 What can happen if you get in a wreck without insurance? |
| I lost my insurance a month ago because I had no money at all... moving into a new place, full time student paying for the next semester, and only a part time job, not to mention car problems. Well, I... |
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 Should I drop my daughter off auto insurance when she's at college? |
| My daughter is four hundred miles away at college and doesn't have a car there. She comes home between terms and uses our car. My auto-insurance agent says I don't get a break even though ... |
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 Do anesthesiologists pay medical malpractice insurance? |
| If i become an antesthesiologts (in newyork if that makes a difference) and I work in a Public hospital, do I pay for medical malpractice insurance or is that covered by the hospital. Thank you for ... |
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 How can I negotiate with hospital who has lien on personal injury settlement when they say they wont discount! |
| I was hit by a woman and am recieving a small settlement. Hospital put a lien against her insurance company for FULL BALANCE ONLY and when I called to see if they would negotiate a lower amount they ... |
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 How can you look up the beneficiary on someone's life insurance policy? PLEASE!!? |
| i would like to know who is the beneficiary for my father's life insurance policy? can my mother look it up by herself without him? he will not tell any of his family members.. he is an ... |
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 Would home owner's insurance cover the renter if there was a fire? |
The fire in this case is a wildfire, not renter caused. How can I find info. on this.
Thank you.
Additional Details
Good answers. But let me clarify: Would this help cover any ... |
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 Where is the best site to get term life insurance quotes? |
| the life insurance quotes are for 62 year old male--good ... |
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 Dispute with insurers re home contents policy .? |
| Home contents insured through Lloyds TSB, including valuables, however, have lost a valuable gold ring given as a gift by late husband. Value at the time, approximately 20 years ago was around £800 ... |
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 Can the company I work for garnish my entire check? |
| I supposedly owe the company I work for around $1000 for health insurance. The company was not taking the right amount out of my checks for months and sent me a bill for $1000 telling me to pay or ... |
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 Who pays the damages when the power surges and goes out? |
| This past week we had really bad storms go through I think so far this Thursday has been the worst. Well the power went out and is estimate to be out for a few days. Before it went out my power seem ... |
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 Can an employer take away a pay check? |
| I'm a cameraman and a few weeks ago I was setting up a camera on the tripod. I was next to it about to get the next cord and it fell. I did not tip it or anything the tripod is old and crooked.... |
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 What is your opinion of VUL? Variable Universal Life? |
| I know their fees are ridiculously high and their returns aren't anything special. I feel that it's smarter to buy term life insurance and invest in no load mutual funds versus putting ... |
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 My PPO group plan-- dental,med.,rx, vision--costs me over $700 a mo./for family...Is that normal?? |
medical = $500 deductible each person/$1000 fam., $20. copays for reg.doctor visits, $40 copays for specialists.
vision = $10 copays for exam & corrective wear
rx = $10 ... |
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 What compensation do you think I could get? |
what compensation should I be due for a little toe amputation because of an accident at work
the insurance company have accepted 75% ... |
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 Do I need to keep old insurance policy documents? |
| If I have documents from a policy term that has expired is there any reason to keep those documents anymore?... |
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 *10 points to first experienced answer* Insurance question? Body shop problems.....? |
I have a car that has damage to the body and a small corner of the bumper.
The body shop my insurance picked wants to paint part of the bumper and clear coat the whole thing.
T... |
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Reed C | My sister had a wreck in my car a while back, everytime I apply for insurance I get a bad deal. What should I? |
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mbrcatz
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You'll have to suck it up until the accident is over three years old. Your car was in a wreck, and your policy paid out - this is just going to follow you. |
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banananose_89117
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You learned the hard way about lending your car. You are lucky if she did not hurt someone because you as the owner of the car would be responsible.
Insurance companies are there to make money. If they decide to insure a bad risk, they make the person pay through the nose. |
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da_hal
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One trick i learned is to have a 2nd vehicle. I use a moped. So, I told the insurance company that I would only use my car 3 days a week and drive my moped the rest of the week. My insurance premium was cut in half. |
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swanser
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Her accident does not have to haunt you. Most of the big companies will not penalize you for her accident. They will void the claim because she does not live in your household. They will require proof that she has her own insurance, but shop around and don't give up. You can find a better rate, it just takes a lot of shopping. |
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Gambit
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Does your sister have her own car insurance? If she does there's a slim chance that your insurer may allow the accident to be charged on her policy, thereby affecting her rates. As I said this is a very slim chance, but unfortunately it is the only option I can see. |
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bundysmom
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Your sister's driving habits belong to her only & don't reflect on you. Your rates are based upon YOUR driving record and no one elses. |
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hightechchic
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This is a case where both of you are being penalized, because the wreck will follow you both now.
There's really not much you can do about the rates you're being offered. You have an accident on your record now (it will show up on what's known as a CLUE report.) Even if you "lucked out" and they forgot to run the report before giving you a quote, even if you wrote the policy (hoping to grab it while the getting is good, so to speak), every policy is subject to underwriting review. When the underwriting dept. finds the accident (and they will), you'll be back in the same boat.
Bite the bullet. Your insurance paid, so your rates will reflect the accident. That's just the way it works. You may want to consider increasing your deductibles (if you need full coverage), or carrying only the types of coverage required by law in your location (where applicable -- it's usually "liability" coverage, which includes property damage and bodily injury coverage.) |
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sanjana
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here is the link for car insurance shopping for best auto insurance quotes and services.. |
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