 IS there a HEALTH insurance, or discount program that had good reviews, good deal, and not a scam? |
| I need health insurance that will also except pre-existing conditions, and one that is not a scam. Is there any health insurance company or health discount company that is credible?... |
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 Raise in pay for not taking insurance benefits? |
| I just started a new job 3 weeks ago- I opted out of the health insurance plan because I'm covered under my wife. Should I ask for an extra dollar or two per hour since I'm not taking the ... |
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 Cigarette Fires and Rental Policy.? |
| Okay. So, the shed in my backyard burned downed. We woke up at about 3 'o clock in the morning the see a massive fire raging inside of it. After the fire department came, they said the fire was ... |
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 Can i cancel my GAP Insurance? |
| I recently took out car finance with Gap insurance to cover the difference in the car value and finance if i have an accident. Im paying off the car finance and am wondering if i can cancel my Gap ... |
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 Does Jewlery become worth more after some time? |
| I am wondering if my apraisal that I have from 7 yrs ago should be updated to todays value or if it does not make any ... |
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 This is the first time I have insurance and I don´t understand how it works very well, Can you help me? |
I want to get a nose job and I was wondering how the insurance work in this cases.
I know it probably won´t cover the whole surgery, but I was wondering if it will cover the hospitalization ... |
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 Car Insurance increase after moving? |
| I have just moved house and my car insurance has increased by ÂŁ160. I have only moved half a mile from my previous address. If I ask my insurers to provide justification and proof for this rise (ie -... |
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 Looking for a lost insurance policy how can i find it? |
we dont know who ,what , when or where.
my brother-in-law died and and did not leave his wife a thing. but before he died he said he had a life insurance policy. we can not find it. can you ... |
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 You are single. You phone to let your family know that you have gotten a new job. You sign a 300,000 dollar? |
| life insurance policy to them. One week later you are smacked by some fat savage females on the freeway with a baby in their car (10/50'd) at over 60 mph in rush hour traffic and spin through 3 ... |
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 What exactly does a dental insurance service frequency limitation of 2 per 12 consecutive months mean? |
| During the first 12 months understand that it means that a particular service, for example, a routine dental cleaning, is covered 2 times with in a 12 month period, but what about the second 12 month ... |
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 Health insurance? |
| Whats a deductible?... |
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 Electrical fire....is the insurance company required to cover for code updates? |
My mothers house is about 60 years old and the wiring is probably at least 30 years old.
She had a fire caused by the old wiring under the house getting exposed, two wires touched and ... |
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 Group Health Coverage - I may be changing jobs, whose health plan covers my wife's current cancer treatment? |
| She will be facing six months of chemotherapy and follow up doctor visits. Our current provider covered a January surgery and hospital stay and has been great. Would my new employer's plan ... |
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 Life insurance question!? |
| This is a weird situation. Ok My mom has remarried and now there is like 6 kids some step some real. Between my step dad and her they have an estate. Obviously it would be divded 6 ways with me ... |
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 Do you think it is fair for the clinic to charge a facility fee as well as a doctor visit fee? |
| A facility fee is for the room a patient sees the doctor in and for use of the waiting room chair. The billing clerk assured me that Medicare paid for most of it. It seems the medical community ... |
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 Which of the following represents the problem of adverse selection for a health insurance company? |
Which of the following represents the problem of adverse selection for a health insurance company?
A. Insured people tend to behave more dangerously ... |
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 Does Anyone Know of a Health Insurance Plan, that will cover Pre-Existing Conditions? |
That does not cost an Arm and a leg? Not interested in a Discount Health Plan, Just PPO and "Real Health Insurance" Plans.
Additional Details
Supposedly Hippa Passed a Bill in 1... |
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Stew | My truck was damaged in a storm and the insurance company appraised the damage to be $1000.? |
After I pay the $250 deductible, can I just pocket the extra $850 and not repair my truck? |
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Oh Boy!
 |
First, $1000-$250 = $750.
Second, if you borrowed money to buy the truck there is usually something in the finance contract that speaks to what you can do with the proceeds of an insurance claim. Obviously, they want to maintain the value of the collateral for the loan. Never the less, unless the insurance company makes the check out to you and the lien holder you can probably get away with it.
If you own the truck free and clear then pocket away. |
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Nysa
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Yep you can, if you really want. Once they give you the money, it's yours to do with what you want.
BUT, you need to be aware, that should you have any more damage, they will not pay you for the damage in that area again.
For instance.... someone keys your car. You get paid 500. Before you get it fixed, you wreck your car. They will make you pay them back the 500 in most cases, or at least subtract the 500 from your total. |
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mkulda
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You can choose to not repair the truck, if you wish, but two things come into play.
One.....you will not be reimbursed again if your truck is damaged in another way. In other words, if you don't make repairs, the insurer will deduct the $750 from any future claim payments.
Secondly, your truck loses more resale value when you go to either trade it in or sell it to somebody else. |
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Badkitty
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$750. And yes you can if you don't mind a dented up truck. |
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kspauldinghome
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The insurance company pays you whether or not you fix your truck is up to you. |
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mbrcatz
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Yes, but they will deduct the $1,000 from any future claims they pay out. Also, they might suspend your coverage if you leave the damage unrepaired. |
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