New job doesn't offer benefits, where can I sign up for them?

I have been offered a new job that is a great opportunity and more money in the restaurant industry. The only problem is it does not come with health insurance. I am in my late 20s. Is there a program in New York I can apply for to get health insurance at a good rate. I don't want to apply for individual insurance through a health care provider if possible. I would like to keep the cost relatively cheap.

Thank you for reading this and please don't judge me on the choices I am making. If you have constructive advice to offer and resources to provide without judgement that would be great.
Additional Details
I was looking for a special program like Medicaid but for people my age.

Medicaid is for everyone of all ages and is the only program that fits your requirements. Other than that you'll need to visit a local independent agent. This person knows the plans available in your area and can find a plan that fits your situation and budget. The plans and premiums are the same whether you use the agent or buy directly from the company.

You may get answers here concerning medical discount cards. Be very wary of these cards. They are not regulated by the Department of Insurance nor do the people that sell them need to be licensed. This means you have little recourse when you have problems with the plan. If you are tempted by the low price and claims of â€œsave up to 80%â€ be aware that very few doctors actually take these cards. It does you little good if you have to drive 4 hours to find a doctor that will accept the card. Montana couldnâ€™t find any doctors in the whole state that actually took the card and only one dentist who was on probation for unlawful activities so they banned the sale of the card and fined the company. See this link http://www.insurancejournal.com/news/west/2006/11/22/74554.htm for more information. Many other states are starting to ban these cards as well.

Before signing up with any discount plan get a list of doctors. If they wonâ€™t give you a list consider it to be a scam. Call the doctors on the list to make sure theyâ€™re still taking the card (many donâ€™t even know that theyâ€™re listed as a provider) and that theyâ€™re accepting new patients.

Do not try to do this over the internet. It'll take you several days to intelligently compare all the plans available. Also, if you have any pre-existing conditions that might add a rider to the policy or cause you to be declined or if you are out of the height and weight guidelines you won't know until you've applied and gone through the underwriting process. You don't want a decline on your record if you can help it.

Healthy NY
http://www.ins.state.ny.us/website2/hny/english/hny.htm

hi check this link its useful

http://workathomedataentrysites.blogspot.com/

.

No, any program WOULD be individual coverage. There's no group coverage (besides medicare/medicaid) for working people with no group coverage. If that makes sense.

And with health insurance, you get what you pay for. I'd expect it should cost you about $250 a month.

You could talk to the guy that does your house/car insurance, see if he has any LOCAL suggestions, maybe he knows something we all don't.

Good luck!

Try a discount medical plan. It's affordable and when you need to see a provider you pay a discounted rate.

Enter Your Message or Comment

User Name:
User Email:
Post a comment:

Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.004
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy