Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Insurance
Finance Discussion Forum

 Will my health insurance have to cover me?
My health insurance expired on May 31st. I was hospitalized on May 30th for cellulitis.?
My doctor released my from the hospital on the 31st and put me on in home IV antibiodics. Since the ...


 Does skydiving increase insurance premiums?
I have been skydiving once (last year) and odds are that I won't do it again anytime soon. I have been told that I will now have to pay higher premiums on life insurance but thats sounds ...


 Is it beneficial to switch life insurance policies?
Is it beneficial to switch life insurance policies if they promise you a 20% lower rate or it's none more than another catch?...


 Maternity leave???
is it mandatory for a company to give you paid maternity leave or is it up to the company?...


 How come my homeowners insurance covers ACTS OF GOD?
What the hell is that supposed to mean?...


 Is health insurance something really necessary to have?
So I just turned 18 yesterday and from what I can recall I haven't had health insurance in about 8 years, or when my father was last alive. He took care of everything so now I've realized ...


 Slapped with medical bill?
I got in an accident while at work and was sent to the hospital for treatment. The company has insurance and they say the hospital bill will be paid for through workers comp since it happened otj. If ...


 Anyone have Blue Cross/Blue Shield?
How much do you have to pay when you go to an "urgent care" center? I can't find it in my book. Thanks!...


 Car insurance crash help?
If someone hits you in their car and clearly admits it was their fault,, must i give them my insurance details?? If its not my fault??

Thank you :)...


 Travel insurance?
Im going to china for a week and am looking for an insurance company that will offer insurance for my personal belongings, personal cash and medical. Can anyone advise me on which company offers ...


 Do workers comp employees work for the devil?
I mean they are the scum of the earth and basically get paid to make people who are already suffering, suffer more. Do you think satan has a spot just for them when they die?
Additional Details<...


 How does life insurance work?
I'm a 21 year old college student. I know that I'm young, but we all know how bloody unpredictable life can be, and I wan't to ensure that my family wouldn't be financially ...


 Quick question about health insurance.. well a bit long...?
I'm a senior in high school and am planning on taking off the first semester of college this fall... just because I need a break and I know it will do me a ton of good. I will go back! but... if ...


 Are there any affordalbe health insurance companies out there for individuals to use?
I need to find a new health insurance because I do not like the one my company uses. They don't meet all my needs properly.
Additional Details
By that I mean they use 3rd party ...


 Why do insurace rates go up when you have an accident when you pay into insurance for that reason?
please tell me if i'm wrong but isn't insurance a collection of peoples money to pay for an accident if there is one so there for your rates should never go up i personally feel insurance ...


 Can I still be covered under my parents medical insurance if you're under 21?
I heard it was 18, then 21, then 24....


 Does anyone have any ideas on how to fix the insurance market in Florida?
Specifically the homeowners market. Its crashing - everything is having to be placed with Citizen's and thats not what it was designed for. If you're from FL you know what I'm ...


 Insurance Rear End Accident Dispute?
I was hit in the rear end in June, as i moved lane prior to the accident the other party is disputing the claim, 30 seconds after i moved in to the middle lane the traffic stopped causing me to brake ...


 If i pay NI contributions should i not expect to get treatment on the nh?
...


 How do I determine if Term or Whole Life Insurance is best for me?
...



cutiepie81289
My home owner's insurance covers my pool but not that fact that it?
overflowed into my basement now what can I do?
                     
 




lanes
Rating
I just had the same problem. My insurer said they would send me a letter denying my claim. Then I should keep the letter and file a loss with my next taxes based on the repairs that need to be done to clean up the mess.


pghmarty
Clean up the mess and buy flood insurance before you do it again.


amglo1
If you do not have homewoners insurance that covers water damage then not much. Most pool insurance such as a home warranty will cover the pumps and filtration system.


spot
Rating
It doesn't hurt to call the ins company. My shower leaked and we had to break the tile and repair the water damage on the wall. It was wear and tear. I called the insurance company (just because my neighbor told me to). The adjuster came and said they won't pay to fix my leak, but they will pay to fix the water damage on the wall (which was most of the repair cost) because it was an unforeseen event. I still don't know their reasoning, but, really, call the ins. company. It won't hurt.


bostonianinmo
Rating
Unfortunately, that pool overflowing into your basement was a flood, by definition. Unless you have federal flood insurance, you have no coverage. You may be able to deduct the damages on your taxes for the year in which the damage occurred.


linkus86
Rating
Get a mop and a bucket because you might be up creek ... so to speak.

If you have had some heavy rains recently you might try to pull a fast one on your insurance carrier, but i don't advise you to do so.

Sometimes home ownership costs people for life's little mistakes.


mbrcatz
Rating
So true. Unfortunately, surface water that runs down into your basement is considered "flood" peril. Flood insurance (which is only a federal government program, although you can purchase it through any agent) only activates when an event happens that affects multiple locations.

If you're concerned about damage your pool causes your house, you'll need to get rid of the pool. Sorry!


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.004
Copyright (c) 2011 Financial Crisis Monday, May 28, 2012 - Terms of use - Privacy Policy