 I'm mad as hell and I'm not going to take it anymore...? |
First of all, I would like to start out by saying that I am being phucked up the old poop chute by my car insurance company.
Question #1: Am I the only one who thinks it's ludicrous ... |
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 New York Life Insurance,I have received a job offer from them can anybody tell me a little about there company? |
| It sounds as if there is a little buy in to be employed there and with the economy as it is I can't afford to take many chances and also on the economy I am worried about the amount of insurance ... |
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 Can I reduce my Home Insurance cost after two claims>? |
| LAST YEAR I HAD TWO CLAIMS DUE TO A FIRE ON MY GARAGE. ONE I HAD TO REBUILD THE ENTIRE GARAGE, THE 2ND WAS JUST MINIMAL DAMAGE, BUT IT STILL RREQUIRED PAYMENT, I BEEN SHOPPING AROUND FOR HOME IINSURAN... |
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 Can you be already pregnant and go onto someones health insurance? |
| We are looking to switch onto my husbands health insurance but I might be pregnant at the time. Will they except me or will they look at it like a pre existing condition condition? Will the baby be ... |
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 How much is considered full-time student to my insurance company? |
| Okay, I got braces on yesterday but I think I have to be a full time student in order to receive benefits. But how many hours is full time in Alabama. Plus we are on Christmas break so what now. I ... |
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 Need to recover money for car damage how do i and how long will it take to receive money |
| my1993 volvo was hit by a car and totaled i hurt my back and neck just strained what do i do next how do i recover monetary damages the other driver was at fault and had insurance i went to hosp im ... |
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 My mother is coming to the US for the first time she is 61. How can I provide health insurance for her? |
| She is a permanent resident with no work history in the US. What type of health insurance and benefits apply to her? Will she be eligible for Medicare/Medicaid benefits? I was wondering if there is ... |
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 My father in law has aethna health insurance from his work, my fiance and i? |
| were wondering if i could be added to that when we get married, (fiance is already part of his plan). if not is there any good low income health insurance with maternity benifits? we make about 11,00... |
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 I need some info. about disability insurance and unemployment ins while pregnant? |
| I work for a temp agency and Im on a contract which ends in May. I am due to give birth in July. So my question is since Ill be unemployed in May and June, should I or could I collect money from ... |
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 Over 65 people:my husband and i are spending several thousand dollars for our medicines.there is a limit on? |
| amount to get to before ins co pays most cost of medicines.it is 3800 dollars each of us before that happens.can't keep paying these medicines.i know we have to or we will die.something needs to ... |
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 Whole life question? |
| i hear the old addage "buy term and invest the difference" all the time on this website and many others. its seems to be a very popular saying but how come at the company im about to start ... |
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 What is the best way to go about getting homeowners insurance quotes? |
| I want to shop wisely without wasting a lot of time and dinging my credit any ... |
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 Where do insurance companies get driving records from? |
| I was recently involved in an accident with a cab. The accident was the cab's fault. The cops gave him a ticket. The cab company is self insured and has agreed to pay for the damages. My ... |
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 Insurance company & HIV? |
Does anyone know of any U.S. carrier that WILL cover an HIV positive individual, even if the premiums are high? If so, do you have a link to their website and/or number to them?
Additional D... |
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 Can insurance companies make teens surrender their license if they cant afford insurance? |
ok im a teenager boy and my parents have decided to take me off the insurance because im having trouble finding a job and they cannot afford to pay insurance anymore.
Is it ok for the ... |
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 Why do so many agents on here make broad generalizations and recomendations? |
| I was wondering how so many people who are licensed or claim to be licensed in the field of Life insurance will spout off Suze Orman sound bites about how term is the only kind of insurance that ... |
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debbigeri | Need a little piece of mind .? |
what do you do if you have life insurance no children and no one to bury you.50.000 dollar policy.please give me some kind of answer. |
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SantaBud
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The preceeding advice about a will is right on. In addition...don't just run out & cancel the policy!! There may be ways to have it be paid up (no further payments), or modified to fit your current position in life.
You didn't mention a problem w paying the premium, & either way the premium on a 50K policy should be fairly minimal. Your situation could change in the future, & you may have a need then, but be unable to buy coverage due to health changes.
I am a retired single insurance agent w grown children, but keep a 50K policy just in case.
I have the proceeds going to my estate which will distribute funds to my twins, my alma mater, my church, and a favorite charity of mine. Many people overlook life insurance as a form of charitable giving, but the dollars going to the charity or school can be huge compared w your investment. |
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jesus91874
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First. Don't commit suicide! You are loved!
Secondly, and most importantly, understand that that policy is NOT an INVESTMENT tool. It COULD be a Cash-Value policy. If it IS? CASH IT IN! That means that you have to, HAVE TO, write a letter to the company stating that you don't want any "Paid-Up" policy, or any "loans" from your cash-values. State that you want the money OUT of your policy, IN YOUR HANDS, that you are CANCELING your policy.
THIRDLY! YOU HAVE TO READ THIS! YOU HAVE TO KNOW THAT YOU HAVE TO HAVE A POLICY FROM SOME OTHER INSURANCE COMPANY "IN HAND"
BEFORE YOU CANCEL THAT CASH-VALUE POLICY! SO GO TO ANOTHER COMPANY, AND ASK FOR THE CHEAPEST LIFE INSURANCE THERE IS, THAT THEY HAVE... TERM LIFE INSURANCE. WHEN YOUR INVESTMENTS EQUAL YOUR FACE VALUE OF YOUR LIFE INSURANCE, YOU ARE SELF-INSURRED. CASH IS TWICE AS GOOD AS INSURANCE.
If you HAVE term Life Insurance, and you just want a Beneficiary, in case you accidentally drop off a cliff and die, then, I have some VERY good suggestions for a Beneficiary if you would like to write me at thewordofgodisjesus@hotmail.com.
Hope this helped. |
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john s
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GO VISIT YOUR LOCAL ATTORNEY AND YOUR LOCAL UNDERTAKER. PREARRANGE YOUR ESTATE AND YOUR FUNERAL. I THINK YOU CAN RENT PALLBEARERS IF YOU NEED TO OR YOU CAN JUST MAKE THE FUNERAL HOME YOUR BENEFICIARY AND TELL THEM TO THROW ONE HELL OF A WAKE IN YOUR HONOR |
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Bren
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A will is the answer. But look farther into your heritage for other relatives. Best friends. Anything to keep the governments hands off of it. |
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giselle g
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have a will made out with all the details you want done. That will take care of it |
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mbrcatz
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You make your estate the beneficiary of your life insurance, and spell out what you want done for your funeral.
Personally, If you've got enough in the bank to bury you, you don't NEED life insurance. |
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ganesh n
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give the 50,000 dolar to me,i will burry when you die,so dont worry ok. |
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