 Do I need life insurance? |
| I am 29 yrs old..single..no husband, no kids. My company is offering a free 50,000 dollar life insurance policy but do I even need it since I have no dependents?... |
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 Insurance cover? |
| I have a current claim for tree root damage to a conservatory which insurance company have agreed to cover. As they intend to appoint their own contractors to do the work I dont know the costs. If I... |
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 Is there any aid for victims of house fires? I have nothing left. No renter's insurance. Nothing. Help. |
| My house burned this morning. NO structural damage, but all my worldly possessions are gone. I need help. I'm a college student and now I have nothing. No clothes, my computer is melted, my ... |
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 Large tree fell on car and Im stuck with the bill, Advice ? |
| on 07/06/06 (state Texas) I had my car parked in a friends apartment complex parking lot and a large tree broke somehow and fell on a electric pole and both the pole and tree fell on mine and another ... |
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 Can an employer legally prevent you from dropping your health insurance plan before annual enrollment? |
| We were told we can only drop or change a plan for marriage, childbirth, a promotion or quitting the job. The cost is unaffordable and we didn't check the cost before signing up. Can we plead ... |
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 Does illegal substance abuse void health insurance? |
| During an hospital visit, blood/ urine test confirms illegal substances.Can insurance withhold payment for other services or rescind policy?... |
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 Do I have a case of negligence against my neighbor for his tree falling in my yard? |
| My neighbor's 80' tree fell onto my property destroying 2 cars, a 40' tree, a shed full of equipment, part of my fence & part of my roof. My insurance will pay for most of the ... |
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 Why buy life insurance? |
| I'm married, have 2 young children and wonder why I need life ... |
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 Been burgled need help regarding claim for insurance? |
Hi everyone, sadly we were burgled on Saturday night. They burgled us whilst the whole family was sleeping.
I have insurance but am worried that I dont have shop receipts for the stuff stolen ... |
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 My friend's employer told him his health insurance ends the day he quits. Is that legal? (see details)? |
| My friend pays a monthly health insurance premium as a payroll deduction. He is considering changing employment and had been told that by his employer that the last day he works is the last day he... |
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 Should flood damage be covered under the homewoner's policy? |
| I am doing a presentation on this and I cant find any good relavent information. I am against flood coverage being mandated to purchase a home. Can anyone please assist?... |
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 Building and content insurance? |
| Could someone suggest the best place to do buliding and content insurance at cheaper rate and company with good reputation as well.... |
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 Can married women do health insurance for her in-laws? |
I mean to say spouse , 2 kids, 2 dependent in-laws.
so all together 6 members.... |
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 Insurance for Apartment Buildings? |
| Do any policies for landlords include the contents from the renters in the policy?... |
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 Doctor charged me AFTER I paid copay? |
| I have PPO and I went to the dr and was told my insurance covered it so all I had to pay was $15 copay. Then, I just got a bill in the mail. My insurance didn't change or anything and they told ... |
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 LIfe insurance denied? |
| I am a 29 year old non-smoker, mother of one, married woman who is the picture of health. However, LV have just denied me life insurance "for health reasons" (really specific, as you can ... |
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 Is it ok for robots to be friends with ghosts? Or is that unacceptable? |
| You never see them hanging out or anything. I see robots and werewolves making out hard at the mall all the time. What the crap?... |
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Dianna M | My husband has a possible job as an insurance salesman, what are his chances of making good money at it? |
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mbrcatz
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Can he sell? It's a straight commission job. If he can sell, you can make really good money at it. It's long hours the first few years - 60 - 80 hours a week, for $40,000 to $80,000 in commission.
But 95% of insurance sales guys wipe out - they usually either don't want to put in the hours, or dont' want to go find the business - they want it to come to them, which JUST doesn't happen. |
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Fizzle
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It depends entirely on his personality and how aggressive he is. You can make a decent living, even a good living. It isn't for everybody. When you start, they'll load you with calling on the people that no one else has ever been able to sell to. You can spend an indeterminate length of time with no appreciable income, or maybe none at all. In an organization, those who are in senior positions get the plum leads. Those just beginning get to sift through the crap left behind for random kernels of corn. |
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CJ
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Depends how hard he wants to work and if he has any ownership in what he sells.
If he has no ownership in the policies he sells, he'll have to constantly be selling . He needs to make sure he gets residual income from what he's selling. |
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stephenweinstein
 |
Very low. Most last less than one year. |
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Country Girl
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It is a high burn out rate job unless you work for the right company so do your research. See what their turnover rate is on their employees (make sure you do this low key). Make sure you are walking in to a stable company, with stable clients that is growing. I have stepped into some real messes that I have gladly jumped right back out of within 6 months to one year due to poor management. Take it from my lesson learned, a little research of speaking to employees one on one casually reveals a lot about what you are walking in to before taking the plunge. The money is great if you are good at sales and enjoy working with people. I have done it for many years and love it, but have seen many others come and go in my time. |
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saberhilt
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Like any sales position, it depends.
I work for an insurance company in an Agent's office. He can cover his bills, but is far from a millionaire. His father is also an Agent, but has been one for 50 years.
My boss owns nothing but his 5 yr old car and has been an agent for 4 years.
his dad has been an agent for 50 years and owns a home and condo in LA, a cabin on a lake in CA, and another condo in a plush Cancun complex.
It depends on how much energy he's willing to put into it and how long he's planning to do it. |
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Tan D
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Being an insurance agent is similar as being a businessman. You don't get pay from your boss, but get commission from your client. You need to come out your own business expenses such as entertainment and gifts.
Just like some businessman earn good money, but some don't. It's all depend on how well can he sell. |
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Common Sense
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It's a tough sales position. I'd be surprised if more than 5% of the newbe's last more than a year.
Having said that...... some very hard working people make a great career with it. Only time will tell............................... |
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Cookie momster
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It's not necessarily just commision, there are insurance sales jobs that have a base +commision rate. I know some that make good money at it, some don't. Better check the licensing requirements where you live, he may need a license to sell. |
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