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 I was passenger in a car wreck where my driver was at fault, how do I file a claim?
I have already incured about $5,000 in medical expenses and dont know how to get my money back. Do I file with my insurance under PIP, or only deal with his insurance company?
Im am located in T...


 Can a hospital refuse you to have a surgry because your insurance company will not pay for it? ?
they are telling my aunt that she cant have surgery because her insurance company will not pay for it, they are also telling her that unless she can come up with the money up front they will not do ...


 What is the cheapest auto insurance for teens?
I can't find a policy under $1700, Or even anything under $290 a month. Houston Sucks!Im 18 and I pay more than anybody in my entire family....


 Health Insurance Question?
I graduated college in May, therefore I am no longer on my fathers insurance. It is now November and I am working as an "intern" at my job therefore I do not have insurance from my company....


 How to become an Insurance Agent?
Hi All,

I would like to become an Insurance Agent. How to become?
I would like to sell the all the companie's Insurance. So, I want to tie with all the insurance companies. How ...


 My health insurance company lied to me about my benefits?
In the summary of benefits my people services manager gave to me when I was deciding on my health care plan, it says that Aetna covers up to 80% on "Contraceptive drugs and devices not ...


 Im 19 and wondering whether health insurance is necessary?
I pretty much never get sick and hardly ever go to the doctors, is health insurance really going to be cost effective for my situation?...


 Is it ok to move wife's medical insurance and cancel my medical insurance?
Though my company provides insurance (premium paid by me not company) , is it ok to move to my wife company medical insurance and stop my insurance? Do you foresee any problems with this?...


 What do you think money means?Why?
...


 No 1 private insurance company in india?
and other insurance company name and address in ...


 How much is a doctor visit without insurance?
My friend hasn't been feeling well for a few days now and needs to see a doctor.

Does anyone know how much a doctor visit would be if she went to a walk in clinic? She doesn't ...


 Why don't most homeowner's insurance include compensation for water & flood damage?
...


 If you buy health insurance through an agent, do you pay more?
Or does the health insurance pay the agents a commission?...


 I have just become self employed with occasional use of my car for business. Shall I inform my car insu?
Is my insurance premium going to increase a lot? Is there any risk if I just fail to inform the insurer?...


 Health insurance question?
I have never dealt with health insurance before, sorry if my question is silly.

My health insurance ( NJ Horizon Blue Cross) covers prenatal care, including ultrasounds and blood work.<...


 What are the advantages/disadvantages of Life Insurance?
Just in general, what are the pro's and con's of investing in Life I...


 Do u need passion or just a positive attitute to suceed in sales ?
being passionate is very exhausting e.g. when u coldcall and get rejected most of time. does positive attitude suffice in your experience ?

(assuming u have necessary product and ...


 ARE THERE ANY INSURANCE COMPANIES THAT ACCEPT post dated checks?
...


 Recent death in family life insurance policy not changed still had exwife not current wife.?
What are laws in Wisconsin? What happens if it goes to the estate?...


 Does anyone know a good health insurance company?
We live in Arkansas and my husband is self employed. We want something in case of an accident, and maybe a co-pay for doctor's visits. Not to costly....



Reserved
My cat jumped me, knocking me to the floor, breaking my arm, Can I use my homeowners insurance to cover this?
My cat has gone crazy lately .. always jumping on my shoulder when I walk in the door ... this latest time, he jumped me from behind, causing me to lose my balance and fall to the ground.

What if I say something else happened ... will my homeowners policy cover it?

They cover dog bites, right? So why not cat attacks?
                     
 




jamferris
LOL, that's too funny of a story!

Looks like all of the Insurance Adjusters have answered. They are right.

No medical coverage for you under your Homeowners policy.

Look on the bright side, if your cat tackles a friend, they would be covered for medical and possibly liability since you knew of a prior existing condition (-:


angel09
Your home insurance does not cover injury to yourself. If you read the exclusions, it will exclude the insured, a spouse or child of the insured. it's mean to cover negligence to someone who's on your property but not belonging to your family.


mamatohaley+1
Angel09 is correct.

HO policies does not cover injury to yourself (the insured) that is what your health insurance is for.


blb
Rating
Your policy does not cover you for things like this. If
I were at your house and it happened to me there would be coverage for me but not for you.


tooldaddy2003
Rating
That must be one he** of a cat ! You would have to read your insurance policy but I sort of doubt it. If it was a neighbor or something maybe. I think I would get rid of that cat !!!


mbrcatz
They cover dog bits or cat attacks to people that AREN'T living in your house, and AREN'T the named insured on the policy.

They cover these under LIABILITY section, which means, you can be SUED for the damage caused by your animal. Most of the time, you have to put your animal to SLEEP.

Also, you can't SUE YOURSELF, therefore, you can't collect under a liabiltiy portion. Sorry, that's just the way it works. Liability never pays the insured - only the third party.


Tunka
Rating
Your homeowners won't cover it but your health insurance will. By the way get rid of the cat why would you keep a dangerous critter like that around?


yawhosucs
If you file against your homeowners (or anyone does for that matter) they will more then likely pay the claim and then they will cancel you and you will have a horrible time trying to get re-insured and you will pay much higher for the same insurance. If you can't get re-insured (which is possible, depending on your last claim amount circumstances etc.) your bank will for close on your mortgage for failing to insure their investment which was part of the mortgage deal you signed when you got the house. So you either pay for your own loss now, or through the insurance premiums it's too much aggravation suck it up and deal with it...trust me on this one.


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