 Auto insurance policy? |
| i know someone who is in a car accident during a snow storm.. she got hit, not badly but got neck pain. Now, she tells me that her lawyer is saying her auto ins wont be paying for any more bills and ... |
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 What is the minimum age requirement to still be on parent's medical insurance? |
I am turning 18 next year and was wondering what age I go off my parent's medical insurance.
Also, if I am a full time college student, am I still on their medical insurance?... |
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 Can an insurance company make me pay taxes on a loan i took out against my life insurance policy? |
| I took out a loan on a life insurance policy. the premiums i paid had twice exceeded the amount my beneficiaries would recieve if i died. I was told that if i didn't repay the loan the only ... |
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 Health insurance? |
| i have PPO option with a $1500 deductible with co-insurance (no co-pay). What does co-insurance mean? Would I have to bear the expenses for the 1st $1500 I spend for my health treatment/prevention? T... |
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 Help! My neighbor flooded my ceiling, but I don't have insurance!? |
| I live in a condo complex. My neighbor flooded our ceiling when she said her dishwasher wouldn't stop filling water (not sure about it). Then I asked her Insurance, they wouldn't cover ... |
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 We are buying a house, how do we find out how much the insurance will be.? |
| We are looking at houses to purchase. We know the amount that we will need for the mortgage and the taxes , but I am not sure where to go to find out how much our insurance will be.We want to make ... |
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 What sort of health insurance can a grad student qualify for whose past age 29? |
Additional Details
i should also mention that the student is not yet working, finishing up school so income is really low-medical costs as far as labs also an issue so for lab work, is ... |
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 How mcuh should my daughter get for her personal injury claim? |
| A little over a year ago, I backed into my 23 month old daughter with the our car. A few months later our car insurance called and offered to settle her claim for $850. We were suprised that my ... |
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 Can I get ROAD TAX without insurance documents? |
Additional Details
Laura924, I will have insurance via online, but no actual document to prove it.... |
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 What recourse do I have with my home owner's insurance provider who added coverage without my consent? |
| Last month I was notified by my mortgage company that my home mortgage payment had increased. After researching it, I discovered that my insurance agent had added an endorsement to my policy two ... |
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 Does taking a life insurance policy help ?? at my age ?? |
| Im only 27 & this person introduced me a Life Insurance Policy (LIC) where il get the benefits only after 15 years & i pay them for 5 years in installments, where in it will benefit only ... |
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 What should you buy with your grandmother's insurance money? |
| Im not being selfish because she died at least year ago.... |
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 I have an HMO health insurance plan for my wife and I. I hear people say bad things about HMO's. Why is this |
| I did some reading but from what I've read the difference is that the doctor get's paid differentlly with an HMO v.s. a PPO. My wife and I are doing well and get treated well.... |
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 Unemployment question? |
| If i worked for 2 companies, basically same hours for each position. Company 1 went bankrupt, so I lost my job, Company 2, I still work for.....but my income went down tremendously!!! Almost 50%. Can ... |
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Emilio G | My landlord asks me for liability insurance, Which company can sell me one? |
The liability insurance is for the USA, and I am not a US Citizen, nor have any assets I could be sued for, so I want the most simple insurance plan that will cover 300K USD, it must be my primary liability insurance since I do not own a car in the USA or have any other liability insurance |
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Marcus
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go here http://gsx1.com/InsuranceComparison.html fill the form, choose the best deal |
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xxmachina
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Almost any insurance agent will also sell you renter's insurance, which is the equivalent of Home Owners. |
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njunprincess
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All you need is a "renters" policy. It is a combination of protecton for your personal assets in the event of things like fire and theft, but ALSO has included want your landlord wants...LIABILITY. This is for your AND his protection in the event you are negligent and cause injury to someone. It has nothing to do with your car. Look under the phone book for insurance agents OR ask a USA friend to recommend an agent to you. These policies are usually not expensive and very affordable for what they do. Good Luck! |
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rhsaunders
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This is weird. I have never heard of a landlord asking liability insurance from a residential tenant; the landlord's own insurance covers risks of that kind. If you have a renter's policy (not a bad idea), it would presumably contain a liability element. |
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Zarnev
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Many landlords are now requiring that their tenants carry liability. They do not have to rent to you if you don't have liability and there's nothing you can do about it other than live somewhere where it's not required.
You should get a renter's policy with the smallest amount of property coverage available. This will cost less than $15 per month. The liability will cover you off the premises as well.
Even if you don't have any assets a lawsuit can garnish your wages up to 30%. Nobody should be without liability in today's world. |
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saberhilt
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Liability Coverage will come from a Renters Policy. Most Insurance companies in most states have $100k as an automatic policy feature.
It is easy enough to increase this base amount to $300k.
For State Farm in CA, it's $25 a year to increase the coverage to $300k.
Now, you still have the base amount of the policy to pay. The base premium will be calculated off of the value of the contents in your apartment. Contents include your clothes, TV, sofa, and everything down to your toothbrush.
I've seen a lot of people try to low ball that amount by saying, 'Oh, just $8000..." but When they have a loss they find out that it's more like $20k, so just be honest with the value of Personal Property in your Apartment. |
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Maddy Jinx
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Your landlord should not be asking you for that because you are not a US citizen or that you do not own a car or have assets. If your security deposit is not good enough for the landlord, find a new place to live and report him to your local fair housing board in the city you live. This sounds like a case of unfair discrimination and you may want to consult with a lawyer.
Many young people in the US (myself included) do not have a car, a large amount of money or assets and have no trouble finding a good place to live and are not required to show proof of renters insurance. |
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Sue
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Go to a local insurance agent & ask for a tenants or renters policy. It covers contents & liability. It is inexpensive, usually $150-$200 per year depending on your contents limit & area you live. Then, when you buy the policy, give your landlord a copy. They want this to protect themselves. Two simplified examples: 1- If you invite someone over & they get injured in your apartment, you AND your landlord could be sued. If you have a tenants policy and what you did caused the injury, your policy would be primary. 2- If you accidentally burn down the place (leave a pot on the stove), the landlord's policy will pay him & then go after you for the damages, the tenants policy will pay for damages you cause, accidentally, to the building up to your policy limit. |
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