 A Week After Bailout: AIG Execs Take A Vacation? |
Just six days after sticking taxpayers with an $85 billion bailout, AIG's top executives dropped $500,000 whooping it up at a swanky California beach resort.
Among the charges A... |
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 Is an advanced payment from insurance company a "use it or lose it" type of money? |
| Our home was damaged by fire and the insurance gave us a substantial advance payment. I'm wondering if we should be a little more liberal in spending it, or will it simply lower the amount we ... |
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| The state is court ordering my bf to put our daughter on his health insurance or a different one, she is currently on medicaid. He's asking me to put her on it so they don't have to go to ... |
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| My parents are seperated and one of them just died recently. My other parent says they do not have a life insurance policy on the deceased parent. I do not believe that and was stuck paying for a ... |
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| how long does it take and is it hard to get back on it if you need to?... |
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 What do you know about Texas auto insurance? |
Best of my knowledge, I am required to have liability auto coverage.
I do and I also have pip.
Another driver pulls in front of me, causing accident,,police report and witnesses agree on ... |
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 How do I find the best insurance company? |
I'm looking for a long term health insurance plan for myself. I've compared rates across all major providers and they are all pretty much the same price range.
The problem is ... |
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 Personal Tom Tom stolen from company vehicle? |
| my partner had to use my tom tom for work at the company's request, as they stated that he had to provide his own. he was away on a trip to france, and had the curtains drawn in the cab, while ... |
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 Should I get involved in the insurance industry? |
Additional Details
If I had an opportunity to be in the insurance industry shoudl I do it? Here is the what I need to know before making the jump:
1) do you have to be incredibly ... |
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 What does a loss adjuster do? |
| What does a loss adjuster do and how do they differ from a loss assessor?... |
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 How do homeowner's insurance companies know if people lie on claims? |
| If a person filed a claim for theft, burglary, or anything of the sort, how do the insurance companies know if they're lying or not? Even if people provide receipts or pictures, do they go ... |
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 How much contents insurance do I need? |
| I am 23 moving into a small condo alone. It is 1 bedroom, 1 bath, small dining room, kitchen, and family room. Brand new everything (floors, carpet, washer, dryer, all kitchen appliances). Normal ... |
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blahblah | My husband is a carpenter and needs to get insurance for his business...? |
What kind of insurance am I looking for. He just needs basic insurance as he is the only person involved. |
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mbrcatz
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Basic. Does that mean he wants to insure his tools and equipment? How about his truck?
He'll need to go to a local, independent agent. He's looking for general liability coverage, which may or may not include products and completed operations. Plus inland marine coverage if he wants to cover his tools. Builder's risk if he wants to include building materials. |
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Sue P
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Hi, first off he needs public liability insurance. This will cover him if his work causes any injury to any member of the public, whether it be a customer or not. To be honest, even though there is just him, he should also take out employers liability insurance. The reason for this is that say during the year he has a big job going on and gets sick and asks a friend to do a bit of work for him, even if it just for a day, he is now effectively an employer and needs employers liability insurance in case the friend gets injured while working for him. You will find that some companies will not quote for "stand alone" public liability policies and will insist he take the employers liability insurance too. Anyway, just ring a broker or insurance company and just tell them you want a quote for liability insurance for a carpenter and they will ask all the questions! I presume his work van is insured separately and you would just need to make sure that it has full business class use and that it is covered to carry his tools of trade. Good luck |
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Megan
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Most of the time you can look in your phone book and there will be a list of insurance agencies. Call them and explain what you need and they can pick what's best for you. |
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Insuranceman
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Typically, all he will need is a commercial general liability policy. With no employees, he won't need to carry workers compensation - you might just want to find him a good accident policy in the event that HE gets hurt.
Just look in your local phone book for an independent agent and they should be able to help you. Just look for the PIA of Big I (Trusted Choice) logos and you should find a professional agent there that can help you.
Good luck and I hope this helps! |
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HomeGrown
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It's true that your husband needs to visit with an agent about the exposures he needs to be covered for...but I have an issue with the listings here that say he needs to contact an "independent" agent. (Come on guys, let's give good advice here and not be self-serving.) Long story short, contact the agent that handles your home, auto and life policies first. If for some strange reason they can't provide the kind of coverage your husband is going to need then they will give him suggestions on companies that can. |
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