 I am 19, live in massachusetts asnd have no health insurance. am i going to get fined? and if so, how do i obt |
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**** i am 19, live in massachusetts and have no health insurance. am i going to get fined? and if so, how do i obtain insurance if i am unemployed?... |
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 $25,000 medical bill!!??? |
| uggghhh i had health insurance from the state and now the hospital is sending me a bill due on the 14th for 25,000!!! what so i do ?? i do not have that much not even saved im saving for a down ... |
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 How much does it cost to buy insurance for a small business? |
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insurance for the building.
and health benefits.... |
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 If a life insurance agent works solely on commission and they sell to a customer a term policy .....? |
| and they sell a term policy to a customer that's about 600K, how much would that agent make off of that sale?... |
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 Life insurance question? |
| My dad lives with me and I completely support him. he's only 60 years old but has problems with his eyes and cant work. The problem is, he wont get life insurance. He says when he dies the VA ... |
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 Do you need to pay for home insurance if you're only RENTING? |
| This is for a project about future living plans, and I'm not too sure if it's necessary to pay for monthly housing insurance if you're renting an apartment.... |
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 Job/insurance termination question? |
after being terminated from job is blue cross blue shield immediately terminated or does it last so many days? do they notify you in writing?
and what about COBRA after blue cross is ... |
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 My friend was just assaulted and his jaw was broken- he has no insurance- what does he do?!? |
| Last night my best friend was assaulted and punched in the face. He went to the ER and it turns out his jaw is broken in two places. The hospital can't get him into the OR for THREE days- his ... |
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 Health Insurance for my son? |
| I need a low cost health insurance plan for my son. I live in orange county, CA and I DO NOT qualify for medi-cal or healthy families. I make too much money. I do not need health insurance for myself ... |
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 Will my insurance go up a lot if i fail to stop at a stop sign? |
I just got a ticket for not stopping at a stop sign do u know how much my insurance go up?
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i live in cal sac and this is my first ticket will it go up?... |
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 Isn't all cash value policies are term insurance? |
Whether its whole life, universal life, or variable life, when you pay your premiums, your premiums are being paid for two things: 1) Term insurance and 2) Cash value.
At the beginning, ... |
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 I want to take a loan ....and would like to find the surrender value of my parents policy..? |
| we are paying a premium of Rs7015 from past 9 year(starting from 1998) and still we hav to pay this amt of premium till 2012.the maturity value will be 100000Rs,so kindly get me the surrender ... |
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shells | My gap insurance refuses to pay. What can I do? |
My car was totalled and my insurance company valued it at 900.00 less than I owe. I have been waiting months and finally heard from my car loan co. that the gap refuses to pay the difference. I have never had a late payment so thats not the problem. The auto loan guy that called me says they (VLS)does this all the time. How can they get away with this? What do I need to do? Who can I contact to fight this? VLS refuses to even return my calls. I have paid for gap and i expect coverage. Is that wrong? I am not just going to accept this. Can anyone help me? Thanks. |
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Strycher
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You could try contacting the Better Business Bureau, or your local prosecutor, and see if either can help. If you purchased gap insurance and they are refusing to pay or even speak to you, then there may be a case to be made against them. Be careful though, there is a lot of fine print in the contracts. You may want to talk with a lawyer about it and have them review the loan/insurance contracts and see what they can do to negotiate with VSL. |
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mbrcatz
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OK, WHY does the gap refuse to pay? They need to tell you WHY!!!
The ONLY real reason I can think of, is that you rolled over a prior loan into THIS car loan - you were upside down on the OLD car. THAT balance is showing up in your loan, but is NOT covered by GAP insurance.
If they can't provide you with a written declination and reason, AND it's true insurance, you can complain to your state insurance department - but you have to complain IN WRITING. And be really, really specific - include the declination letter if you can!
But really, your AGENT should be willing to help you out with this. Even if you didn't buy the gap coverage through your agent. (but next time, get the gap coverage on your auto policy, NOT the auto finance people.) |
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Dave1001
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First thing, find out what State VLS is domiciled in. Then, contact the Department of Insurance for that State. Tell them the whole story. You might first want to give VLS one last chance to help you, especially if you tell them that you will contact the Department of Insurance in their State, and you just might put it on your 'blog. These guys don't like that kind of scrutiny.
Let the Dept. of Ins. do the hard work for you. That's what they're there for. |
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Shane
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You need to contact your States Insurance Department. They are the ones who oversee and investigate fraudulent insurance practices and this place VLS is definitely in serious trouble. Below is the link to "Your State Insurance Department Site." Just go to your state and it will tell you how to file a complaint. I went through the same thing a year after I was released. Guess they figured what the hell does an ex-con know? Enough to get there as*** shut down. Good luck ma'am
http://www.naic.org/state_web_map.htm |
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LS's wife
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I had the exact same thing happen to me! Uhhhh! That drove me crazy!!!!! While you fight with the insurance people, PLEASE pay the finance company! While I was fighting with the insurance company over $500, the finance company continued charging me late fees, reporting it to the credit bureau, and it was reported as a repossession! Over $500.00! It was so absurd. It has messed my credit score all up. It took 9 months for the insurance to finally pay and then I had to pay more money because of the interest and the late fees. PLEASE pay the $900 and continue to dispute the Gap insurance's refusal through letters and phone calls. Document everything! Lastly, when you pay the $900 to the finance company, get a payoff statement and file it. Good luck! |
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es
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You can file a compaint with the insurance commission in your state, but that is a really slow process. You should write a letter and dispute their claim denial. Do that quickly. That will reserve your rights. Unfortunately, it costs a lot to go to a lawyer, it may not be worth it for $900.00--the legal costs could be more than that-- but you should go to one-most offer free consultations. If the company is known for that kind of behavior, I'd switch carriers. Go to a company that pays their claims--allstate, statefarm, geico, progressive, etc. It is bad enough to have an accident, much less be in the position of fighting with the company that has the fiduciary obligation to protect you. Good luck. I hope you prevail! |
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