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 Where can I buy CHEAP homeowners insurance for my 3 homes in Florida?
...


 Anyone know about insurance adjusting--anyone in the business--I would rather not hear sob stories?

Additional Details
i need to learn about the business before I invest time and money,,have been in Residential construction over 30 years,,tired of the business but need to work,,...


 Can they deny the claim?
My sister-in-law was at work, and started to feel a pain in her neck and then few minutes later her right side of the body got numb and had extreme pain. She could not move her right arm and had to ...


 How can I become a better salesmen?
Im a Life and Health Insurance Agent and have been for about 5 months but I suck at it. How can I become a more effective salesmen?

I'm great with people and people trust me. Im ...


 How long until I can access my money from family death?
So I am making a long story short, my parents divorced when I was very young (5 years old) and my mother died, so then the money that she left behind did not go to my dad, since they divorced it went ...


 What compensation can i expect for a broken arm sustained at work?

Additional Details
the employer has accepted 75% of ...


 If i have one product insurance with two companies can i claim both?
I lost a mobile phone. I have insurance from my bank and network provider, so can i claim from both of them?...


 I'm in the Hospital H.R. Person forgot to send my application to the carrier!?
I applied for insurance, but the H.R. person of the company forgot to send the application to the carrier to be process now what should i do? I'm in the hospital with no insurance. Is there ...


 Is $67.00 too much for a term life insurance policy worrh $500k?
I finally got life insurance and it is pretty much the same price for the next 34 years. However, I have not searched around and compared prices. Is $67 per month too much for a $500,000.00 policy ...


 We have a child that has A.D.D. our ins. has notified us that they will no longer cover their medication?
do you have any ideas on insurance co's that would cover these exspensive meds?...


 What are first steps in getting into the insurance business?
I want to start a new career, and insurance is a great field. I have no experience where should I start?...


 Do insurers come to your house for a small contents claim?
hello. my brother just rang me to ask if i can ask this for him. he has agoraphobia and social phobia, meaning he doesnt go out, nor like to be around people he doesnt know.
Anyway he has broke ...


 Mother going to assited living that I will pay for. Can I write it off?
It will be costing my wife and I around $20,000 a year. Is there any other options or ways to recoup some money from the government? The place she is in does not except medicaid.

We live ...


 What's the difference between HMO and PPO?
I am planning to buy health insurance for myself. So can someone tell me the difference between HMO and PPO?
Also, which is better in terms of coverage, annual premium, annual deductable and ...


 How long can an insurance company wait to settle a case?

Additional Details
This is a personal injury case. The accident took place last year in July. I was hit from the rear at a stop light. My care was consider to be totaled out. I suffer ...


 Can I have life insurance with Met Life and live in another country?
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 How do major life insurance policies work? I have only ever had the ones offered through jobs.?
I am single, non-smoker, 25 year old female in reasonablly good health. Non-homeowner & no kids.

How do you invest through life insurance? Etc......


 Does any one know about any 0 deductible health insurance plan with low monthly payment?
State C...


 Just left school at 16 no work can i claim any benefit?
i live in the ...


 Water damage and homeowner's insurance questions?
My upstairs toilet overflowed, running thru my ceiling and onto my kitchen, hardwoods, etc.
Servicemaster has been here and has cut holes everywhere and has fans, etc dryin things out. Adjuster ...



Big Banks
My wife and i both have health insurance through our employer should we keep them both?
She works for the federal government.
                     
 




zippythejessi
It depends. If one plan offers coverage that you use that the other does not, (for example - if you have children, and the primary plan doesn't cover preventative care, but the secondary one does, then once the primary plan denys it, you can get the secondary to pay it.) then it's worth it. If they both cover and don't cover the same things, then it's pointless. In which case, drop whichever one you pay more for.


Paulette
Yes that lets the second one pick up the unpaid portion.
'
My Husband has had 4 surgeries this year and we will probably end up with 10 to 20 thousand that our insurance will not pick up. So the second insurance should pay for its-
self when crisis hits.


Kevin M
well do you get more benefits if you do? if you don't then you are throwing money away.


nurse ratchet
Rating
Usually each person carries themself on their employer's plan. If you each carry each other as a dependent, and you have to pay for the cost to add your spouse, you are wasting your money.


Lori S
Depends on several things. Do they have similar benefits and coverage? What do they cost you in premiums? Do you go to the doctor alot? Does one give you more choices of providers (HMO-PPO)? How do the coordination of benefits clauses read on both policies? It's not automatic that one will pick up the balance. Usually, there is no duplication of benefits-in other words if one normally pays 80% and the other normally pays 80%, the second coverage will not pay anything. If you have alot of healthcare issues and one covers better (or easier) and do not cost alot of money, it might be a good idea. One other thought, if one of you is always changing jobs (e.g. insurances), it might be a good idea to keep the insurance of the spouse that has a more stable situation....


ALEXANDRA-MARIA S
yes, why not? there are others that dont have any insurance.
keep them both, it is better


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