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I know guys pay more for car insurance, but on average how much more a year?
and according to this...
http://shine.yahoo.com/c... |
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Ronald G | My grandfather passed away. My mom and I are clueless on pension? |
My grandfather just passed away unexpectantly. He received a US Steel pension but that is about all we know.
He was 89. I am trying to research and help her determine any benefits left or how it works. I personally do not know much on pensions. Is there a set time on how long your allowed to get one? months/years of payments until it runs out? Does it just one day stop coming?
Thanks for any advise |
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mbrcatz
|
The employee gets it for life. The spouse, if the spouse survives the employee, gets partial pension. It's a lifelong benefit for employee & spouse.
The US Steel pension isn't inheritable - My grandfather worked there, too, and had HIS Pension through them. Once the employee and spouse are deceased, that's it.
HOWEVER, he could very well have had a bunch of stock. So she'll have to search the assets to see if she's got any of that sitting around somewhere. |
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kittana
 |
Pension will come to the ones who were dependent on ur grandfater for some number of years the firm allocates. Since he received the pension who was the person he nominated as a dependent in his office records? If it's ur mom then she will get the pension for some 5-8 yrs or whatever period the firm has reserved. But I'd say why don't u go to ur grandfathers firm and ask for ur self...go to the pension department and enquire, it's always better to do that in person. If ur grandfater hasn't mentioned ur mothers name or ur fatehrs name then it's likely that the pension will cease to come as hez no more. It automatically clears the data with the death of the employee with no dependencies. U'll have to chk out with the firm itself. Try finding the documents ur grandfather kept of his employment and all the pension records he has been getting over the yrs, take it along with u to the firm and if need be show it to the authority, but never give them the originals just like that take photocopies with u if at all u need to submit the documents. |
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Expert Realtor
 |
The pension payments and all benefits associated with it, stop when someone dies. Some of them will transfer to a spouse or maybe a minor child, but the minor child issue is rare.
Your mother is not entitled to any of the pension benefits because she is an adult. |
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Judy1
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Survivor benefits for pensions are normally just for spouses unless the person has dependent children, so there is probably nothing available from his pension unless he died very soon after he started to receive it, then there might be but probably not, and if he was 89 that probably wouldn't be the case anyway. There might also be some sort of death benefit available. If you know where his pension was coming from, call them and ask. |
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dimples_in_nj
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Start looking through the paperwork when he seperated with the company. There are a magnitutude of options that were available and you will need to validate the same.
Most likely, the company purchased an anuity on his behalf. This anuity payment is what is funding is current pension. The anuity has multiple options therefore will have to be independently validated.
Depending on the type of pension, there may or may not be survivor benefits.
Also, you may want to reach out to a co-worker of his, union rep and or the companies HR department. They should be able to steer you in the right direction. |
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