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 Health Insurance?
Hi

At the present time I'm on a cobra converstion plan with one major carrier that is very expensive. I just applied and got accepted to a private insurance plan that is very good ...


 Will homeonwers insurance pay to replace the sewer line if a snake is stuck and cannot be removed?

Additional Details
ITS A PLUMBERS SNAKE...


 How do we get company insurance for a private 18 wheeler washing company?
I might be creating a buisiness with 2 other people washing 18 wheelers, but we want/need to get insurance (in case of damage to a truck, since we all know accidents to happen) how and where fo we go?...


 Health insurance for self employed?
I am self employed, and I need health insurance for my children and I. I have checked many companies...but some I have never heard of...I am also getting ready to hire people and make it a company......


 Cancellation of health insurance due to work-related injury, is that legal?

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My employer claims that I did not work enough hours while I was out of work on worker' comp.....even when I do go back to work I have to wait for a year for the ...


 Who can you talk to when you have received treatment and cannot afford to pay the bill of $1500.no insurance?
...


 Telling whole truth to insurance co?
My hubby is getting life insurance however to get best prices I dont know if i should tell everything,for instance they ask on application if he EVER smoked he did for like 10 years 15 years ago,But ...


 Do house insurance companies delay in the hope you drop the claim?
I am having problems with my insurance company over what should be a relatively simple claim, and I believe they are delaying things as much as possible in the hope I will give up and go away - is ...


 Health Insurance for 18 yr. old?
I'm an 18 yr. old girl and I need to know how to get Health Insurance in New Jersey. I don't qualified for Medicaid and I don't know how to go about getting Health or Dental Insurance.<...


 Where is the best place to complain about car insurance company cancelling my policy over the phone instantly?
I was a policy holder for 2 vehicles insured through 2 companies.I had an accident and reported it to the appropiate company.I sold one car and i got the renewal notice for the one vehicle left.I ...


 About how much would my house payment be a month?
I am getting a home with Habitat for Humanity and I am trying to figure out how much my monthly payment will be. It is a 50000 loan at 30 years with 0% interest. Our homeowners insurance is included ...


 What do I do now?
During the high winds last week some ridge tiles were blown of a local business premises on to my car. It has caused a lot of damage and so I rang my car insurer to report the incident, I thought ...


 What is the best auto insurance?
What is the best and cheapest car insurance out there? Geico? ESURANCE? Statefarm? Anyone have any of these if so what do you like and dislike?...


 What use is travel insurance?
Got caught up in floods last month and missed our holiday flight abroad, also got a flooded engine which I reckon comes under 'car breakdown' which is specifically covered. First response ...


 Ive broken my laptop and have house insurance - is it easy to claim from them?
...


 What can u do when an employer changes an employee's insurance without permission from the employee?
I've been workin here for over 13 yrs...never needed my insurance policy til now. I've found out that it wasn't the policy I signed up for cause I never needed to use it til now....


 Who are the top 3 health insurance companies in the US?
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 Does homeowners insurance cover a leaking roof?
I just brought a 68 year old home. We were going through a drought and I did not know the roof was bad. The first heavy rain came and I found lots of water on one floor, sagging ceilings in another ...


 How should I deal wih the insurance company?
there is a statement from the doctor performed my back surgury under oath that the reason for the surgury because of the car accident, but the insurance company playing delayed ...


 Can an ex-wife take out a life insurance policy out on the ex-husband without him being aware of the policy?
my neighbor ask me ...



Claire W
My mortgage provider is telling me he legally has to advise me on insurance is this true?
I am currently going through the re-mortgage process, my advisor told me he legally has to meet up with me and advise me on buildings and contents and life insurance as per FSA guidelines. I work for an insurance company and get discounts - so do not want to do this. Is this the case?
                     
 




♥ Minki ♥
Rating
He has to document that he has discussed them with you but you do not have to take them with him.


ascoile
Yes, they are required to carry out a fact finder and offer best advice.

You don't have to take that advice.
You tell them that you are coming to them for a mortgage and someone else for insurance.

I notice you say "my advisor" I would use the expression "my salesperson"

Listen politely, say "no thankyou" and when they ask you "why not" say "because I don't want it" Don't get into an argument or discussion, you don't have to justify your decision to them.
They will try to break down your resistance. Stand firm


leambi
Rating
Yes, just because he has to discuss it with you doesnt mean you are obliged to take any cover with him, although you never know, they may be able to do you a better deal than your employers.


Doctor Deth
Rating
Advice is one thing - doesn't mean you have to buy the insurance from him or anyone he recommends - he's just going to let you know how much coverage you should have to protect yourself


Chickie
Rating
If the mortgage provider also offers insurance they will definately want to give you the sales pitch (cleverly disguised as "advisement") but there are federal regulations that prohibit them from forcing you to take their additional products in order to get approved for the mortgage. if you let them know early on in the sales pitch that your work for an insurance company they may not give you the hard sell and you'll both save some time. Do, however, listen to what they require for insurance regardless of where you get it, so you can get insurance that meets the requirements.


Finance man
He is required to tell you about it but you don't have to take it. He shouldn't be pushing you into something you don't want however if he is whole of market he may have some insurance products that may be more competative than what you get from the firm you work for.


Dee
Rating
never heard of that before. you can get your insurance wherever you want. he just wants the sale. you may want to change mortgage companies if they pressure you too much..strange..


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