 LIFE INSURANCE - 5 yr term or 30 yr guaranteed term? Please read extra text before answering! Thank you :)? |
I've been quoted £15 per month for a 5 year term and £20 per month for a guaranteed term over a period of 25 years.
After researching life insurance premiums I've learnt they ... |
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 Health Insurance for getting pregnant? |
I'm thinking of getting pregnant, can anyone tell me what is a good insurance that would cover most of the bills I would have with dr. visits, delivery, etc. I can't afford to pay a lot.
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 Question about Unemployment- will I be denied? |
| I live and work in California. I am currently employed and I have been working there for three years. My husband has been laid off and on through out those three years due to the economy and the ... |
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 Auto Accident Help Please? |
| Tuesday morning i hit an car that ran a light. There was a witness that i had had the green light and i wasnt blamed for the crash. this women had no insurance and no licence. My car is totaled as is ... |
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 I clean houses - how can I get workman's comp insurance? |
| I want to clean houses for a living, but I want to be legit about it. People tell me I should have "workman's comp" insurance. What is that? Where do I get it? How much does it cost?... |
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 The police report says its me fault???? |
| Hi i have a question.. i was involved in a car accident in November 2007.I was driving along a main road.there was a driver ahead of me who indicated to turn onto his driveway.he drove onto the drive,... |
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 What companies that buy term life insurance ? |
| I have a extra term life insurance policy on me and I am wanting to get out of debt and have money too. I have seen some commercials in the passed that buy Insurance policies from people for a part ... |
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 I work per diem and have no insurance. do you know any good insurance that is affordable? |
| I am also a student so I need something that won't break the bank and that I will hopefully be able to use after ... |
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 What does insurance write-off mean? |
When you see this on your doctor or dental statement or bill, what does it mean?
Additional Details
Actually, I was just wondering about Doctor and Dental bills.... |
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 How can I settle a medical bill? |
| Last June 13,2007 right hand got burned. I was rushed to the e.r of kaiser permanente and now I am billed almost a thousand dollars. The doctor didn't do that much. He just put some silver dine ... |
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hoosier_daddy84 | My insurance claim agent called and said....what should i do? |
my g/f was in an accident last sept with an uninsured driver...the unisured dr. was 100 % responsible because they ran a stop sign.....well my g/f was going 50 mph which was the spd limit and totaled her car and was injured....we made a claim and her total meds were $15,000 and her policy limit for unisured motorist bodily injury was $25,000....so we made a claim for the $25,000 for med+pain and suffering.....well exactly 1 day before it was 6 months the insurance called and said that because we demanded the policy limit it had to go through managment to be approved....is this a good sign ? are they possibly ready to settle?how long do they usually take to review it? they have all the docotors reports and records and she had no prior back or neck problems recorded before the accident......the doctors said she was injured from the accident |
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mbrcatz
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Most companies have a "threshold" where if the claim check is over XYZ dollars, it has to go through management - because an adjuster isn't allowed to issue a check for larger amounts. It helps cut down on insurance fraud (adjusters working with outside people to defraud companies).
So it's pretty normal, for something over $20,000, to have to have someone else look at this. The review shouldn't take more than a week. Once a week they probably all sit down, and go over a dozen files.
You're really only looking at 10k for pain & suffering, the other 15k is meds, so I really don't think this should be too tough. I'm just surprised it took so long. |
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SG Elite
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Some companies need senior management to approve maximum claim. This is not new and nothing to worry about. |
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fighting saints
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Having management review a policy limits demand is standard procedure and nothing to worry about. Based on the info you have provided I would the mgr would approve the limits to be paid.
FYI if this matter went to court or mediation it is possible that the other driver would not be found to be 100% at fault. Even though your g/f had the right-of-way, in she still had a duty of "lookout" to make sure it was clear to proceed into and through the intersection. |
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Petry Builders, Beaumont, Tx
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Was the other driver the owner of the other car?
Does your policy also have pip/mpc coverage? |
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Shadow
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They are pushing you hoping that you might settle for less, but just hang on they tent to do this things. |
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drjonclark
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As the others have stated, it is standard operating procedure for a manager to approve a claim if it is over the reps authority. However; I wouldn't get your hopes up on a manager approving the pain and suffering portion of your claim. |
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