A bunch of my friends swear that this is a great way to make money. For me, it seems like a leagalized ponzi scheme. Are there fat cats at the top of this pyramid smoking cigars and drinking ...
DOES THIS GO TO COLLECTION? EFFECT YOUR CREDIT? Additional Details Ummm...I'm not yelling....accidently hit caps. What is it with everyone freaking out about that. It's dumb. T...
Hello, My daughter is graduating from college next month. We were discussing her taking one month off to just kick back and relax as she's either been at school, working through breaks or ...
i just got a call for a interview but i also just came from a interview for a goverment gas and electric company that pays well and i was just wonder if i get both jobs, which should i ...
My boyfriend had a heart attack last year and is now out of most of his perscriptions. He still owes the hospital alot of money for the original ER visit and cannot go back to the doctor to give him ...
Hi. I was wondering if I am actually able to be added to my boyfriends benefits he gets from work. We live in Las Vegas, Nevada and he works at the Clark County Detention Center so its the County. ...
me and my dad r in the policy together and it is in my name. he told me he is only going to pay a little over 100 dollars. the total is in the $300...do we have to pay all that is due or can we pay ...
Ok i found out that i am pregnant however my insurance at work does not start for two more weeks. If I wait and do not do to the doc untill my insurace is active will that mean it is not a pre-...
My Son was on a school excursion during this time his bag had been taken and a $300 pair of reading glasses had been purposely vandalised. (not the first time he has had property trashed at school, ...
stop you from inheriting what your grandfather left to you?..... Additional Details My grandfather was a multi millionaire, lots of family drama. Lots of family politics. Cousins got 100...
I mean if they were to need like a $50000 surgery, will they be paid for?...
blue27
My bestfriend boyfriend was in a car accident and he doesnt have a health insurance?
and he needs a surgery and the family they dont have money to ppay by frieday and if they dont pay they arent going to touch him for nothing can u people help me and wat should i do
Answer me back...what state did this accident occur in....
Different insurance rules apply from state-to-state as there is no unifying federal insurance guidelines.
There are also different programs in different states.
There may be something on his or other family members auto policies that may help.
---edit info---CALIFORNIA
This may not mean too much to you at this point in your life but I'll keep it rather simple...
California is not a "No-Fault" or "PIP" state so the automobile coverage will be limited as follows:
Automobile MedPay policy:
He could file a Medical Payments claim under his own auto policy.
He could file a Medical Payments claim under the vehicle owner's policy if it was someone else's car
He could file a Medical Payments claim under the policy of a family member with whom he resides.
These auto MedPay policies usually have limits of $1,000-$10,000 and will help somewhat.
Second, if the accident was not his fault...
(1) He could file a liability claim against the at fault party's insurance carrier.
(2) If the accident was caused by a hit and run driver that cannot be identified he coould possibly file an uninsured motorist claim against his own auto policy.
If this friend was working at time...he could file a Workers Compensation claim on his enployer's WC carrier.
Each CAlifornia County has an indigent care program on top of Medicare and Medi-Cal programs offered at federal and state levels.
This male friend's best choice of coverage for this is "Medi-Cal" if there is no automobile or Workers Compensation policies applicable to accident.
Below are links for (1) AM Best digest of state insurance laws... Very Dry reading.
(2) California Medcare program
(3) California Medi-Cal program
Hope this shows you how important it is to be fully insured in case this happens later to you.
remedy_eric
Send him to india..i am serious..for a cost 10th of it here he can get very good treatment just google it.even after flight and other expenses it would be way cheaper.
enfuegomang
One word "screwed" but, most hospitals have a charitable assistance program i know the hospital i work at does. As long as his income falls below the lowest level they will pick up the whole tab :)
Have a nice day :)
Elle
Check to see if he qualifies for medical/medicare.
Bill
The answer from Fryguy93 is the most accurate one that you have received so far. I have a couple of additional suggestions.
1) Visit the social services department of the hospital where the surgery would be done. Explain the situation. They will be in a good position to refer you to programs that may help. Watch out if you are asked to sign any documents that obligate you to pay for the surgery.
2)Find out if the car accident was work related. If it was work related then it may be covered by the employers workers compensation policy.
3)You can always review your situation with an attorney who can help you detemine if anyone else is responsible for the accident. That kind of advice may lead to a financial recovery. Many lawyers will not charge a fee for an initial conference with a client.
Fryguy93 is right about different laws in different states. Depending on where the accident happened there may be a program or insurance that will help you.
Good Luck
john mcgrady
you should ask a financial expert over at http://www.MechanicsofMoney.com
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
