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 My dad just got sick and was in the hospital for two weeks he has no insurance and all the bills just came in ?
we owe like 108,000 what do we do, hes the only with a job, were barely making ends ...


 Thinking of selling for Pre-Paid Legal Inc.......?
Question is, how much would the average, law abiding citizen actually need this service? I think if I had more friends in need, I'd sell it. But I don't. They are all pretty much good ...


 Could u get in trouble 4 buying stolen goods?
...


 PLS HELP ME IS THERE ANY POLICY TO COVER THE PREGANCY?
PLS SOMEONE HELP ME IS THERE ANY POLICY TO COVER THE PREGANCY MISLENIOUS...


 What is mortgage insurance?
When having somebody co-sign for a morgage with no $$$ down, how does mortgage insurance work?
1) Is it required?
2) Is it permanent?
3) Is it like a car insurance policy - where the ...


 Can you own two home owners insurance policies?
I have one Home owners insurance policy. It just barely covers the cost of rebuilding which is close to the mortgage amount, in case of fire etc. Can I get a 2nd Home owners insurance policy to ...


 What does one do for a job with Primerica?
my brother has an interview there and he would like to know exactly what it is they do? they didn't give him details about it just very briefly explained it to him....


 A follow on question on insurance payouts?
I would like to know the amount of moneies in total, that insurance companies have paid out for water damage,(due to burst or leaking plumbing, not flood ) in the uk in any 1 year. All insurance ...


 Do you get your money back if you switch car insurance companies one month into a term?
I am buying a new car and found cheaper rates than Geico with Allstate. Problem is, I am one month into a six month term for my old car. I have already paid for the six month term. Will Geico have ...


 How can a grad student without a full time job get health insurance?
...


 How can i get this insurance information?
I ALREADY TRIED going to insurance websites but they all want me to fill out and get a quote
i dont want to put all my information in
i just want to know these things for 3 different ...


 When my neighbors water pipe broke it ruined my floor. who is liable?
water came through my condo ...


 Life Insurance......?
well i'm pregnant right now and i'm starting to think bout what if something happens to me after the baby is born, so i'm looking into life insurance. i'm 21 right now, and a ...


 I got rearened in an accident and was not wearin a seatbelt. Will their insurace cover my medical?
I was rear ended in an accident. Called 911 and the police was not dispached. I did not ride in an ambulance but went to the ER about an hour later due to back spasams. I told the ER doc i was not ...


 What is an workers comp audit?
I am a California licensed contractor and today i got a paper mailed to me from workers comp company, saying i have to have an audit. I have had 3 people work for me for a short period of time, all ...


 What is considered as pre existing conditions for health insurance?
will an insurance company just turn you down automatically if you have pre existing conditions, or will you find out later on when you try to file a claim that your coverage is limited? i get bcbs ...


 What is considered good value for a life insurance policy?
A 73 year old smoker pays $60 per month and the policy is only worth $10K. That seems to be a waste of money, especially when this person could use the money on a weekly basis right now. I'm ...


 Affordable car insurance company's?
I am currently with farmer's insurance but i feel they are too expensive
so is there any company's that are cheaper and affordable rates?...


 Life Insurance question, If you are licensed in one state can you sell to all 50?
Can you work under a company like AIG and get your own leads, advertise, and sell in all the states beside you own state? How does it work? How can you be a broker and sell different companies to all ...


 What is the cheapest and best life insurance other then term?
...



paul m
Norwich union anyone having problems with houshold claims QUOTE ME HAPPY MY # # #?
                     
 




Roy
Rating
No but I know of someone who had a problem with a pension plan they had from them.


Rich N
Cheap insurance is cheap because they don't pay out very often. That's how they are able to keep their costs down.

In my experience, cheap insurance is a false economy. Carefully balancing risk and premiums is a difficult things, but the companies that do it the best are rarely the cheapest. it really does pay to check out the small print about your cover before signing and speak to a financial adviser about their claims adjusters. Very often these low premiums are too good to be true.

Sorry to hear of your bad experience.


JOSEPHINE S
Rating
what did you claim for, is the claim valid under the policy rules.


efrankdeniro
No, people seem ok


Rebecca
Rating
If you're having claims issues with your insurance company, don't settle for the "well, they were cheap, that's why they're not paying out." No, that's called breach of contract.

It's a fact that most insurance companies will make you wait until the very last possible minute to pay out on your claim until you're so desperate you're willing to settle for anything, and then they will offer you a mere 10% of what you're actually owed. That's when you call a public adjuster, and then the public adjuster will go rip the insurance company's face off and get you what you deserve.

I recently learned about this very issue, and all I can say is I wish I had known about this industry 15 years ago. I hired a group called Charles R. Tutwiler and Associates, Inc. last year, based on dozens and dozens and dozens of testimonials from people who couldn't stop gushing about all the extra money they had gotten, some people 14 times more than the insurance company initially offered.

My own friend had severe damage from Hurricane Charley. Her homeowner's insurance company sent out "their" adjuster, who conveniently told her her damage was only $2900 and her deductable was $3000. She hired Tutwiler and Associates who got her insurance company to not only fork over all the money that they owed her for the damage to her property, but they also had to pay her for the two weeks she lived in a hotel, two weeks she had to eat out, and all the meat and groceries she lost when her electricy went out due to the storm.

If you've ever suffered any kind of property loss, call or write them. It seems that they live to stick it to the insurance companies on their clients' behalf.

http://www.publicadjuster.com


swoodleybird
Rating
Not 100% sure about house insurance but I know they are in the process of moving a significant amount of the motor insurance claim handling (not just call centres) to bangalore - so if its bad now its going to get worse


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