Do I need life insurance? |
I have life insurance through my company, but it's not a lot and I wonder if I should get enough to cover my debt.
I own a condo (with my bank) and car (with my bank) and have student ... |
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What are some reasons why insurance co. settles a lawsuit? |
| What are some reasons why an insurance co. settles a lawsuit(premises liability). Could one reason be that the plaintiff and lawyer have a solid case? And they see client was wrong?... |
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Is my 18-year-old highschool dropout still covered on my health insurance? |
| My son turned 18 in March, and I just signed him out of public school (he was nowhere close to getting his diploma; whole different story). He will be getting his GED and attending community college ... |
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Is it important to take photos of insurable items? |
| I recently took photos of some of the stuff in the apartment that I want to insure. I'm also trying to estimate how much we should be insuring our apartment for. I took pictures of rare books, ... |
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Can i get a temporary health insurance for 2 yrs until i graduate and start my job.Also which health insurance |
has good benefits and is affordable.I need help choosing one Additional Details The insurance that my college provide does not come with good ... |
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Is there anything I can do about making payments on a car that was totaled and NOT covered by Insurance ? |
| My car was totaled by an excluded driver, Ins. Co. won't pay. We are still liable for our monthly car payment, does anyone know anything we can do? Don't want to get bad credit rating, and ... |
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Is it a good idea to borrow money on a life insurance policy? |
| I need $1000.00 for home repairs and to pay some bills. I am thinking about borrowing on a life insurance policy. The interest is 8%. How much will I be paying back if I repay it within 12 months. Is ... |
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I have a small cleaning service, how much per year should I expect to pay for minimal liability insurance? |
Also, how much approximately to be bonded? I just want to get a roundabout idea?
Also, is it necessary in all cases to carry business liability insurance for small businesses.... |
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Why could be LabCorp be denying our insurance? |
| So back in March I found out that I was pregnant. My husband and I didn't have insurance then and was paying $500 out of pocket every monthly doctor's visit until we finally got insurance ... |
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Tiitanic was deliberately sunk?? |
Hey guys,
I was shocked when I saw a particular post in an Insurance discussion board,
http://www.ampminsure.or
What do you guys say?... |
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National Insurance Number ? |
| I was just wondering what age do you get your national insurance number? Is it 15 and 9 months? Because I really need it so I can start my full time job.... |
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Lost ring: reward? |
| If you lost an expensive diamond ring, and were reimbursed for it by your insurance company, then shortly afterward you found the ring, would you return the money?... |
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Does anyone work for farmers insurance? |
I was offered an an insurance agent position. But still unsure about taking it. They seem to offer quite a bit Additional Details Please if you will, whats your opinion of this company,... |
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Can my wife take me out of the Medical Insurance? |
| We are separated for almost 4 months but we did not file for divorce yet. Today I found out that she took me out of the medical insurance 3 months ago?...and she did not even tell me! She has ... |
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How can I get authenticity of my prize winning information that i received by e-mail from south africa? |
| Information that I won a lottery and that prize money was insured on my name by taking an insurance bond (Copy also sent to me by e-mail) from an insurance company in south africa by that lottery ... |
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I would like to be an insurance adjuster, not a salesman, I am 36 yrs. old not sure where to start.? |
| I need to take some direction in my life, have done nothing up till now but just get by. (exist) I don't have much, just your basic education, a used car, and an apt. I can't afford. W... |
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Pet insurance? |
can anyone please explain in further details what the following means:
complementary treatment
third party liability
holiday fees
... |
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K!M | No Car Insurance? |
If you get in a car accident and the other driver doesnt have insurance and they are at fault of the accident what happens? When the police came and ran the insurance and the other driver didnt have insurance shouldnt he have arrested her or gave her a ticket? Im in Texas |
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mbrcatz
 |
Well, I'm in Texas too. Go Texans. Go Matt Schaub. We'll see.
You can do one of two things - you can file the claim with YOUR insurer, and let them chase after the guy, if they can. Or you can sue the guy directly for your damages.
The arrest or ticket thing is irrelevant, from your point of view. Here in Houston, there are TONS of people driving here illegally, uninsured, and they don't even ask if they're in the COUNTRY illegally. Which means, if the person you hit HAS nothing, or is here illegally, or doens't even bother to go to court, you'll win, but you won't get a dime anyway.
I'd just file with my own insurer, and let them worry about chasing the money. |
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Domino
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you can sue her directly but if she doesn't not have insurance then she probably doesn't have any money. They probably issued her a citation, especially if she was driving uninsured |
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DrIG
 |
He could have done either or both. |
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MSAD
 |
Usually the officer will give the other driver a ticket for not having proof of insurance. If the person brings proof of insurance to court, the ticket is usually dropped.
If the other person does not have insurance, contact your insurance company and notify them that you have an uninsured motorist claim.
Your company will have to get written verification that the other person does not have insurance. Once they do that, they will be able to handle the um claim. |
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Yo' Mama
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I know insurance laws in Texas are somewhat different than many other states. I don't know if you're a no-fault state or not. In most states, uninsured motorist coverage only covers you if the at-fault driver is uninsured and you are injured. If you have collision damage, you'll either need collision coverage (which normally includes a deductible) or a special form of uninsured motorist coverage that specifically covers your vehicle damage--with a deductible. If your company pays a claim for you, they'll go after the at-fault driver but don't hold your breath. Most uninsured drivers are that way because they don't have the money to buy insurance, so they won't have the money to pay your damages either. In either case, in a mandatory insurance state, the uninsured driver would be ticketed and could forfeit their license and vehicle registration (license plates) for up to 2 years or longer and then would have to pay a hefty fine to get them back. Best bet is to call your insurance company, if you have the coverage to take care of your damages, and let them handle it for you. It can get complicated. |
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southron2002
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Depends on the State. Sorry can't answer for Texas. Here in Georgia, yes, they would be arrested and the car impounded |
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