 How to start a life insurance agency? |
| i'm young and enthusiastic about starting a busness although ill face a lot of challenges, but i need advice on how to start a life insurance agency and what are the requirements?... |
|
 How do I get on my boyfriends Medical Insurance? |
| My boyfriends medical insurance through work and he's allowed to add a girlfriend that hes been dating for 6 months and we've been dating for a year. Hes just worried that we will need some ... |
|
 Can I take a life insurance policy out on a friend if they consent to it? |
Additional Details
Here are a few more details to work with. My friends death would be a loss for me in more than one way since she is the one I depend on financially and in the event ... |
|
 Workman's Comp.(CA.) settlement issues? |
| I'm looking for some settlement info.- not an attorney.Does anyone have an answer for me?... |
|
 My friend embezzled $60,000.00 from his company, has no priors, was extradited from Nevada. What's he in for? |
| My friend was arrested and humiliated in public in Nevada after St.Louis Co. issued a warrant for his arrest. He originally turned himself in and admitted his guilt, but was released until formal ... |
|
 Involved in an car accident with a business man who wont fork over his insurance info.? |
| Gentleman was racing with another vehicle and lost control coming through the intersection where i was stopped at a redlight and struck head on. Suspect tried to escape but couldnt get far because of ... |
|
 Health insurance after spouse death.? |
| My wife and I each have individual HDHP. When we have children and add them to one of our plans, what would happen if that individual died and the child in the meantime had developed a disease or ... |
|
 Homeowners Insurance Policy Rate increases $220? |
I bought a home in 2006. Had a policy for $550.00. Next bill 200+ more (nothing in policy changed). switched company
Got AAA policy $ 512.00 (same policy coverage) Next bill $734.00 - O... |
|
 Does anyone know if there is a limit to what a doctor can charge if he refuses to accept any insurance? |
| I am 75 years old pay medicare premiums as well as secondary insurance premium,Now i have to get anew doctor since I am diabetic and my old doctor retired. I cannot d find any diabetic specialist ... |
|
 When should my parents add me to their car insurance policy? |
| I live in Virginia, I am 17 years old. I have held my license for a year and four months. My parents have Allstate. During that time, my parents did not add me to their policy. Now they have decided ... |
|
 Im definitely need your advise here!!? |
| Im about to buy an insurance from one of my collegue but i did not know what should i know and ask before sign the agreement.I definitely need you expertise here.I just need to know the question i ... |
|
 Can i get my money back? |
| Is it possible to get my money back on a protection plan i bought from circuit city? The salesperson told me that it protected against scratches and stuff but it doesnt and we didnt realize that ... |
|
 What home insurers quote when people have claims in the last three years? |
| Our plumbing decided to freak out this year and we had a spate of three water damage claims. Our insurance company have now said they will not renew our policy and I can't find any companies ... |
|
|  |
Little One | My refund check was stolen and cashed and the company will not reissue. How do I find out who stole my money? |
My previous insurance company owed me a refund check from February. After over 30 days I called to follow up. They stated that the check was issued on April 24th. I told them in May that I had not received the check so they agreed to put a stop payment on it and would reissue the check. I called to follow up in June, and again in July and they kept telling me to give them more time to process the stop payment order and to reissue the check. Finally, it is now August and I've been following up every 30 days. Today they told me that the original check was cashed and a new checked was not reissued. They will not tell me where it was cashed or on what date, but I know for sure that it was not me. I think they should reissue a check since I clearly informed them that I HAD NOT received the check. The customer service supervisor would only argue with me that since I verified my address, that they were not responsible. How do I fight this? UHC Direct Bill has been rude and uncooperative.
Additional Details
Thank you for the responses. Yes I spoke to a supervisor and a manager and they were not helpful. When I asked what they could do to help me out they said all they could tell me was that it had been cashed, but could not give me a time or location. In addition, I feel that they should have put a stop payment on it back in May when I called to report it lost and then it could never have been cashed in the first place. I will attempt to get a copy of the check and it looks like I have a lot of following up to do. Thanks to everyone who offered me advice. |
 |
 
mbrcatz
|
You go down to your local police department, and file a theft claim. Then THEY contact the insurance company, get a copy of the cancelled check, and procede with criminal charges against whoever cashed it.
If it was YOU, and you just FORGOT, you're looking at check fraud charges, so you'd better be pretty darned sure you didn't just forget.
Once you have a police report, the insurance company will have to pull the cancelled check information ANYWAY - and whoever cashed it, well, their drivers license and/or bank account information will be on the cancelled check. |
|
Jason S
|
Unfortunately, the company only shows that the check was cashed, they don't have any way to prove that it was or was not you that cashed it. Since the company sent the check to the right address, they are not responsible for any fraud or illegal actions that someone may commit after wards. Don't feel that they HAVE to do anything.
My advice would be to be VERY nice and call the insurance company's billing department and "ask" them to help you out. If they can tell you what day and where the check was cashed you should be able to track down who stole your money through the bank and sue the pants off of them and have them sent to jail.
Good luck, I hope you find the jerk that stole your money. |
|
Gertie
 |
Small Claims Court they will have to bring in proof that it was your signature on the check. GOOD LUCK |
|
Margarita D
 |
The insurance company is legally obligated to provide you with a refund within 30 days. If you claim that you did not receive and/or cash the check they issued, they are required to provide you with proof that the check was cashed, i.e. a copy of the front and back of that check. Once you receive that copy of the check, you can review the signature--if the signature is yours and you just "forgot" you should apologize for the inconvenience. If the signature is not yours the insurance company will require that you submit an affidavit (they usually will provide you with the specific format or form) and you will have to sign it according to their instructions usually in front of a notary. Once you have done that they will usually issue a new check to you and it is then the insurance company's obligation to pursue the person that committed the fraud. More than likely if the amount is large enough they will press criminal charges so be very sure of your claim. Also one my client's sisters actually took his check and fraudulently cashed it--my client decided not to pursue it at that point.
If the insurance company does not want to cooperate and you are sure you did not receive or cash the check, you can file a complaint with your local insurance commissioner against the insurance company since you are entitled to your money! The insurance company is 100% responsible in terms of getting the refund to you and you have every right to claim against them if you did not cash the check. |
|
butch
|
does the supervisor have a boss available to talk to - explain your situation-ask for a copy of the cancelled check - if that don't work tell them your nextl call will be to your state insurance commission with a compalint |
|
MSAD
 |
Ask the company to send you a front and back check copy.
This will show you the signature on the check and when it cleared the bank. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 19 minutes(s) ago
| | | |
6 | 41 minutes(s) ago
| | | |
6 | 1 hour(s) ago
| | | |
6 | 2 hour(s) ago
| | | |
6 | 5 hour(s) ago
| | | |
5 | 10 hour(s) ago
| | | |
6 | 1 day(s) ago
| | | |
6 | 5 day(s) ago
| | | |
5 | 6 day(s) ago
| | | |
6 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
