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 My hospital bill is more than $10,000. Both my medical and car insurance don't want to pay. What can I do?
I had a car accident and totaled both my car and the person's car that I hit. I was lucky that my car insurance gave me a check for $26,000 for my car. But now Im stuck with this huge $10,000 ...


 How to find if a temporary ageny have workman's comp in houston .the company is resource manufacturing?
...


 Can I get My canceled Auto Insurance policy reinstated at the same rates i had before i got cancel?
I just recently switched my Insurance company from Farm Bureau to Geico cause Geico was alot Cheaper whoever with Farm bureau I only paid every six months and have done that for like 5 years and G...


 Putting babies on husband's insurance?
My husband and I are expecting twins in late August (that probably equates to mid-August since twins don't usually go the whole 40 weeks).

Anyway, the open enrollment period for his ...


 How to get health insurance without exclusion?
...


 What's the age limit you can be on your parents health insurance?
My daughter had to recently switch from her dad's...can she go on mine?...


 My home owner's insurance covers my pool but not that fact that it?
overflowed into my basement now what can I do?...


 Can I drop my lawyer if I hired one to help me with my car accident lawsuit?
The lawyer I have is not moving fast enough for me. Can I call the at-fault-party's insurance company myself and see if they will settle for 15,000 dollars? At first they offered me 5,000 ...


 What is public liability insurance?
i am doing dance coursework about freelance dancing, and the different insurance you have to have, and wondered if anyone could help with this? i have a bit of information, but i need it in human ...


 The insurance comp have wrote car off?
car can be fixed by cheaper garage do i have to take there offer or could i get it mended myself , the car is in a compound and they say i cant go near it the claim has not been settled yet, the ...


 Retail Insurance Qestion?
Before I approach my broker, I would be interested to see if anyone has any recomendations or advice for me. I am a new owner/ occupier of a retail outlet with 20 employees. I require a commercial ...


 Dental insurance?
does anyone know what insurance I can purchase for individual that will cover at least half or more of my dental work?...


 What is your deducible on your auto insurance?
...


 I will have to pay this lady that i a debt collector 100.00 for my fine which iwill pay.?
But i have to then pay her 150.00 to collect it, she put the phone down on me, and told me she was going to get me arrested if i didnt pay her, i have had no letters about this being sent to a debt ...


 Why is it so expensive to add a spouse to my companies group health insurance?
basically, my company pays 100% of my coverage, which is 153, but, to add my wife, it is like 300 additional (out of my pocket) as the company doesnt pay any toward spouse/family
Additional D...


 Can I still be covered under my medical insurance company??
I currently have Blue Cross Blue Shield. If I left my company for another job would I still be able to be covered under this insurance company, someway somehow?...


 Is there a big difference in the cost of health insurance in a small town vs. large city?
...


 Will my health insurance have to cover me?
My health insurance expired on May 31st. I was hospitalized on May 30th for cellulitis.?
My doctor released my from the hospital on the 31st and put me on in home IV antibiodics. Since the ...


 Does skydiving increase insurance premiums?
I have been skydiving once (last year) and odds are that I won't do it again anytime soon. I have been told that I will now have to pay higher premiums on life insurance but thats sounds ...


 Is it beneficial to switch life insurance policies?
Is it beneficial to switch life insurance policies if they promise you a 20% lower rate or it's none more than another catch?...



R G
My brother has no health insurance...How can my family help him?
My brother was laid off from his job some years ago and now he is currently applying for disability. He is sick and I would like to know if one of us can add him to our insurance plan or will we have to pay for a separate policy for him.
                     
 




magoo&me
Your brother is not considered a dependent for insurance purposes. I don't know of Any company that would write him an individual "separate" policy "being sick", obviously made so because he applied for disability. That makes him uninsurable. The only way I know that you could help him is to pay out of pocket for his medical bills, while he waits to hear from social security disability which could take 2 years or longer depending on his condition. I'm sure this is not what you wanted to hear, but you knew there were no easy solutions.

IF your brother qualifies for and receives social security disability then he will be eligible for Medicare in his 25th month of disability, no Medicare before then, maybe Medicaid IF his income and assests are spent down.


mbrcatz
No, you can't add him to your policy. If you try to buy a seperate policy, IF you can find someone willing to take him, they're going to exclude the pre-existing condition, unless you can get him in to his state high risk insurance pool (which, btw, will still exclude pre-existing conditions for a time).


Worldly25
Rating
If he qualifies for Social Security Disability he will also receive Medicare and if income is extremely low that will be supplemented by medicaid.


Gregosi
Rating
If he qualify for disablity then he may qualify for medicaid. Adding him to your insurance you need to contact the insurance. My opinion if needs medical attention now DO NOT add him because he has a pre-existing condition. I prefer that you look for a different insurance. Try this site. www.thehealthbenefits.net Its only 29.95 per mo. no pre-existing condition required, no waiting period. Good Luck to you.


Uncle Leo
You'll almost surely have to get him a separate policy because he couldn't be counted as a dependent of another family member. If he qualifies for Social Security disability, he'll eventually come under Medicare. Until then, he might be able to get a policy from a commercial insurer or a state high-risk pool. But pre-existing conditions are likely to be excluded; although if he qualifies for state coverage, the exclusion will probably stop after a year. Is he a member of a union or a professional association? Sometimes, those organizations can help with health insurance. See the webpage listed below.


milton b
Rating
Most companies will only allow you to have spouses and dependent children under the age of 24 and they must also be full time students. You are probably going to have to buy an insurance policy for your brother.


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