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 What is cheaper a funeral or a cremation?
...


 Can someone take out a life insurance policy on a mentally retarded person who didn't know what he was signing
This person was mentally retarded (52) and died of brain cancer. HIs brother (an attorney) took out an insurance policy for the 52 year old. The 52 year old did not really know what he was signing. ...


 Can someone who smokes marijuana get affordable life insurance?
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 Sheila's wheels, why is this form of sexism aloud in society?
I could be a great male driver never crashing, yet I'm discriminated against and stereotyped (if you like) because I'm male. It's sexism. Should black people be charged more for life ...


 Is it a wise investment decision for me to pay $55/month for a life insurance?
I am a 25 year old college student. I am not worrying about the coverage, it is a nice one, but rather $55/month I could invest somewhere else or put back in a bank....


 How old do you have to be to get a seniors discount?
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 My grandson threw a cup and broke my new $2000 TV. The warranty does not cover.The damage is $2300.?
My homeowners insurance company denied the claim. I do not understand my policy covers for "malicious mischief". Are they cheating me?
Additional Details
He is only 3 years old ...


 Life Insurance.........?
I want to get a life insurance policy and would like to know more about what type to get. Just want a policy that will pay out if I die (car accident,cancer,illness,etc etc) and not really one that ...


 What would be YOUR plan to resolve the health care problem in the U.S.??
It seems to me that every medical procedure that IS NOT covered under insurance has a price tag that has plummeted. Examples are Lasik, or RK surgery, plastic surgery, implants.... I remember when ...


 If a person dies suddenly, who is responsible for their debts?

Additional Details
I have a life insurance policy that will cover my funeral expences. A small loan I have has life insurance. I was wondering if my life insurance policy would pay off ...


 My husband has recently died and the insurance company that he paid in for his pension...?
has asked for a year's payment back. He was paid yearly - in arrears - and a payment was made 8 days after he died. I worked out that the repayment was £15 (for the 8 days overpayment) and ...


 If you have fully comprehensive car insurance are you covered for third party on other vehicles?
For example if I was insured on one car fully comprehensive and wanted to drive another not on the policy, is the driver covered with third party insurance? If the other car owner has gave permission ...


 Is it a good idea to combine my car insurance with home owners insurance?
With Farmers Insurance? Is there a catch to it, since it sounds too good to be true. My old policy is only liability and covers around $15,000 per accidents, (monthly is $43.00). The new policy ...


 Do you pay taxes on a Life Insurance payout?
my father died and my mother will be seeing her tax person. Will she be paying taxes on the money she collected from my dads life insurance?...


 I'm driving uninsured. We can't afford our vehicle insurance. Is it nuts to drive out of town?
Please settle an argument between my husband and I. We drive in our town back and forth to work, and I feel ok with that. I want to rent a car tonight because we have to go to an interview. It'...


 How does someone without insurace seek treatment for an injury?
A friend of mine injured her knee in a fall three weeks ago, and it's still in really bad shape. She went to an urgent-care facility, where they took X-rays. Unfortunately, these were ...


 Have u heard of Primerica?
?
Additional Details
I was just wondering. I was offered a job there and was wondering if its a good way to go? seems all to good to be true. set my own days and hours. and i can get ...


 Is my boyfriend covered on my insurance? I have state farm?
he is 23 and is not listed onthe policy....


 I just bought a condo. Do I need homeowners or renters insurance? Who do you recommend I use?
I'm looking for something cheap since I'm just out of college. The exterior of the building is already covered. I guess all I have to worry about is fire and theft on the interior.
A...


 What is the difference between term life and whole life and what is better to buy?
I would like to buy insurance for myself but what is best. term Life or Whole life and what is the different....



nadia
No insurance to pay off hospital bills?
I recently went to the ER for pain in my abdomen and now i have recieved over 7,000 in medical bills plus the ambulance fee. I live in Illinois and supposedly no one is turned down for medical insurance but i was. I'm a part-time employee so i can't recieve insurance through my job. A friend of mine said she have hospital bills for a broken ankle she called the hospital and they sent her some papers to fill out and now she owes nothing. Can this be true? If so how can i go about it?
                     
 




zippythejessi
Rating
Call the hospital's billing department as soon as you can and explain your predicament. There's charites set up at the hospital for cases like this, or they can greatly reduce your charges and set you up for a payment plan. By doing this sooner rather than later, you'll avoid being sent to a collection agency - which is something hospitals are fairly quick to do. Even if you have to send them $20 a month forever, it won't flush your credit rating down the toilet.


As Real As It Gets
Most states provide funding to hospitals for "Charity Care," which is a way of paying hospitals for providing services to those that can't otherwise afford them.

Contact the hospital's Business Office and ask how to get into this program.


futureteacher0613
Rating
It's worth a shot. Call the hospital's accounting office to find out what you can do to make payment arrangements or get some kind of write-off.


Kaska
Rating
Yes it is. Call the billing department and ask if they have grants for uninsured workers. They will send you a bunch of paperwork to fill out and they will either pay most or all your bill.

I owed $1,800.00 my bill was reduced to $100.00 a big blessing.

They only give you about 10 days to get the paperwork back to them so fill it out immediately and return it.


Gina
Rating
That happened to me awhile ago and the hospital never sent me any paperwork and said I owed nothing...
Eventually what happened with mine was I called the hospital and asked to be put on a payment plan. You can arrange it with them where you will pay anywhere from $20.00 - $100.00 or more a month. You decide the amount, and as long as you are on time with your payments they will not send you to collections.
Goodluck!


partygurlone
Rating
Sometimes, if you call the hospital's billing department and explain your situation, they will work something out with you. They dont always disolve all the amount owed, but they will usually reduce it or work out a payment plan with you that is affordable.


Mike
Rating
Go talk to the hospital administrator IN PERSON. Bring your bills, proof of income, and other bills, be very nice, beg for mercy... they will reduce or eliminate your bills.

Then BUY insurance!


mphsgurl79
Rating
A lot of times on the back of your bill on front in small print they have a number or application on back of bill that states if you can't afford to pay this bill....fill out the form or call because there are alot of charities who pay those bills for low-income or people with no insurance and speak to a social worker at the hospital.


mow say tongue
Rating
get on a payment plan w' the hospital. Its a phone call away.


Rez Rostov
Rating
Very simple. Speak with the billing department of the hospital to work out a payment plan. You can pay a fraction of the bill every week or even every month until its paid off.


mark
Rating
Contact the hospital and explain your situation. In many cases they will help find any assistance you might be eligible for , and then they may write off parts of the bill. You should expect to pay at least part of it .


mbrcatz
Call the hospital billing department, and ask them.


AmZ
I would make sure that you are in the same situation as your friend. Anything that already has been treated insurance will not cover. You can still talk to the hospital and ask for aid. They are usually very lienient and can set something up for you. AND, not everyone qualifies for public aid, which might have been in your friends case.


LostSoul
Just pretend you're Mexican. They don't have to pay.


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