 Is state farm a good insurance company? |
| just wonderin, anyone got any advice on a good one?... |
|
 Should I drop whole life and get term? |
| Should I drop whole life and get term?... |
|
 How does an employer feel about a future employee failing the Life, Accident, Health Insurance Exam? |
| I failed the Life, Accident, Health, my first time taking it, by one percent. Does my future employer think differently of me (i.e. doubting if they should have hired me at all)? I am retaking it ... |
|
 Which is the most preffered Life Insurance Policy for the age group of 21-25 years? |
| i am looking for some investment plan and life insurance policy. so which company is giving the best results?... |
|
 What to do about health Insurance after I quit my job to be a stay at home mom and not married yet?? |
Additional Details
I agree Curt ~ I will never apply for any government assistance, i will pay out of pocket before I stoop to that level! I was looking for more of a domestic coverage ... |
|
 What if i die tomorrow what type of life insurance policy should i get? |
I see a lot of choices but which one should i choose?
Please only serious knowledgeable answers I do have a family that relies on my ... |
|
 Old home, Why do i need insurance included with mortgage? |
| I have a 30 year mortgage with Washington Mutual and currently have home insurance and soon required to have flood insurance. This is a 50k load on a 90year old home purchased from family. The ... |
|
 I dont have insurance but I want to get blood work done? |
| ive been really sick i think i may be diabetic. How should i go about this. Go to a family doctor and just pay the money or what? Is the amount going to be outrageous?... |
|
 Involved in a dui rear end collision,hit me @ 65 mph,@red light. Settlements up, wondering what I should ask 4 |
| I lost both my jobs as a result of this, along with a 2 month gap of unemployment. My back, which I had surgey on in 2001, had been fine but now feels the same way it did prior to surgery. Im on my ... |
|
 I lost my gucci watch when we moved house? |
| i lost my gucci watch when we moved to our new house, i have house and content insurance for our house , what's the best way for me to get a claim?( insurance can always find a way not to pay ... |
|
 We purchased an item on ebay. The item was to be insured, we paid for insurance. Item lost by UPS.? |
| Seller says we received it but have proof no insurance was purchased and where it was lost. (Not even in the right state) Post master general is not helping. Should we go to small claims? Seller is ... |
|
 Does anyone else think Geico Insurance advertisements are annoying? |
| I just don't take them seriously and I don't think their commercials are funny. I don't take Geico as a credible insurance company because of the way they advertise themselves. I have H... |
|
|  |
Richard B | My bank is driving me nuts ? |
can the banks do this if i have say £2 in my account and i have a direct debit of £30 to be paid can the bank pay the direct debit and make me go overdrawn then start charging me £15 a day is this legal please help |
 |
 
WelshLad
|
Yes, they can. Why not get £30 in the account before it happens. |
|
Sal*UK
|
Yes - you are using their money! Why shouldn't they charge you? Stop the DD or make sure funds are there to pay it. |
|
ALSISON M
 |
I got charged £25 because they paid a £2 Direct Debit, when in my opinion they should have sent it back unpaid. |
|
DudeMatt
 |
Banks make their money from your mistakes or irresponsililty and laziness.
Im my banks worst customer. :)
I dont use my credit cards, and if i do theyre paid off fully next month.
I dont have an overdraft.
I always have funds in my account to pay Direct Debits.
They pay me 4% return on my savings a year.
Which means my bank makes sod all from me, no actually i make money from them. Learn how to play the system ;)
|
|
Eddy T
|
Unfortunately that is the systems that bank takes to deter you from going overdrawn, it is some sort of a penalty charge. If you do not want to be penalised, maintain your account properly and do not go overdrawn. |
|
Dan B
|
The banks make the rules with the intention of maximizing their profits. So, when you authorized them to autopay, they were hoping that it would cause an overdraft. They could have denied payment, but how much money would the bank have made? Probably zero. |
|
jeff k
 |
AAAAhhh! The beauty of Direct Debit, manage your own finance's, its much cheaper! |
|
magically Mystical
|
Banks do what they want anyway-there not legally allowed to charge you a lot of things that they do anyway..
my advice change banks or give up with banks and keep your money in a old smelly sock under your matress |
|
philip0lj@btinternet.com
 |
no |
|
Roy <
 |
A Direct Debit is an authorisation that you "sign" allowing the bank to pay variable amounts to the company named on the Direct Debit at specified intervals (monthly, yearly etc).
Whichever way you lose.
If the company taking payment doesn't get paid, they could file a statement on your credit rating reference file. If they get paid, your balance goes into the red and the bank starts charging.
Whether this is legal is currently the subject of a court case.
See: http://www.moneymadeclear.fsa.gov.uk/news/product/unauthorised_overdraft_charges_test_case.html
You can make a complaint to the bank asking for the excessive charges back, but this is unlikely to be resolved until after the case is concluded. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 24 minutes(s) ago
| | | |
10 | 3 hour(s) ago
| | | |
10 | 8 hour(s) ago
| | | |
10 | 1 day(s) ago
| | | |
9 | 5 day(s) ago
| | | |
10 | 1 week(s) ago
| | | |
10 | 1 month(s) ago
| | | |
10 | 5 month(s) ago
| | | |
10 | 7 month(s) ago
| | | |
10 | 8 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
