Salesman like to imply that one should cover a risk. Where does this start and end? How prevalent is miss selling that one is bound to be better off? The range and complications of insurance seems ...
I have to purchase these eye drops called Restasis, they are about 245 dollars for a monthly supply, i want to purchase a health insurance just to get those drops cheap health insurance maybe around 5...
My daughter will be 18 this year & she wants to know if she needs life insurance. She lives at home with us,is in 6th form at school (UK) & has no responsibilites like mortgage etc.She has a S...
We were looking over our policy the other day and are kind of confused. These amounts are not our exact just a sample.
Dwelling 200,000
Personal property 120,000
Other buildings 30,000<...
or they will cancel my policy. can they do that. It is State Farm
I was late 3 times on the payment. I can't believe this.
Is this going to hurt my ability to get insured elsewhere. I ...
I have been trying to do research on the state of health insurance in the US and am not getting much informative stuff. What is stopping a private, non- or for-profit company setting up a lower-...
I am currently an independent agent & do it part time to suppliment my regular income. I have been toying with the idea of starting an agency & contract/employ others so I can also suppliment....
I am about a month away from closing on a house in the north eastern US and i would like some advice on insurance providers. Who is the best? Any i should stay away from?...
1st-time-mommy
My mom is looking for insurance for herself, my dad, and my 17 year old sister.?
she has it with great west through her employer but it is a big rip off. she jsut needs regular coverage so incase something happens to one of them they dont go broke. she also needs a plan that covers annuals, mamograms. I want to help her but dont know anythign about insurance. can someone give me a good company and what to look for in a plan? what is a normal payment to expect for 3 people?
Well, assuming your folks are in their 50's and both in great health, individual plans for them will probably run $400 - $500 a month, EACH. Your sis should be about $250 a month.
Your mom needs to go to her homeowners or auto agent, see if they sell health insurance. If not, they can give her a referral to a local, independent agent who can give her several quotes with companies that are competitive in her area.
DO NOT fall for one of those "health discount plan" scams. THAT IS NOT INSURANCE. That's why I ALSO recommend *NOT* buying health insurance over the internet - go with a local guy who knows the market in YOUR area. Not every company is best in every city!!
jim
http://jimkellyandassociates.com/
The Rabbi
Google health insurance. Put in the info on one of the sites and wait for a few agents to call. Get their info on the phone, have them email you, pick one.
There is no such thing as a "normal" payment. It isn't that easy.
sunshine
I wouldn't call it "good" but Kaiser might be up your alley.
It is an HMO, relatively cheap, and you won't go broke if something horrible happens.
But, if you go outside of a group plan (group plans are what you get through an employer), they can exclude pre-existing conditions.
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