 Can you have 2 short term disability insurance clames pay you at the same time?? |
| I will be having surgery and will be out of work for 4-6 weeks, i have short term insurance at work, but it only pays 60%, can i get another policy on my own and also collect that money???... |
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 Insurance won't replace windows...is this right? |
| I just comletely remodeled an older home (including refinishing the windows and original trim) and it has the old windows with divided glass. Unfortunately we had hail a week ago and it broke out 7 ... |
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 Buildings cover - How much do I need? |
| I'm looking for home insurance and one of the questions is how much buildings cover do you want? This is in addition to the value of your property question. I thought they were the same answer?<... |
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 Are there any legitimate insurance companies out there that you can work from home w/o paying big $$ to do it. |
| Looking to work at home as an insurance agent - I have a liscense but I don't want to do any MLM thingie or spend a ton of money buying crappy leads for a company that promises the moon and the ... |
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 Health insurance for pre-existing conditions? |
| I'm 29 years old and had reconstructive urological surgery as a child and have had to be closely followed by a urologist all my life. I'm originally from Canada, but have permanent ... |
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 Health Insurance question....can an agent answer this? |
| I'm shopping around for health insurance and a question that is asked is about being a smoker. I quit almost 4 months ago. Some only ask, "Do you smoke tobacco...yes or no", others ask,... |
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 What do you think of this proposal to replace our health care dilemma? |
First of all I think we can all agree that our "for profit" system we have now, must and will be replaced. Now, how about this?
1. All workers will pay in let's say 2% of our ... |
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 I inherited a life insurance policy how do i check to see if its real? |
they say send them legal fees and they will send me the fund
Additional Details
i am the benificery they say fees are for the signing of my name also were can i check for ... |
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 How investments is better in insurance than in share market & mutual funds? |
| if person invest in insurance and he invest which is safer for him to invest.... |
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 What right does my Mortgage company have to lay hands on MY Homeowners Ins. Claims check? |
I had a house fire and my mortgage company is giving me the run around about sending me my First Draw, after I’ve done all they have asked.
It appears to me, this is a scam by mortgage ... |
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 I'm looking for a health plan, with low monthly payments? |
neither my or my husbands job offer health insurance, so we are looking into private plans like Blue Cross Blus Shield. I am 28 and hubby is 29 and we have a 2 year old.
The quotes we�... |
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 Insurance claims? |
| Anually, what is the value of insurance claims due to water ... |
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 The doctor bills? |
| Me and my husband have independant insurance. We pay 300.00 a month and that is with maternity. Now the doctor says we have to pay the entire doctor bill before May so that is 500.00 a month. They ... |
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 Does insurance pay if your car need to be repair in the repair shop? ? |
The car was accidentally hit in the wall of my own garage... And it really hit a bit bad in the other side of the car...
My question is if i bring my car to a repair shop to make it to be ... |
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 In an adventure tourism business, is self-insuring a bad idea? |
| Safety is a number one prioroty and has never been an issue. We have a 100% track record.... |
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 My friend told me that you can get car insurance cover letters from some garages.? |
Anyone have more information on these?
Additional Details
Yeah apparantly some garages can give you some cover letter which are legit and cover you in the event of an accident, only its ... |
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 What sort of Life assurance / mortgage cover do i need? |
| We have an interest only mortgage and need to get some kind of cover for life insurance / endowment or mortgage assurance - we have no idea what to look for - we want it to pay off the mortgage ... |
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charles d | My neighbour come up to tell me I was flu dding her? |
So I checked to see if it was my new boiler and got the cumpony to check it and they said it was my taps so I got scottish gas to fix it as I had an a agreament with them and my neighbour wanted me to put a claim in to my insurance but they said that the taps were broken due to waer and taer and would not put the claim through and now shes sueing me through the small claim courts I thought thats why we get insurance so that if things go wrong we could claim I think I could not damege the taps they even said that it would not even come under the bildings part of the insurance
what should I do |
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juststu
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Your neighbour would need to prove that you had been negligent in causeing damage to her property. If you were un-aware that there was a problem with the taps or boiler, then it is highly unlikely that she would be able to prove this. If however she had previously made you aware that there was a leak coming from the taps and boiler then she may have a case.
With regard to claiming against insurance for the damage, she would need to claim against her insurance policy as she has the insurable interest in the items/areas damaged and not you. You do not have to claim against your insurance to repair the damage to her flat.
As a good will gesture you may wish to pay her insurance excess as she will be liable for this to claims against her policy and this may help placate the situation. |
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freddy
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I would think if she had damage she should of but in a claim on HER insurance. |
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Brittany
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first of all if you are renting then you should not have to pay a dime, you cary renters insurance for that type of thing, if you own the building then technically your insurance company is required to pay on what you would like to claim as long as your deductible is paid. as for the damage for her place, she needs to contact HER insurance company and if they believe that it is not something that is covered under HER insurance policy normally the insurance company would just pay it and then go after your insurance company for reimbursement.. |
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mamatohaley+1
 |
You wouldn't put it through the insurance for your damage but the liability portion of the policy would cover her damage as you were negligent in up-keeping you boiler. |
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robin
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The wear and tear to the item but the resulting damage should be, make sure you inform your insurers that it is only the resulting damage that you are trying to claim for not te damaged tap. Your neighbour should make a claim on her own insurance and they claims it back off of your insurers.
regards |
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Pinhead
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tell hem to fork iff |
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Neil H
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get yourself a good solicitor!!! |
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Albatross
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Tell her to chill out. |
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ol'blue eyes
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No Insurance Company will cover for wear & tear. When you sign the proposal form you make a declaration that your property will be kept in good repair. The resulting damage would normally be covered under the accidental damage extension but not for wear and tear, which is your own responsibility. |
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