 Whole life question? |
| i hear the old addage "buy term and invest the difference" all the time on this website and many others. its seems to be a very popular saying but how come at the company im about to start ... |
|
 What is the best way to go about getting homeowners insurance quotes? |
| I want to shop wisely without wasting a lot of time and dinging my credit any ... |
|
 Where do insurance companies get driving records from? |
| I was recently involved in an accident with a cab. The accident was the cab's fault. The cops gave him a ticket. The cab company is self insured and has agreed to pay for the damages. My ... |
|
 Insurance company & HIV? |
Does anyone know of any U.S. carrier that WILL cover an HIV positive individual, even if the premiums are high? If so, do you have a link to their website and/or number to them?
Additional D... |
|
 Can insurance companies make teens surrender their license if they cant afford insurance? |
ok im a teenager boy and my parents have decided to take me off the insurance because im having trouble finding a job and they cannot afford to pay insurance anymore.
Is it ok for the ... |
|
 Why do so many agents on here make broad generalizations and recomendations? |
| I was wondering how so many people who are licensed or claim to be licensed in the field of Life insurance will spout off Suze Orman sound bites about how term is the only kind of insurance that ... |
|
 Had an injury at work, Should I get an attorney? |
| Basically I fell off a delivery truck while going my job and fractured 3 verterbre in my lumbar, L2L3L4 but just the "wings" parts. I'm on comp, The DR says I'm gonna be fine and ... |
|
 If a person started a new job and bought the life insurance that is offered though the company ? |
| Then works a couple of days over 60 days and has a wreck in a semi truck hauling for the company , the wreck resulted in the drivers death and was declared a no fault accident. He ,the driver had ... |
|
 State farm car insurance? |
| recently i got my license and am now added, without charge, to my parents' car insurance. i'm 23 and from texas. my question is, if was to get married, would the company drop me off of the ... |
|
 Insurance type? |
| I am going to buy a car with federal or bank credit? And I have a question. What kind of insurance should I buy? For Example: In Progressive; there are 4 different types of insurance. These are basic,... |
|
 How can I fight a bogus workman's comp claim? |
| I'm an employer in Los Angeles California and several bogus claims are treating my bussines and the employment of nearly 100 people, I know that those claims are not real but the insurance ... |
|
| Anyone recommend a good life or health insurance company to work for? |
| I am 22 and have been sellling lawyer malpractice insurance. My brother has been doing real well selling health insurance but I can't get on with them. I don't have a college degree, any ... |
|
 My insurance company refused to pay my bill because I went to see a doctor without appointing a PCP. Any idea? |
| I bought HMO medical insurance through my employer. I went to see a doctor without appoiting a PCP. My insurance company refused to pay my bill because of that. I cannot select one now either because ... |
|
 How long after an ER visit can the hospital can a hospital send new bills? |
Hello,
I had an ER visit in 3/2/08 without insurance. I was seen by a triage nurse and discharged. I was told that my bill would be available the following monday. I called the next monday ... |
|
 Life insurance, Help!? |
| I am interested in getting life insurance, now I know that whole life is generally better. But what I'm confused about is just the general concept. Say I purchase a $10,000 policy. And I pay on ... |
|
 How much will my insurance drop after one years no claims? |
| I've nearly been driving a year and will shortly renew my insurance with one years no claims to my name, just curious as to how much peoples insurance dropped after the first year of no claims? ... |
|
|  |
tibbits | My question is, if one owns a townhouse, does he/she have to pay homeowners insurance? |
|
 |
 
bob_frangione2000
|
If your townhouse is under mortgage, the mortgage company may require that you carry homeowner's insurance as a protection for their investment. If you own it outright, as in you have the deed and there are no liens against it, you may be able to drop the homeowner's policy. If you have no insurance however, you also have no protection in case of a fire, flood, natural disaster, etc. If you lose the place, it is just gone, If someone gets hurt slipping on an icy stair or walk in front, you are liable. In the case of a townhouse, you may have an agreement with a neighbore, or neighbors that requires you to have insurance. This is a protection for adjoining townhouses against yours being damaged and causing a loss for them. |
|
fighting saints
 |
YES. You need a policy. If you have a mortgage you need the coverage by law in most states.
If you own a condo there is a specific policy for condo owners because in most states the condo assoc is responsible for the outside of the building (structure) and you are responsible for the inside. |
|
Gem
|
Only if you want money to be paid to your mortgage company & to you for your loss if your home burns to the ground.
Insurance protects you and your things, there is no way I would not have it.
And most mortgage companies require valid homeowners insurance on properties that they hold the mortgage for. |
|
Larry G
|
yes, it is still home-ownership. The homeowners association should still carry some liability, but that would not protect the individual owner of a unit, and they certainly would not cover the contents of a unit. |
|
mbrcatz
|
Only if you have a mortgage. If you don't want a mortgage, and don't mind losing everything you have, well, then you can go uninsured just like any homeowner.
The master policy of a townhouse - if there is one - usually only covers "commonly owned areas". For a townhome, that's usually (sometimes) studs on the walls touching your neighbor's walls. It's usually NOT your front and back walls, or any interior.
But you'll have to read the bylaws and master policy to be sure. |
|
Dolly
|
They will advise you correctly,
"http://www.kqzyfj.com/email-1961891-1... |
|
madmilker
|
if it is paid for.........it's yours......you don't have to buy sh!!....but if something were to happen...........you eat the lose! |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 28 minutes(s) ago
| | | |
7 | 1 hour(s) ago
| | | |
7 | 6 hour(s) ago
| | | |
6 | 9 hour(s) ago
| | | |
7 | 11 hour(s) ago
| | | |
7 | 2 day(s) ago
| | | |
7 | 4 day(s) ago
| | | |
6 | 1 week(s) ago
| | | |
6 | 1 month(s) ago
| | | |
6 | 4 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
