 Left/Lose/stolen Digital Camera? Insurance? |
| I left/lost / someone stole my Digital Camera while i was on the train. What can i do?... |
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 Can I borrow $5000? I don't have heath insurance? |
| I swear I'll pay you back.I need it to see a doctor.... |
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 What would be approximate monthly health insurance premium? |
for a healthy couple in mid forties with self employment status in Houston and 3 kids (ages 1, 5,10)
I have tried some links on internet. They ask for basic information and a phone number ... |
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 I just want to know? |
| I just want to know if I can able to get a copy of the insurance policy of my husband and me as the beneficiary from where my husband is working. My husband is a fireman and two years ago we went to ... |
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 Whats really good, cheap health insurance? |
| I need good health insurance that covers everything from medications to doctors visits to dental. I need it cheap though. My father left my family and since the child support and everything stopped, ... |
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 I did a Insurance Claim for my stolen vehicle 3 miles from the US Border and they denied it ? |
| I live in the state of MO and went to Mexico in my car for few days, my truck was stolen 3 miles away from the border I called my insurance and they told me that my claim was denied because it was ... |
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 Is being an insurance agent really hard? |
| I've heard the exam is really hard, it took my sister in law more than twice to pass that test.... |
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| Car insurance companies willingness to pay a claim? |
| I've been looking at several different car insurance companies to compare rates and services. I've never had a claim in the past, but I was wondering if anyone had positive/negative ... |
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| Which Would You Prefer NationWide, Liberty Mutual, State Farm, or Farmers for home & car insurance? |
| And Give reasons why you choose the Insurance company..pls help im trying to choose one for my home and car...pls ... |
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 Does full coverage insur cover additional drivers not listed on policy? |
| I was told that she has full coverage on her car, which should cover me (insur) if something happened. I am not specifically "named" on the policy, does that exlude me from being covered ... |
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 Can I still be on my parents car insurance policy if they are in a different state? |
| I live in California while my family lives in Utah. I have been on my family policy and about a year ago I registered my car here in CA. CA requires insurance (which I have, but in UT). My family is ... |
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 What if someone never recieved a medical bill in the mail? |
| someone applied for medical insurance for they're newborn baby 2 years ago but they have never recieved a bill once. But now they recieved a bill askin for payment. The hospital went out of ... |
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 What is your attitude to insurance agents? |
| I'm proposed to work at this work but I'm not sure that's good to sell insurences to people from the point of morality. It's about life insurance. And I have totaly different ... |
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 Are you automatically eligible for Medicaid in Michigan if you are pregnant? |
even if you have some money saved? regardless of income?
Additional Details
right now I dont make diddly squat but i have some money in the bank and i know they go off assets ... |
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irreplaceably_rare | My car was recently rear-ended.... I have Two questions....? |
1. I was rear ended by some chick in a BMW, I have a 95 Crown Vic in poor (Cosmectic) condition, but it drives fine. She skuffed up my bumber and put a crack in the light. I went to get an estimate (Because she wanted to pay out of pocket because she is a Multimillion dollar producer realestate agent) I said fine, the damages came up to 900 dollars. then her husband said for her to go through her insurance. Problem is my car has a salvage title... ( I dont know what difference what makes...)
Now... I dont want my car fixed, it is not worth fixing, are they going to give me a check?
2. I went to the hospital the night after the accident with neck and head injuries but it is all muscle related so i have two perscription and im basically drugged up til the pain goes away... are they going to pay me for that too? Am I going to receive a check for pain and suffering or something?
.... She has Progressive Insurance, and I dont have insurance... how does that work??
Thanks!!!!
Additional Details
Alright... People have asked about my insurance part of this thing...
Okay first... SHE HIT ME lol... I am only driving to wok and home until I can get my insurance next month, and Obviously I think of others, I stopped my car... she is the one that didnt.
In My state Insurance isnt required. |
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Faye H
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If the value of your car is less then $900, they will not pay you to repair it.
A salvage title means that at some point in time, that car was totaled. It was sold for salvage. To get it retitled after it's salvaged, someone got it running again and got it inspected and sold it to you. Chances are, the total value of a 1995 Crown Victoria that was previously totaled and is in poor cosmetic condition is not going to be worth a whole lot more than $900, if that. In excellent condition, which means it looks like new, it's only worth around $3500 so a salvaged car in poor condition is going to get maybe $700 - $800.
Gather your medical bills together along with your estimate and call Progressive. Give them copies of your bills and the estimate. They'll have you sign a medical release so they can get copies of your medical records for the injury. Yes, you have to sign the release if you want the bills paid. They have a right to see the records if you expect them to pay the bills.
Once you have all of that done, they'll make you an offer to settle the entire claim, car, medical and whatever they feel is justified for pain and suffering. You can accept that offer or if you don't feel it is fair, ask for more.
If you hire an attorney now, as several people have suggested, he will take one third of any settlement you receive. At this point, since you haven't even talked to them yet and you don't know what they will offer, I wouldn't go giving away a third yet.
Don't expect to get full price for your car though. Their obligation is to return you to the position you were before and the car just wasn't worth what the damages on it are. |
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cwb63ss
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sue her |
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josh m
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First of all, you need to get insurance. Stop playing with fire...you'll regret it. I would NEVER agree to take cash for an accident that was someone else's fault, because there's no paper trail to protect you in the event that you sustain bodily harm, as you have in this case. Why did you wait a whole day to go to the hospital? That's a question you may need to answer when the time comes. Keep all of your receipts/bills from any medical care that you need, as you'll have to work with her insurance adjuster in recouping those expenses. In the end, Progressive should cut you a check for the repairs to your vehicle, and you can do whatever you want with it. As for the medical expenses, you may want to contact an injury lawyer to make sure that all your bases are covered. |
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mamatohaley+1
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I don't know about the auto portion but the medical depends on the state. In some states you have to qualify or "breach the threshold" before you can make a claim to have medical and pain and suffering reimbursed. You may be out of luck on medical since you were uninsured. If you had insurance you would have gone through your auto carrier.
With regards to your comment about it not being illegal to go without insurance in your state, you are mistaken. It is against the law in all states not to have insurance. You may not have a state that will keep you from collecting from the other person since you were uninsured but if you get caught without insurance you will lose your license.
I am a little confused about the mentality that it is okay for you to drive without insurance because you can't afford it. You would be fired up if the person that hit you was uninsured and you had to pay for all of this out of pocket! What if you get in a serious accident and kill someone? They will go after everything you own. Insurance also protects you. What if you were hit by another uninsured motorist and break your hip. The other person was an illegal immigrant and disapears. You have 50k in wage and medical loss. Oops, you didn't have insurance so no uninsured motorist claim for you. The bills are all yours.
Interestingly enough you have a working computer with Internet and if I was a betting woman your cell phone is still in service!! FYI - life isn't all about you!! |
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ahh_maine
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is it legal in your state to NOT have insurance? call a lawyer. most of them give free consultations. they'll know what's going on. |
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Grand pa
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YOU Need 2 things a lawyer for this problem. And your head examined for driving without insurance . Think of others |
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