 Do rich people need insurance? |
| I was just wondering..if they have so much money....do they really need insurance?... |
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 My car is a w/off due to fallen tree, t p insurer advised damaged not covered as act of god, dam to hse is ok? |
| it was gale force winds today, i had parked outside my mother's house, the tree from over the road blew accross the road onto my car also damaging two houses. my mother's included. The ... |
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 Does New York Life Insurance make its agents bug all your friends/family for life insurance? |
| I have interviewed with New York Life, I really like the partner with whom I would be working for but he never gives me a straight answer on how we get leads, or where our clients come from. He gave ... |
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 How will my insurance company pay out on acidental damage to my PC? |
| I have home and contents insurance with Norwich Union and have just dropped my PC and now it wont work.How do I go about reporting it and what happens when I call them. I have never claimed so dont ... |
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 Is this term life insurance worth it? |
The monthly premium stays the same for the entire term.
Female, non-smoker, 28 yrs old, in good health.
Monthly premium: $12.39
$50,000 coverage for 56 years (until I'm 85 ... |
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 Car accident!? |
| A guy ran his red light totaled my car.. i made a claim through my insurance so i cold get an adjuster and i called the other guys ins bcuz nobody contacted me. So i made one for his insurance to. ... |
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 Any expert advice on one person health insurance for the self-employed? |
| I have no idea where to start looking for health insurance for the self-employed. Any advice??... |
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 How do I get my ring valued? |
| I'm wondering whether I should get my engagement ring insured. Does anyone know how I can get a reliable valuation?... |
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 Are these health insurance ads I'm seeing on TV for real? |
| I have open enrollment at my job for next year but I pay $500 a month for family coverage. Can I do it cheaper without compromising my families care?... |
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 Need some help here guys...? |
| ok so im looking for a health insurance i can pay monthly without optical included. i need medical and dental...dont want to spend more than like 200 dollars a month...help me out guys...anything? ... |
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 I have a life insurance exam and I smoked a few cigarettes...? |
| I quit smoking a few years ago but I recently lost my mother and have smoked a few cigarettes (like 6 cigarettes over the last 2 weeks). I have to take a blood test for for a new life insurance ... |
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 Do I really have to disclose everything for a life insurance quote?? |
| My wife has a family history of cancer which is causing my life insurance quote to change from £15 a month to £50. Do I really need to disclose this info to the companies, or should I not tell them ... |
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gabearana | My wife is 27 weeks pregnant and I don't have health insurance, how can I get one? NO GOVERNMENT PLANS? |
I don't qualify for any government plan like medicaid or similar, I need private insurance and I am self employed so I have no group or company insurance, any suggestions?????? |
 |
 
Erika B
|
o.k... hold onto your seat.... I can help!
There is a company called AmeriPlan USA... they cover all pre-existing conditions.. even pregnancy! They are a discount health benefits company who , unlike insurance companies, actually sign contacts with doctors and dentists to offer discounted prices for their members!
If you have to be hospitalized (for the birth) you can go to any hospitalof your choice, and if the bill is over $2500, they have a advocate who works directly with the hospital to get the bills lowered as much as possible for you (usually at least 50% off).. and then you can set up a interest free payment plan with the hospital!! (I just had a baby 6 months ago and that's what I did!)
their basic health plan is $29.95 a month per household.. and if you want to add dental, vision, prescription drug coverage and chiropractic care it's $39.95 a month per household..
You can see the plans at this website.. and please call me for details, because I know you'll have questions.. if you don't have long distance, fill out the contact me form and i'll call you tomorrow if you wish about this.
My family has one of these plans and love it and use it all the time!
I sure hope this helps you out! |
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cridler
|
No one will issue a policy with maternity coverage on someone who is pregnant. |
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Jules
 |
Well the bad news is.. that as your wife is already expecting their are no plans that I am aware of that will cover her now. Many plans require you have the insurance for at least a year prior to a pregnancy before they will even cover it.. I don't know of any that will cover her n the middle of her pregnancy.. There are hospitals (county_ that have to take her as a patient.. She can also go to a health center in your area and they can do her prenatal visits and you can have a hospital set up to deliver the baby.. Check your community resources and county Hospitals. |
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bevrossg
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Start saving every week. Go to daveramsey.com. He has a plan to handle everything... |
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mbrcatz
 |
Most private plans have no maternity benefits, and they won't take on someone already pregnant.
So there isn't one, except the government plans that you don't want.
You're going to have to shop around for hospitals and see who will give you the best cash price, or even think about a birthing center and midwife (yes, they do prenatal care and testing!) and a possible home birth. MUCH cheaper, and safer, than a hospital birth, anyway. |
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sarah314
 |
What you're asking for is not possible. Doesn't exist in the market.
With a wife who is currently 27 weeks pregnant, you have 3 options: 1) qualify for a gov't plan. 2) get a job that comes with group insurance benefits (including maternity). or 3) start saving to pay for the bills out of pocket. |
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my3lives
 |
Isn't it awful that Insurance isn't there for those who truly need it? Shoot they are out to make money not spend it, so knowing that by insuring a pregnant woman like your wife is going to guarantee that they will have to pay out indefinitely, and well that's just not acceptable in their books.
There are alternative plans available for people in situations just like yours, it's called Consumer Driven Healthcare. Feel free to contact me and I can get you the links and info. (Don't want to be banned for sharing links here...)
Good Luck! |
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BIKER DUDE
 |
Unfortunately there is probably nothing you can do. If you were an illegal immigrant no problems. Sad but true. nobody will pay if you buy because of the pre existing factor. That is one thing about this country that bothers me. People who work and pay taxes can't get help when they need it but people who do not pay taxes get free major medical. You could move out and be separated. Then she could get welfare to pay and they will make you pay child support while your separated. Then get back together after the baby is born and both are healthy. Of course you will still see her all the time. A different address and pay the support and when you move back in and she gets off of welfare they will drop the support payments or you can buck up and pay your bills like most of us hard working tax payers do. |
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Feb08
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Will there is one way but it would mean changing jobs and making a big career change. Enlist in the military and the baby and all is taken care of. Heck soldiers even qualify for WIC depending where they are stationed and what rank they are and all you pay for delivery is the food your wife eats at the hospital but it would mean signing up for four years. So either find a hospital you can start making payments to or join up. Good Luck to the three of ya'll. |
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