 My husband lost his wallet?? |
| It had his social security card and driver's license in it. In order to get a replacement social security card, you have to have ID...his driver's license was the only ID he had. In order ... |
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 Why do women get lower Auto insurance rates? |
| Why do women get lower auto insurance rates I am a 23y/o male and pay the same rate as a 20 y/o female and I have a clean record. I found that it is roughly 15-20% for the opposite sex, and even ... |
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 How much does Health Insurance cost? |
| Say your a 25 year old female and need health insurance how much would that cost a month..and also..do most jobs come with health ... |
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 How does my insurance compay check my driving history? |
What process do they use to check my driving record? Is it via my DL #, SSN? I just dont know this.
Additional Details
so what happens if i have a speeding ticket but get a new license ... |
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| Can i get my parents Life Insurance? |
Were can i get life Insurance for my parents?
Im gonna be a Lawyer and they get good money.
Also i want my parents to leave me money when they pass away.
Im gonna be happy with money.<... |
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 How much auto insurance coverage do I really need? |
We currently have BI 50/100, 50 prop damage and 50/100 uninsured. Here are the details
- 2003 Cadillac Escalade EXT
- Married couple: Wife 27 & Husband 23
- No major tickets in the ... |
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 Term Insurance vs Whole Life Insurance? |
1. What is the difference between a term insurance and whole life insurance policy? Which policy is suitable for what kind of people?
2. What are the "exclusions" for term ... |
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 Will my insurance cover this? |
| I briefly had my driver's license suspended. During this short time I bumped into a car in the parking lot after an ice storm. There was damage to the other persons car. Police were not involved.... |
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 Anyone else ever work for metlife or commission based off of life insurance and financial planning? |
http://jobview.monster.c
i don't know if this will be the right job for me. will i have to do telemarketing or harass people i know? it's a job with ... |
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 My husband and I have a joint life policy to cover our joint mortgage, if one of us dies can the kids claim? |
can any of our children make a claim on part of it, we have no other assets and at the moment no will
Additional Details
I also need to mention my husband has children from a previous ... |
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 Could some one give mesome advice ? |
| Okay here is the issue. I bought a car on the fourth of July a 1994 Chrysler new yorker its not worth much but that's not the point an oak branch the size of a tree fell out of the tree. My car ... |
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 How do I find a misplaced insurance policy.? |
I took a policy out 38 years ago.
With profits to cover my morgage at that time.
I know that it is worth a few thousand pounds.
But I can not find the policy or remember the name of ... |
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 Which insurance is responsible the drivers insurance or Pizza Hut's? |
| Last Sunday I was hit, and my car totaled, by a Pizza Hut delivery driver. His personal insurance told me that because he was on the clock he is not covered. So that falls back to my insurance, but I ... |
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 What is a good insurance plan if my wife and I plan on having a baby soon? |
| One with good coverage and low Co payments, I don't care about monthly cost aslong as its a good plan.... |
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kerry k | My husband has a preexisting condition. Will a new insurance cover his expensis due to this condition or no? |
Husband was diagnosed with Hepatitis C and resulting stage 4 liver disease two years ago. He wants to leave current job(insurance is currently Harvard Pilgrim)We are concerned that due to his serious preexisting condition a new employers insurance will not cover med care associated with preexisting condition and he could actually die if that is the case! We need to know the law before he moves from one job to another. |
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Suzanne: YPA
 |
If you and your husband reside in the U.S., this matter is governed by federal laws collectively known as the Health Insurance Portability and Accountability Act (HIPAA). There may also be laws in your state affecting his eligibility, but they will not restrict HIPAA, they can only give more rights.
As you can see from the variance of answers given here, whether or not your husband should do this depends upon the details of his new policy AND how long he's been covered under his current one. I recommend you go here and read the information posted about HIPAA:
http://www.dol.gov/dol/topic/health-plans/portability.htm
Then, call your state insurance commissioner's office to ask if there are other laws giving him more rights. If he plans to work in another state, call that state's insurance commissioner, instead.
I hope this helps. |
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Sid
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It depends on the type of insurance you get, and the company holding the policy. If you find one that does cover a pre-existing condition, it will be much more expensive. Learn about the coverage that you can get with the new potential insurer. It varies so much from company to company, and even then, the policies they offer will all vary. |
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Christopher Griffin
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In Massachusetts, it is required that the new insurer provide for pre-existing conditions. |
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zippythejessi
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Most of them will cover pre-existing conditions, some have a "waiting period" - meaning if a patient seeks treatment for this conditon during the predetermined time frame, they don't have to pay for it. It's anywhere from 30 days to a year. One plan here in NY has a pre-existing rider for asthma - if the patient seeks treatment for asthma for 90 days after joining the plan, the patient has to pay for it. |
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mbrcatz
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If he has no lapse in coverage between the old insurer and the new one, most likely the new insurer will cover any pre-existing conditions.
He'll have to make that a condition of the new employment - that "preexisting conditions" are covered. |
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z_butter
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Pre-exisitng conditions usually become an exclusion if he applies for another insurance policy, however, companies have different rules/conditions on that matter, some would take the risk and apply additional premium but then some really exclude it. I suggest you scout for all insurance companies in your area so u can make comparisons. Good luck! |
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jerry
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Health insurance will usually cover medical expenses from pre-existing conditions. Otherwise, nobody could ever change jobs, because everyone has some sort of pre-existing condition.
Life insurance, on the other hand, will usually place an exclusion for a medically related pre-existing condition for a certain period of time. |
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