No health insurance?

Do you think this is why our hospitals are closing?

The federal government passed the Cobra Law. It says that if anyone walks into a hospital emergency room, regardless of ability to pay, they must get care from that hospital appropriate for their condition.

Also, a good resource is...

http://www.knowledged.info/go.php?link=insurance

All the best to you.

Nope. Usually it's because of illegals misusing the ER and skipping out on bills.

Unlike big governments, small community hospitals cannot run deficits forever. The Copper Queen's shortfall from treating illegal aliens grows each year. This year it will be about $450,000, bringing the total for the past few years to $1.4 million. With each money-losing year, a tiny piece of the 14-bed hospital dies. When that happens, the entire community suffers. Dickson's most agonizing decision came when he was forced to shutter the long-term-care unit. "It was the only place the elderly could go," he says. "If someone had dementia, we had a room for them." But no more. Now if people who spent their life in Bisbee need elder care, they must leave the area. "The more free care we give," Dickson says, "the more we have to ration what's left."
Dickson emphasizes that not all the free care is going to illegal aliens passing through on their way to other states. About half goes to Mexicans who use the Copper Queen as their personal emergency-care facility. In effect, the hospital, which performs general surgery, has become the trauma center for that stretch of northern Mexico. If an ambulance pulls up to the border-crossing point near Bisbee and announces "compassionate entry," the border patrol waves it through, and the Copper Queen is compelled to treat the patient. It is one more program that Congress mandates but does not pay for. "If you make me treat someone," says Dickson, "then you need to pay me. You can't have unfunded mandates in a small hospital." Although the Medicare drug act that passed last year provides for modest payments to hospitals that treat illegal aliens, Dickson says there is a catch that the U.S. government has yet to figure out. "How do I document an undocumented alien? How am I going to prove I rendered that care? They have no Social Security number, no driver's license."

The limits of compassion are also being tested on the Tohono O'odham Nation. About twice the size of Delaware, the tribe's reservation shares 65 miles of border with Mexico. Like the residents of the small Arizona towns just to the east, the Native Americans, many of whom live without running water and electricity, are overwhelmed. The Nation's hospital is often packed with migrants who become dehydrated while crossing the scorching desert, where summertime temperatures reach upwards of 110Â°. The undermanned tribal police force helps the border patrol round up as many as 1,500 illegals a day. "If this were happening in any other city or part of the country," says Vivian Juan-Saunders, Tohono O'odham chairwoman, "it would be considered a crisis."

http://www.time.com/time/magazine/article/0,9171,995145-7,00.html

Hospitals. , while non profit, must still take in enough revenue to meet costs and hopefully, generate a modest surplus.
If they render services and take in no revenue. this is not happening. And, sooner or later, they will not be able to operate.
Hospitals can only get away with charging $ 12.,00 for a box of kleenex to make up for revenue shortfalls for so long.

for insurance details
i think its better for all type insurance
http://www.insuranceplan4u.com

In the 1980s when health care cost truly became to spiral out of control, health insurance companies began "cost containment" programs. Out of that came , just to name a few, out-patient surgery which requires less hospital staff since you have virtually no third shift for overnight employees, pre-certification for elective surgeries that resulted in some surgeries not being done at all because after reviewing the patient's history they were told a non-surgical option had to to tried before surgery (that wasn't always a bad thing) but again there was less need for the hospital, for-profit labs and imaging centers have opened out that have less overhead expenses so can charge less and drew business away from the hospital. Then, we have a shortage of nurses and other non-physician medical staff so who is working at these vacant hospitals? I had surgery and had to stay overnight. Because there were only two of us on the floor, the nurse was re-assigned to another floor. We had a clerk who stay at the end of the hall listening to her iPod and flipping through a magazine. When we rang for a nurse, the clerk was suppose to make sure that one would come from another floor but I called repeatedly throughout the night as did the other woman. The first nurse I saw was the first shift nurse at 7am.

It was only a matter of time until hospitals began to close or merger with other hospitals in nearby communities. Not only is it a matter of money it is a matter of safety.

Hospitals are closing because they're getting stiffed on medical bills, both from the uninsured, AND from insurance companies. AND from the government, the largest health insurance provider (medicare & medicaid).

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