 Insurance won't replace windows...is this right? |
| I just comletely remodeled an older home (including refinishing the windows and original trim) and it has the old windows with divided glass. Unfortunately we had hail a week ago and it broke out 7 ... |
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 Buildings cover - How much do I need? |
| I'm looking for home insurance and one of the questions is how much buildings cover do you want? This is in addition to the value of your property question. I thought they were the same answer?<... |
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 Are there any legitimate insurance companies out there that you can work from home w/o paying big $$ to do it. |
| Looking to work at home as an insurance agent - I have a liscense but I don't want to do any MLM thingie or spend a ton of money buying crappy leads for a company that promises the moon and the ... |
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 Health insurance for pre-existing conditions? |
| I'm 29 years old and had reconstructive urological surgery as a child and have had to be closely followed by a urologist all my life. I'm originally from Canada, but have permanent ... |
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 Health Insurance question....can an agent answer this? |
| I'm shopping around for health insurance and a question that is asked is about being a smoker. I quit almost 4 months ago. Some only ask, "Do you smoke tobacco...yes or no", others ask,... |
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 What do you think of this proposal to replace our health care dilemma? |
First of all I think we can all agree that our "for profit" system we have now, must and will be replaced. Now, how about this?
1. All workers will pay in let's say 2% of our ... |
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 I inherited a life insurance policy how do i check to see if its real? |
they say send them legal fees and they will send me the fund
Additional Details
i am the benificery they say fees are for the signing of my name also were can i check for ... |
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 How investments is better in insurance than in share market & mutual funds? |
| if person invest in insurance and he invest which is safer for him to invest.... |
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 What right does my Mortgage company have to lay hands on MY Homeowners Ins. Claims check? |
I had a house fire and my mortgage company is giving me the run around about sending me my First Draw, after I’ve done all they have asked.
It appears to me, this is a scam by mortgage ... |
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 I'm looking for a health plan, with low monthly payments? |
neither my or my husbands job offer health insurance, so we are looking into private plans like Blue Cross Blus Shield. I am 28 and hubby is 29 and we have a 2 year old.
The quotes we�... |
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 Insurance claims? |
| Anually, what is the value of insurance claims due to water ... |
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 The doctor bills? |
| Me and my husband have independant insurance. We pay 300.00 a month and that is with maternity. Now the doctor says we have to pay the entire doctor bill before May so that is 500.00 a month. They ... |
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 Does insurance pay if your car need to be repair in the repair shop? ? |
The car was accidentally hit in the wall of my own garage... And it really hit a bit bad in the other side of the car...
My question is if i bring my car to a repair shop to make it to be ... |
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 In an adventure tourism business, is self-insuring a bad idea? |
| Safety is a number one prioroty and has never been an issue. We have a 100% track record.... |
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 My friend told me that you can get car insurance cover letters from some garages.? |
Anyone have more information on these?
Additional Details
Yeah apparantly some garages can give you some cover letter which are legit and cover you in the event of an accident, only its ... |
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 What sort of Life assurance / mortgage cover do i need? |
| We have an interest only mortgage and need to get some kind of cover for life insurance / endowment or mortgage assurance - we have no idea what to look for - we want it to pay off the mortgage ... |
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 I need a life insurance policy that is affordable for my mom who has cancer? |
| I do not have alot of money and I am trying to find a life insurance policy that I can afford for my mom. Sha has cancer in her throat and I can not find an insurance company that will give her ... |
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Jason G | My mother sold a house and carried the note and the house recently burned down, what happens now? |
From the information I have the fire was due to the new owners installing a woodstove which caused a fire. They still owe my mother over $50,000. Does anyone know what will happen with the insurance. Do they pay my mother back first as the house is no longer there or do they just give the owner the money to rebuild? I guess it can depend on several factors but I would assume with my mother having a deed of trust that they will pay her back when they get the whole mess situated. |
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mbrcatz
 |
Is your mother listed as mortgagee on their homeowners policy? If so, her name will be on the check. If not, she can try to sue them and collect the money - good luck on that.
She might need a lawyer. If the wood stove violated a term of the policy, and she's listed as mortgagee, she would still have full rights under the policy up to the balance on the mortgage. |
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claudiacake
 |
This is almost a case of could have, would have, should have. I don't know what the lien (that should have been drawn up BY AN ATTORNEY at the time of sale) says, but there should have been an article that required the buyers to carry insurance on the property, indicating your mother as first lien holder, and for the amount of the loan. In the case of loss, the insurance on the house (less any insurance on the contents) should go directly from the insurance company to your mother. I really hope your mother had these provisions in her sale. |
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Larry W
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The insurance should go first to the lien holder. Your mom. |
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George B
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Whether or not thet decide to rebuild doesn't apply.
They still owe your mother monthly payments according to the terms of the mortgage. The fire is irrelevant. |
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MSAD
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If the insurance company was notified that your mother has a financial interest in the home - she should be listed on the check.
If she wants to play it safe - have her call the adjuster directly or the agent directly and let them know about her interest in the home.
The insurance company can not protect a lien they don't know about. |
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notmuchofacook
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The insurance policy will pay the person who owns the policy. Did your mother carry homeowners insurance? Hope so. |
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Puffadder
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Let's study this phenomenon. |
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