 What would I have to do to become a insurance agent? ? |
| I am looking into changing careers and was wondering how to get into say state farm, allstate, nationwide etc as a insurance agent? Do you need collage? Take there course?... |
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 Am I being followed by work comp? |
| I have a neck injury and shoulder injury from work. How do I know if WC has PI survellience? I am not doing anything wrong, but the idea is bugging me. Any hints to the honest injured person in ... |
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 What options do I have for maternity insurance? |
| Assuming any future births will have to be c-sections...how much can I expect to pay, what sort of waiting periods are there, what's the best deal?... |
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 What sort of homeowners insurance do I get on a house that I buy to refurbish but not live in? Is cost high? |
| I am considering buying a house to flip, but I will put it an LLC. I need to find out if the insurance on the house will be reasonably priced. I won't be living in the house but will be there ... |
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 Would this be a pre-existing condition for insurance? |
| Ok, about a month ago i had a sore throat and went to the doctor. He told diagnosed me with rhinitis which is the sinus leaking into the throat causing irritation. Took the medicine and it went away. ... |
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 If your insurance says they won't cover something, is there any way around it? |
Do appeals really work? Will a note from the doc saying it's "medically neccessary" help?? Thanks!
Additional Details
Adding more details to clarify.. my son (2 years ... |
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 AIG wants more money.? |
Twice the government has given them money and both times they have taken spa trips for Execs.
Is it time to say sorry AIG the tit has run dry.... |
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 Can I use two different dental insurances? |
| I have Blue Cross Blue Shield and it covers dental as well as health, then I also have Delta Dental which is dental insurance only. Can I double up on insurance to save me some money?... |
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 I receive an auto insurance check with my name and my dads and we both signed it in the back........? |
| which its been already deducted of 500 dollars....the check came out to...925.73 dollars....but anywayzz is it okay 2 cash this check at bank of america...me and my dad will fix my car and buy parts ... |
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 I have been just declined health insurance from Aetna due to a high BMI and take lipid agent. any advice? |
| They told I have the right to appeal, however, I wonder if it worth my time or shoul I move on to another company.... |
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 Can i be charged someone elses deductible? |
Additional Details
I ran through a stone mail-box on accident, and the accident was considered 100% my fault. I'm not using my insurance company because I don't want my ... |
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 I'm moving to Florida, and I'm an insurance agent..how is the sales in Florida? |
| this is to all my insurance agent people in florida, i have a life & health licsence, and i needed to know whats the success rate of doing business writting business and being able to make good ... |
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 Employer pays 80% of my premium - If I opt out of coverage, do I completly lose the benefit? |
| For example: lets say my company pays $800/mo towards my health insurance. If I cancel my coverage with them and switch under my Husband's instead, my company will be saving that $800/mo. So ... |
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 Can I get on Medicare if I am 39 years old? |
| I have M.S. I am on short-term disability becasue of it and I am about to apply for SSDI. I am trying to put together a game plan. My first concern is health benefits. I am told by many that I ... |
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 Renters home burnt down, Thought it was insured, but it wasn't, WHAT NOW? |
| Last weekend one of my Mom's house(s) that she rents out, burned, (she rents out 2) their was a propaine leak. She thought she had fire insurance on them, but when she refinaced, it wasn't ... |
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Suzanne R | My car was hit by an uninsured in a stolen car while parked at a friends house...? |
Would the homeowners policy pay for damages to my vehicle while parked in the driveway? There is no insurance on the girl driving the stolen car and the policy on that car has already denied my claim (because it was involved in a crime and no permission had been given to the girl to drive it). I canceled collision on my car because it's been paid for for quite some time. So I'm hoping that the homeowners insurace for the property I was parked at may cover the damages. |
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Gambit
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Your friend's Homeowner's policy will not cover this type of claim under the Liability portion, as they are not legally liable for what happened. Some Homeowner's policies have a Voluntary Payment for Property Damage coverage, which is used to pay for damage to another person's property which the insured was involved with but would not be held legally liable for (although by the sound of the situation I'm not sure if this section would apply). However not every company offers this, plus the limit is usually pretty small (I doubt it would be enough to cover all of your damages), plus even if your friend agreed to file a claim under this, they will soon become an ex-friend when they discover they have lost their claims free discount on renewal, so I don't recommend going this route.
Call your broker/agent (ASAP) and confirm if you have some sort of protection for uninsured vehicles/motorists, or check your own policy if you feel comfortable. If you do, then file a claim with your company. The limits for property damage and bodily injury/death vary with each state/province/territory, so check with your local agent/broker, and don't rely on numbers given on this forum (since you didn't mention where you live), any figures given on this forum may not be applicable where you live (auto insurance is not a federal jurisdiction). If you do not have this coverage, I'm afraid you will have to hire a lawyer. |
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mamatohaley+1
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HO policy does not pay as it was an auto. If you have uninsured motorist property damage - UMPD (which is not the same as uninsured motorist coverage, that covers injury) it would cover it, otherwise you are out of luck. |
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psstoffagain
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You car is covered under the uninsured/underinsured portion of your policy.. Contact you insurance company.. |
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jerry
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Homeowner's doesn't cover it, because they were not liable for the damages.
If you have Uninsured Motorist Property Damage (UMPD) that will cover it...but UMPD is not available in all states.
You said the girl herself doesn't have insurance. But if she lives with someone else who does have insurance, she would be considered a resident relative and may be covered under their policy.
Additonally, continue to monitor the status of the theft claim. Sometimes cases are initially called thefts, but turn out not to be (a couple is fighting and one reports the car stolen, or it turns out she did have permission, etc). If that is the case, appeal to the insurance company to review the claim for payment. |
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wylted
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the home owners were not responsible for this they were being nice letting you park the vehicle their so no there insurance wont cover it but the guy fleeing in the car and the insurance company for the car he has covers this i had my car stolen and it was crashed into another car and my insurance covered both cars plus you should have your insurance company take responsibility for getting your damage paid for why would you want to lose a friend by making their insurance premiums go up that was an option you should have never even considered that is what is wrong with america |
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california bill
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Unfortunately the friends HO policy will not pay for the damage to your vehicle because the damage was not caused by the negligence of your friend. Your HO policy will not pay because vehicles are not covered property. Since you dropped collision your auto polcy will not pay but that is where the coverage belongs. The last option would be if you have Uninsured motorist property damage coverage (UMPD) on your auto policy. This coverage pays up to $3,500. for your car if you have no collision coverage and the damage was caused by an uninsured motorist, which is the case. The coverage is pretty cheap, less than $100. Good luck! |
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