 Health insurance for my to be step son...? |
| my boyfriend wants to get his son health insurance but not himself. I think he should insure both his son and himself but he doesnt want to. He wants to wait until we get married and he can get put ... |
|
 Will home owners ins. cover damage caused by neighbors? |
| Neighbors trampoline blew into our yard and damaged our property,will our home owners insurance cover it if the neighbors refuse to pay for it?... |
|
 Where is a good place to look for health insurance? |
| I am 22 years old and half to get off of my parents health insurance. What should I be prepared for?... |
|
 Is anyone worried about there identity ??? or looking to know how to protect your identity???? |
THIS IS GOOD FOR YOU IF YOU ???
DO YOU HAVE TEENAGE DRIVERS?
DID YOU JUST BUY A HOME?
YOU OR SOMEONE YOU KNOW HAS BEEN A VICTIM?
DIVORCED?
CUSTODY OR CHILD SUPPORT?
SPE... |
|
 I'm retired,divorced woman, w/$150,000 assets.Is life ins $100,000 good idea to get now to leave to 3 kids |
I am in fairly good health. A 20 yr policy will cost me $99 mo
Is there a better, safe way to invest my money so that I leave a small sum for each of my kids. They all would benefit from an ... |
|
 How much "pain and suffering" money to expect from an insurance settlement? |
| My wife was hit by another car about a year ago. She broke two fingers, which sounds trivial, but they were broken quite badly. She had one surgery where pins were inserted to heal the bones, and ... |
|
 Insurance Types? |
Is there a type of insurance that covers any type of damages you cause? Specifically destruction of a mattress.
Additional Details
Destruction of a mattress not owned by you, :P... |
|
 New job doesn't offer benefits, where can I sign up for them? |
| I have been offered a new job that is a great opportunity and more money in the restaurant industry. The only problem is it does not come with health insurance. I am in my late 20s. Is there a ... |
|
 Am I able to take my Series 6 and 63 exams on my own and are the tests the same in various states? |
| I want to become an insurance agent. I know i need the 6 and 63 licensing and I want to go ahead and take the test now. However, I am not sure if the licenses are accepted in every state. I guess I ... |
|
 Can you get penalized for switching auto insurance after just getting auto insurance? |
| i currently am insured with geico, but i just got a quote through progressive and they gave me a better deal. i have had geico for only a month, and now i'm convinced i wanna change it. I'm ... |
|
 National insurance co-operation company of great britain? |
| has anyone in the uk ever heard of this insurance company if so please tell me how i can get in touch with them i have this address but i don't know if its real or fake can someone help find the ... |
|
 Do I need to wait for my current insurance policy to expire before I go with a new company? |
| I want to switch to a different insurance company for my cars & house (currently with State Farm) but I have a while until my current policy is up for renewal/expiration. Can I cancel my current ... |
|
 Can i add my neice to my health insurance? |
| my sister doesn't have a job and of course her and her daughter doesn't have health insurance. she asked me to put her daughter on mine. i don't have a problem with this but can i ... |
|
 Any insurance people out there who'd like to help me figure out what health insurance to get? |
I guess I could ask someone at an insurance company, but I'm trying here first.
I'm in college so I can't afford to eat much less have health insurance. I don't even ... |
|
 Engagement ring insurance? Has anyone done this and how? |
| Here's the thing: my fiance actually WASHED the apparaisal certificate in the laundry by mistake, and now it looks like crap and has holes in it (obviously, it's paper). However, you can ... |
|
|  |
terri doesn't know | My health insurance company is cancelling my policy because my company did not pay the premium.? |
I got a letter from my health insurance carrier saying my coverage was being terminated as my employer did not pay the premium for the last three months. However, They have taken the premium's out of my paycheck every pay period and they show it on the check. The insurance company also says I will be liable for any services they paid for during this period. What can I do. |
 |
 
Melissa
|
Unfortunately, the contract with the insurance company is with your employer and so if premium was not paid then the contract will cancel and no benefits can be paid after that time. Your issue is with your employer - what did they do with the payroll deductions if it wasn't paid to the insurance company? If they are unable to pay back premium and have the policy reinstated, then do they have a plan in place to provide health insurance back to that cancellation date? If not, they owe you the payroll deductions back and you will need to acquire insurance on your own. I would consider this a BIG red flag that your employer is not doing well financially or, at best, the benefits department is incompetent (neither is a good thing for employees). If your employer continued to take payroll deductions after they knew the policy was terminating and didn't notify employees, then I wonder if they aren't somehow implying coverage and might be forced to pay your medical bills - but I'm not a lawyer and don't know the answer to this. Good luck! |
|
mbrcatz
 |
You need to go to the state department of labor. Your employer owes you the money back. YOu might end up having to sue them.
Yes, the insurance company is NOT required to cover services if the policy is NOT active. Those are two seperate transactions.
Two big recommendations here: 1. Go to an independent agent, and immediately get yourself some health insurance - even if it's just a major medical policy. 2. Start your jobsearch. They aren't paying the insurance company now, pretty soon the paychecks will start bouncing. Not paying benefits premiums is USUALLY an early sign of a company going under. You need to bail as soon as possible. |
|
Ron N
 |
You have a legal context here, However your going to have to first ask why your company failed to make the payment.. go from there with that information./ |
|
giggles
|
You need to talk with your Human Resources deparment or whoever handles the insurance premiums being paid. Hopefully this is just an error and lack of communication. If the company did not pay the premiums you need to contact the department of labor for your state, as this is a criminal issue on the part of your company, they have stole from you and possibly others. |
|
zippythejessi
 |
First go check with your HR person - some plans are so picky that if they get the payment one day late, they cancel the policy. Most times it gets re-instated when they get the payment, but it's a headache all the way around! |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
5 | 10 minutes(s) ago
| | | |
5 | 42 minutes(s) ago
| | | |
5 | 3 hour(s) ago
| | | |
5 | 8 hour(s) ago
| | | |
5 | 9 hour(s) ago
| | | |
5 | 2 day(s) ago
| | | |
6 | 4 day(s) ago
| | | |
5 | 6 day(s) ago
| | | |
5 | 1 week(s) ago
| | | |
5 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
