 Is it safe for a person to go into business with pre-paid legal services? |
| Even though u have to put up money in order to earn i see the profit for it in to long run....i think....... |
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 Do Insurance companies give you money if you totalled a car in a DUI? |
| One of my friends just bought a 16,000 dollar jeep liberty and she drove drunk and TOTALLED it....she got charged with DUI....will her insurance company still cover it? She had full coverage. She ... |
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 Is my real Father allowed to still hold a life insurance policy in my name now that I am over 21? |
| My parents are divorced and I have no relationship with my father. He took out Life Insurance Policies in my name and my brothers back in the early 90's. We are both now over 21 and have ... |
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 How do I find out if I have money coming to me from a long ago life insurance policy? |
| My Great Aunt bought me a life insurance policy on me at age 13, I dont remember the name of the company and she is long dead. Is there a way to find out if I have money coming to me from it being ... |
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 Another life insurance question, what should I get? |
| I'm a single 44 year old female with a 20 year old daughter who lives at home and attends college. I'm employed full time and have the life insurance offered at work. The insurance at ... |
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 What is disability insurance? should i buy it? |
| a guy came to our company today and talked about disability insurance, but i'm in good health and athletic. should i have it?... |
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 Cheap car insurance.? |
Just insured my olde 2.3 go faster Volvo - for £145 with RAC, group 16 though mind but, fully comp, £100 excess.
I'd been on RAC web-site, and others, but Elephant was my best ... |
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 Is it true that insurance companies will cut you off if you are not a full time student taking 12 units? |
| my mom is telling me this but i feel as if its a lie...I'm 17 will be 18 next month and supposedly once i turn 18 the insurance company will ask for my classes to see if I'm taking 12 units.... |
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 How do I find out the previous owner of my houses insurance claims? |
| I know there has to be a way, I know you can do it with cars and tell if they were in accidents so I would assume there has to be some way. Please help. Thanks for taking the time :)... |
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 AIG is not good insurance? |
| my vehicle was stolen a little over a month ago and was recovered, aig said they would have to investigate....well they sent out a investigator to speak to me now they want me to talk to their ... |
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 I am looking for buildings insurance for a house I am buying.? |
| I am concerned about the question that says if I have made any claims in the past 5 years. I have had insurance for houses since 1968,and only claimed once in the 70s,when a chemical factory blew up. ... |
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 After insurance payed on hospital stay.the hospital wont us to pay over 500. a month.can they make you pay .? |
| my husband went into hospital. his bill was over 82 thousand. the insurance payed an the hospital said we had to pay $581.00 a month for 2yrs.we told them we had other doctors bill to pay too. can ... |
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| I don't understand health insurance hmo or ppo.? |
| Ok right now I do not have health insurance but my husband does. we just found out that I'm pregnant about 5 weeks, so I need to find health care quick. I DO NOT want to be a welfare mom and ... |
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 Health insurance... need some? |
| Hi. I'm a 27 year old white female who lives in Virginia. I need some kind of health insurance but I am VERY VERY Low income. I only get about 600$ a month total, but have no rent fees or ... |
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 I am looking for a place online to research and buy life and health direct insurance for me and the family? |
| Anyone aware of a site for this? Is it a good idea. I know life and health are complicated but I think agents make it confusing sometimes...... |
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 Can i cash in my dads check w/ his name on the check??? |
| im already 18(if that has to do w/ anything) and am his son. so, can i cash in my dads check? will it just work to show a proof of ID? the check is around $200. i dont wanna look stupid.... |
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Alkro | My health ins. premium went up again. What is causing this? I am fed up.? |
Rising costs of health insurance: here are my theories why:
exorbitant salaries of ins. ceo's, over prescribing of medication by doctors, over testing by doctors, people going to the doctor unnecessarily, exorbitant profits of pharmaceutical companies, over regulation by the government, collusion of government, insurance co., and drug companies.
These are to name a few. Maybe there are other reasons. |
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Steve D
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You forget overuse of services by health insurance holders; over prescribing by doctors per insistence of patients, over testing of patients per insistence of patients (wanting a CAT scan when a simple x-ray will do); high admin costs on the part of insurance companies driving up costs to doctors who pass it on via charges; lack of insurance for many people who then use the ER as a primary care physician (most expensive care around) driving up costs in the hospital; frivolous law suits by patients driving up malpractice costs and malpractice insurance premiums.
Obviously, this is a problem which has its roots across the board and everyone needs to take responsibility for it. |
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Jay S
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Add to that:
Health insurance companies are corporations that are expected to "grow" and increase revenues annually for their shareholders. Premiums are one place to get more money when other areas aren't doing well.
The whole concept of healthcare is a real dilemma. On one side you need the incentive of personal profits to keep the best people possible interested in being in that field. The best doctors and scientists simply aren't going to do the job for government paychecks.
On the other hand, corporate health insurance companies offer no added value THEMSELVES to the system and yet they siphon off billions as a middleman.
I haven't seen an answer yet that looks like it will work. Nationalizing it will be a disaster.
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bud68
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Don't forget the lawyers encouraging lawsuits, which drives up the costs of all healthcare. |
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Emma F
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Policies usually go up every year on the anniversary of your policy. Remember you are getting older too, and can cost the insurance company more. If you're not happy I would shop around for another plan. Use a local broker, who represents more than one company. Good Luck! |
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keiko
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And, the number of claims filed and how much it costs to pay them. The company has to make meet all expenses and make a profit.
Try some other companies for coverage. I just found this site when looking for insurance for myself. It seems reasonably accurate: http://www.ehealthinsurance.com/ehi/individual-health-insurance.ds |
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mbrcatz
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How about, health insurance companies pay out in claims, 99% of what they receive in premiums.
Overusage, overusage, overusage. People insist on birthing in hospitals (which drasticly increases your chance of a c section). People insist on eating poorly, being fat, and not excercising, but having medications to control symptoms of high blood pressure, type 2 diabetes, heart and cholesterol stuff. People insist on drinking alcohol, smoking cigarettes, and being promiscuous. PEOPLE DON'T WASH THEIR HANDS AFTER USING THE TOILET, the #1 thing you can do to cut down on LOTS of things.
Most of it, is people not wanting to manage their own health - in general, we want doctors and drugs to do it for us.
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