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P-Sue | My health insurance company over paid me $66,667.83 over the past 4 years. Why do I have to pay it back? |
I called the insurance company 4 years ago and told them they were paying me to much. I called three times & spoke with three different people. They all said I was getting the right amount. I received a call two days ago from the Insurance company. They want the over payment back in one month. Plus they keep on sending me checks...I dont understand why I have to pay them back when its their fault and their still sending checks to me.
Do I really have to pay them back?? I dont have that kind of money laying around in my check book.
I would love some answers to this Mess I'm in.
Thanks in advance P-Sue |
 |
 
Flower
 |
stop cashing in the checks.
doesn't matter who's fault it is, if it's not money your entitled to, you don't get to keep it. |
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patho
|
If your'e on LTD you should call the ins. co and ask them about a lump sum settlement...they will want to offset the settlement by the overpayment amount, but it is a viable option depending on your age and specifics of your case. If you refuse to pay, all they can do is drop u to the minimum benefit. |
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jmmgausa
|
I would get an attorney if I was you before you respond. |
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cgspitfire
|
First, since you realized that you were receiving an overpayment and you opted to cash the checks regardless, you will be help responsible for paying back the overages.
Second, contact an attorney who can negotiate a settlement rate for you. Even if you're able to document that you spoke with someone at the company and they assured you the amount was correct, by your cashing the checks, you signified you agreed the amount was correct.
Good luck. |
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Emma
 |
I dont know... But I get ask my friends about this. :-) |
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answerman
 |
Contact a lawyer, I hope you can document your conversations.If so they may be willing to negotiate, especially if they are still overpaying you. Big insurance companies are notorious for making mistakes and then asking you to fix them. |
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sarahgirlxd56
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that sucks they should just shove it because it was there fault |
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