hand over the check to me?? what if only some items get robbed??

***was it a hassle for you ...


 What else should i put in my cover letter?
Tomorrow i will be sending out my CV to various retail shops, and i'm currently stuck on what else i should write in my cover letter. What else should i put in it/what should i take out/what ...


 Why can't my Husband get approved for Health Insurance when I am the pregnant one?
I am covered by my job. He got denied because I am 5 1/2 months pregnant?
Additional Details
nope I have my own coverage...he just didn't like his old coverage and he wanted ...


 How long does one have to have stopped smoking to see a significant drop in life insurance premiums?
If you are/were a smoker, at what point do life insurance premiums for a quit-smoker equal that of a non-smoker?...


 Car Payment Query Where do you stand?
My Friend had a car on finance and a mate of his paid the balance off as a favour.does this mean the mate has a rightful claim on the car should it be ...


 What are the skills required for insurance business?
...


 We can a 20 yr old find medical insurance @ no cost?
My 20 yr old fell asleep behind the wheel or fainted. Now he has to see all these doctors - heart doctor and now a brain doctor to find out why??? But, the brain doctor won't see him due to he ...


 Help with Insurance policies?
I currently have an insurance policy that covers me solely for accidents, i want to cancel this policy and get one that covers me for life, accidents and sickness. So my question is twofold

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 I am a single mom and I had to have emergency surgery and I can't pay please help!?
I have no insurance and the hospital will not help. Medicade tells me that becouse I have a job there is nothing they can do I have a 6mth old that is on medicade. The hospital said there is nothing ...


 What are the different forms of insurance ?
...



msw
My 9 yrd old son ran behind my car while I was backing up & i ran over his legs. my ins says he is responsible?
Legal question
                     
 




Wendy S
That's awful! I hope you BOTH recover quickly from this horrible accident.

Well, sure, he shouldn't have ran behind your car. So he is "responsible", bot not legally. Nine year old children cannot be held legally liable. And, honestly, you're responsible too, as it is always a driver's responsibility to be aware. I'm not trying to make you feel guilty, just stating the fact.

Neither your homeowners nor your auto insurance is going to cover in this case because he is your son. You cannot collect under either of these policies for damages or injuries to insureds, and you and your children are all insureds on these policies.

If it had been a friend of your son's then your policy WOULD pay.

You're going to just need to go under regular health insurance to pay your son's medical bills.

I hope that information helps! Best of luck...


golferwhoworks
depends on where the car was. If in your drive way then your home owners will pay if on the street they must pay


mbrcatz
It depends on the laws of each state. Normally, a child that young won't be held responsible.

HOWEVER. If you'e asking can your son collect under your LIABILITY section of your auto policy, the answer is NO. LIability won't cover household members. You can't sue yourself.


Becky D
Rating
OMG, I am so sorry to hear that, hopefully all is well now. If it was on your property that contact your homeowners insurance.


src50
I suspect this is not the truth.


acroyear137
consult an attorney that deals with these issues


richoneday
Thats really bad u should be more careful. Your kid is not an object.


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