 Does anyone else think this is bizarre? |
| My roommate's mom just took a life insurance policy out on her. She has to get a physical for it, which is standard, but they are sending someone over to our house to take blood and collect ... |
|
 My husband recently died. I received a check from his insurance company for a premium I paid after his death.? |
| The check is made out to his estate. There is no estate, as we didn't own any property. What is my legal recourse? It's only a small amount so it wouldn't be worth it to hire a lawyer. ... |
|
 Can someone take out a life insurance policy on a mentally retarded person who didn't know what he was signing |
| This person was mentally retarded (52) and died of brain cancer. HIs brother (an attorney) took out an insurance policy for the 52 year old. The 52 year old did not really know what he was signing. ... |
|
 Sheila's wheels, why is this form of sexism aloud in society? |
| I could be a great male driver never crashing, yet I'm discriminated against and stereotyped (if you like) because I'm male. It's sexism. Should black people be charged more for life ... |
|
 Is it a wise investment decision for me to pay $55/month for a life insurance? |
| I am a 25 year old college student. I am not worrying about the coverage, it is a nice one, but rather $55/month I could invest somewhere else or put back in a bank.... |
|
 My grandson threw a cup and broke my new $2000 TV. The warranty does not cover.The damage is $2300.? |
My homeowners insurance company denied the claim. I do not understand my policy covers for "malicious mischief". Are they cheating me?
Additional Details
He is only 3 years old ... |
|
 Life Insurance.........? |
| I want to get a life insurance policy and would like to know more about what type to get. Just want a policy that will pay out if I die (car accident,cancer,illness,etc etc) and not really one that ... |
|
 What would be YOUR plan to resolve the health care problem in the U.S.?? |
| It seems to me that every medical procedure that IS NOT covered under insurance has a price tag that has plummeted. Examples are Lasik, or RK surgery, plastic surgery, implants.... I remember when ... |
|
| If a person dies suddenly, who is responsible for their debts? |
Additional Details
I have a life insurance policy that will cover my funeral expences. A small loan I have has life insurance. I was wondering if my life insurance policy would pay off ... |
|
 My husband has recently died and the insurance company that he paid in for his pension...? |
| has asked for a year's payment back. He was paid yearly - in arrears - and a payment was made 8 days after he died. I worked out that the repayment was £15 (for the 8 days overpayment) and ... |
|
 If you have fully comprehensive car insurance are you covered for third party on other vehicles? |
| For example if I was insured on one car fully comprehensive and wanted to drive another not on the policy, is the driver covered with third party insurance? If the other car owner has gave permission ... |
|
| Is it a good idea to combine my car insurance with home owners insurance? |
| With Farmers Insurance? Is there a catch to it, since it sounds too good to be true. My old policy is only liability and covers around $15,000 per accidents, (monthly is $43.00). The new policy ... |
|
 Do you pay taxes on a Life Insurance payout? |
| my father died and my mother will be seeing her tax person. Will she be paying taxes on the money she collected from my dads life insurance?... |
|
 I'm driving uninsured. We can't afford our vehicle insurance. Is it nuts to drive out of town? |
| Please settle an argument between my husband and I. We drive in our town back and forth to work, and I feel ok with that. I want to rent a car tonight because we have to go to an interview. It'... |
|
 How does someone without insurace seek treatment for an injury? |
| A friend of mine injured her knee in a fall three weeks ago, and it's still in really bad shape. She went to an urgent-care facility, where they took X-rays. Unfortunately, these were ... |
|
 Have u heard of Primerica? |
?
Additional Details
I was just wondering. I was offered a job there and was wondering if its a good way to go? seems all to good to be true. set my own days and hours. and i can get ... |
|
|  |
Mike R | Need help with a health insurance question.? |
I have been offered a much better job than what I have now in another state (12 hr drive away). My wife is pregnant and due at the end of November. If I take this job she would no longer be covered by our current insurance. The new job insurance wouldn't kick in until the due date. Does anyone know of a company that would cover her? She believes no one will cover her as this is a "pre-existing condition." I would hate to turn down this opportunity. Thanks. |
 |
 
mbrcatz
|
She's right. You would have to buy "cobra" coverage through your current employer, to be sure she had coverage when the new insurance kicked in. |
|
sam k
 |
try this
http://www.insurance-assurance.110mb.com |
|
ebuyfaxe
 |
more for you |
|
graveyardspunka
|
she can always lie everybody else does go to welfare and tell them her husband left her and she doesn't know where he is, she'll get medical,a check and food stamps.When the baby is born and your at your new job she can just tell them that you and her worked things out and that she doesn't need their help anymore. |
|
gomanyes562
|
You can probably take advantage of COBRA to extend coverage from your current insurance. Ask your HR department. |
|
gummi bear
 |
Depends on the state you are in. In NY we have Pcap which will cover any pregnant woman if they do not have insurance. You can check with your states insurance programs.
When you leave a job though, you are automatically offered Cobra insurance. While it is super expensive, you can choose to use it if you must. |
|
bofahs
 |
If her employer had more than 20 (I think) employees, and she has been there a year (I think) she should be eligible for "Continuation of Benefits"
The magic word is COBRA - that's the acronym for the enabling legislation. She just says to the Human Resources person, "I'd like to continue my benefits under COBRA." Now, the premiums are going to be, perhaps, a little higher, but it will be worth it to have 1. continuing insurance for the delivery of your baby and 2. what they call "continuity of coverage - that means that under no circumstances can they deny coverage for a "pre-existing condition".
COBRA - do it. |
|
Samantha
|
Well usually when you quit or get fired from a job there is a cobra insurance options. Basically you'll pay a whole lot more for it, but atleast she'll be covered. Try to call your benefits and see what would happen. The pre existing condition onlly applies when you don't have any pre existing insurance. I also think that alot of the insurance companies have quit doing the pre existing rules. It was kinda dumb they started that anyway. When I was 8 months pregnant I switched insur companies and I had no problems! Try to call your insurance company for more info! |
|
Reginald S
|
http://www.iabfreedomforlife.com/Memberships/index.html
Enter Sponser Advocate ID: 87514
on the enrollment application. We accept pre existing conditions. |
|
Skyhawk
|
The 'Continutation of Benefits Reform Act 'of 1986 allows you to keep your current health insurance, for a minimum of 60 days, even if you leave a job.
You will have to pay the full premium for it, but it would be cheaper than getting temporary coverage. |
|
Tammy R
|
Check out http://www.helpyousavenow.com this is a discount benefit plan that does not have any pre-existing clauses. Very affordable benefit plans!!
I hope this helps
Tammy |
|
Dan
 |
New job and new baby is a lot to take on, but if you are sure, then here is the things you want to consider:
1) if the employer offers cobra (over twenty employees) and she qualifies (is quiting a qualifyinge event? No), that's an option. She would be better off asking for reduced hours, that is a qualifying event.
2) FMLA is probably better. If the employer has more than 50 employees in a relatively close area (75 miles I believe), she can take family leave for twelve weeks and pay for the insurance, and then get COBRA when she doesn't come back (not working the necessary hours to have benefits is a qualiying event).
3) You mau qualify for Medicaid without having to lie. Call the social worker at the hospital you are planning to deliver in. They can help. |
|
Etta P
|
The company you currently work at should be offering you COBRA benefits as is federally required. Below is the website for the US Department of Labor, this will give alot of helpful information and even a way to contact them
Hope this helps:) |
|
tonalc1
|
Federal law bars insurance companies from considering pregnancy a preexisting condition.
I would suggest taking COBRA coverage from your old job. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
14 | 9 minutes(s) ago
| | | |
14 | 30 minutes(s) ago
| | | |
13 | 3 hour(s) ago
| | | |
13 | 8 hour(s) ago
| | | |
14 | 9 hour(s) ago
| | | |
14 | 1 day(s) ago
| | | |
14 | 6 day(s) ago
| | | |
14 | 1 week(s) ago
| | | |
14 | 3 week(s) ago
| | | |
14 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
