 Can someone tell me how hard it is for a nurse to work for an insurance company? |
| What I would like to know is: Is it very hard to work for the insurance companies that have a nurse on call for their 24 hour nurse line. I have alot of nursing experience and would like to find ... |
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 DECEASED PARENT'S LIFE INSURANCE? |
| My mother died (while still employed) at Allied Signal back in 1970. Today the company is known as Honeywell. I've hit every stone wall there is in trying to research the Life Insurance company ... |
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 Which Term Life Insurance policy to cancel? |
I have 2 Term Life Insurance policies on myself.
Both are for the same dollar amount.
"A" is 20 yr, of a stable Insurance company under State Farm Insurance ($68 per month)
&... |
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| How does insurance exactly work? |
| Ok, you have a bill, the bill is more than what you put into insurance, say you just started the first year and only paid $500, and that bill is $1000. Insurance just pays for it all even though you ... |
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 Travel insurance policy start date? |
| The travel insurance i want to buy includes cancellation cover. Do i put the policy start date as the start of my holiday? because if i do that am i covered from now if i have to cancel? =/ sorry im 1... |
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 How long after giving up smoking before being in the clear? |
| I used to smoke and my insurance premiums are based on my being a smoker. However, now that I have given up, I want to be re-assessed on the basis of being a non-smoker. How how before insurance ... |
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 Can we file insurance claim when selling the house? |
| We are selling our house. The inspector found some hail damage and requested the roof to be replaced. My home insurances covers hail and wind damage, but would they pay for if we are in the process ... |
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 Insurance policies are always for 12 months. Why? |
| just wondering why all insurance policies seem to be for 12 months. Is there any reason why insurance companies don't have eg 18 month policies. Or why not just rolling monthly policies? Are ... |
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 HMO deductible for emergency room visit ? |
| The deductible for emergency room visits according to my HMO plan is $100. Even though I was only there for two hours I subsequently got three different bills in the mail. One from a lab for a ... |
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 Should Health Care in California be a right? |
| The Health Care system in the United States is a huge issue that is being ignored every day. Every year the cost of health care goes up and up and because of that the the middle and lower classes are ... |
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 Insurance Part II: Is it better to purchase insurance or to insure myself??? |
| Witnessing the treatment clients in the Gulf Cost are getting from the insurance companies … I was wondering if Insuring myself <Paying myself premiums into my own controlled account> would ... |
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 Governing body for travel insurers? |
| Is there a governing body/association specifically for for insurance companies, specifically relating to travel insurance policies?... |
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 Wat is the average cost of medical malpractice insurance for the small business in new york, or across the US? |
Additional Details
What is the average price of medical malpratice insurance if i want to insure my (small business) office in New York?... |
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 Question for anyone that knows about insurance? |
| I am renting a garage that is not attached to the house and want to insure it. Would this be covered by the house insurance or would you need separate contents insurance as its not near the house. If ... |
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debra c | Need to find a good but not so expensive insurance ? |
my dad is wanting to retire but hes concern about having to find affordable insurance. does any one know of a good type of insurance company and its not that expensive, he has retired once from celco and he couldn't stand just being around so he went back to work as a janitor at a school.. now hes 64 and he won't have insurance. so i need to try to find him a good insurance carrier that is also not so expensive. he is on a budget so he has to be careful what he does and what he finds.. any help will be greatly appreicated thank. u!! we live in pearisburg,va. not sure if that would matter or not.. thanks again!!
Additional Details
i should at to this question.. hes health is fine. he retired once from celc. and was use to working all the time so he came out of retirement and got this janitor job just to keep him busy. hes not overweight ,excellent health cond. and after he went back to work and has worked 4 yrs. now hes found out that ,that messes up your s.s ,, now hes getting older he wants to get out now but the health benefits is pretty expensive. what about these commmerical u see on tv about health coverage?? |
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ramble r
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My family have this health insurance - healthplans.my-age.net
It is affordable and has good coverage for dental issues. |
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thomas p
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I agree with the remarks of the answer above. I am surprised that he does not have a government sponsored health plan via. the school. The janitorial job feels like like employment that your dad does find taxing. He might consider continuing to work the school job for another year or so. He most certainly should speech with a Social Security office about the kick in date of his Medicare coverage. I know the Pearisburg, Va. region and cannot see the attraction of retirement as he has the summer to fish. If your dad has major medical problems, then he should seek a Social Security Disability solution to his insurance needs. The cost in the private insurer would be too high for person on a budget. |
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robert h
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I am sorry to say that at age 64 contrary to what all the adds on television tell us affordable health insurance at this age is just impossible to find especially with what is called a pre existing condition. To an insurance company this could mean anything from a hang nail to are you still alive. Though the bad new is that your father is 64 it is also the good news. In just one year he will be eligible for Medicare. He may also be eligible for other wrap around programs offered by the state where he lives. He can apply for Social Security Disability now. Often this pays better than normal Social Security. If he decides to go the disability route I personally suggest the Law Firm of Binder and Binder. There is no fee unless they win his case. If they win they are paid from your fathers award in the amount of 25% of the back balance collected. That is all that they collect. Good Luck To You And Your Father Bob |
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Zarnev
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Depending on his health and exact age he may have a difficult time finding an individual policy at any price. Most insurance companies will not write a policy on someone age 64 and none will write a policy at age 64 1/2. This is because it takes the insurance company about 6 months of premium just to recoup the cost of issuing the policy and most people go on Medicare at 65. If he has pre-existing conditions he may not qualify at all or those conditions won't be covered.
Short term policies are available up to 64 1/2. They have a very reasonable premium but are only designed for catastrophic coverage. They will not cover any pre-existing conditions but in most cases will accept him with those conditions.
Your location does matter because insurance is specific to your area. Visit a local agent that works with all the major companies for assistance finding a policy. There is no extra charge using an agent. |
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mbrcatz
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Assuming he's perfectly healthy and not overweight, I don't know of any insurance companies that are going to insure him, for under $600 a month. If he's NOT perfectly healthy or overweight, they aren't likely to take him at all.
See, he'd only have it for a year, but their RISK of a very expensive claim is very, very high.
Anyone offering you a "bargain" is either scamming you, or selling you a VERY limited plan, or selling you a discount plan that doesn't PAY anything.
You get what you pay for.
Most of the time, people have to work until they are 65 and qualify for Medicare.
EVERYONE is on a budget. EVERYONE has a fixed income, if you're name isn't Paris Hilton or Bill Gates. We all have to be careful. And most of the time, we all have to work for our health insurance benefits. |
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